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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Never had any problems

Zopa , yeh really good & fair , never had a problem with them Reviewed on: 25th January 2022

An excellent credit card

It is the best credit card with excellent availability to check your statements and your balance Reviewed on: 25th January 2022

Happy and fair service at a fair rate!

Payments made easy and affordable. Super easy to manage your finances, user friendly app!! 10/10 Reviewed on: 25th January 2022

Fast service

Very happy, great service fast application. Good company Reviewed on: 25th January 2022

Zopa dupper

A fast easy process helped me out when the main banks wouldn't. The phone app is very good for future borrowing wouldn't highly recommend Reviewed on: 25th January 2022

Excellent Cstomer Service and Support

Zopa is hands down my fav credit card. The company genuinely cares about its customers and provides taylor made solutions to assist with a multitude of situations. Reviewed on: 25th January 2022

Flexible, friendly and honest

No hidden nasties, straight forward and open credit card. Reviewed on: 25th January 2022

Easy and quick to apply

Best card out there so far so easy and quick to apply had my answer straight away Reviewed on: 25th January 2022

Superb service

Excellent service highly recommended every time Reviewed on: 25th January 2022

great company helpful in many ways

found zopa to be very efficient and helpful with fantastic loan and card rates Reviewed on: 25th January 2022

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