Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44337 reviews)

View other Zopa products

4.94

Based on 44,337 reviews, last reviewed 21st Apr 2026

37% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

I have had no issues at all never had to contact cus... I have had no issues at all never had to contact customer service Reviewed on: 21st April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44337)

Zopa card

Very good card with easy to use app Reviewed on: 25th January 2022

Quick and easy

I found the process easy, no hassle at all with an easy to use app and regular updates which I find extremely helpful, good service Zopa Reviewed on: 25th January 2022

Friendly

Simple and easy to use. Everything is clear and easy to understand Reviewed on: 25th January 2022

Easy to use

The app is really handy to keep track of payments, quick easy service Reviewed on: 25th January 2022

Amazing

Best credit card i ve ever had, increased my limit soon enough and hopefully i will be getting another increase soon.. easy to use, no muss no fuss, very happy customer Reviewed on: 25th January 2022

Excellent service

Always found zopa first rate no problems Reviewed on: 25th January 2022

Good

It helps us to buy what needs later we pay it back Reviewed on: 25th January 2022

Happy with zopa

Always keeping me up to date with any changes. Reviewed on: 25th January 2022

Great service

Zopa is a fantastic bank. It has agility and great service. I received a message from Zopa offering me aa credit card when bank where I am an account holder for three years did not trust me to offer me one . I recommend this bank to everyone as it is truthful and have better service. Reviewed on: 25th January 2022

Verry pleassed

With Zopa everything is easy. Perfect experience! Reviewed on: 25th January 2022

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Initial Credit Card
from Barclaycard 4.00 from 122 reviews
Instant pay
from Incredible 5.00 from 28 reviews
Avios Credit Card
from TSB 3.20 from 19 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Personal loan
from Zopa 4.95 from 69077 reviews
Current account
from Zopa 4.93 from 6585 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub