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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Easy to apply and to use

I recently took out a credit card with zopa and found it really easy to apply. The card arrived a few days later. The app is really secure and easy to use. I'm over the moon with zopa's service. Reviewed on: 25th January 2022

Brilliant company

Supportive. Reliable helpful. Cannot fault them. Would highly recommend. You really feel like they have your back. Reviewed on: 25th January 2022

Zopa is amazing

Fantastic company with amazing customer service Reviewed on: 25th January 2022

Great card

Great card and great support would definitely recommend Reviewed on: 25th January 2022

Easy, fast and great rates

Application was easy, app makes management a doddle and my card arrived fast. Reviewed on: 25th January 2022

Excellent!

All round excellence good customer service Reviewed on: 25th January 2022

Great app great card

One of my favourite cards I have ever had the app makes it a dream to use I am so impressed I would recommend to anyone Reviewed on: 25th January 2022

No problems

Easy hassle free credit company Reviewed on: 25th January 2022

Easy to manage

Great App & easy to manage - everything is available on your phone. APR not the best but doesn't matter if used sensibly. Good customer services as well. Reviewed on: 25th January 2022

Excellent Card

Overall an Excellent card company. Thanks Reviewed on: 25th January 2022

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