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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

WELL & TRULY PLEASED

ALLWAYS HAVE MY ZOPA CARD WITH ME I BUY MAKE PAYMENTS I BUY MAKE PAYMENTS THATS GREAT ANY PROBS CUSTOMER SERVICES ARE ALLWAYS THERE WHAT ELSE DO WE NEED Reviewed on: 25th January 2022

Fast payment updates

When you pay Zopa it shows in the app within hours unlike all my other cards which takes days to show. Reviewed on: 25th January 2022

Money

Easy and safe to use...simply payments Reviewed on: 25th January 2022

Extremely satisfied customer

I have found the ZOPA credit card refreshing to use. It literally is a "no hassle" card and what I love most about it is that the moment I pay into it the money is registered immediately (unlike most cards) and if I wanted to use the money paid in, it is immediately available. Reviewed on: 25th January 2022

Excellent credit card

Awesome service, easy to use app, brilliant for improving your credit score, what more could you want!! Reviewed on: 25th January 2022

Good service and very helpful

Zopa give good advice on your finances and explain things easily so it's easy to understand Reviewed on: 25th January 2022

Easy to use app

Fantastic app for card. Easy to use and keeps you up to date with everything. Great support Reviewed on: 25th January 2022

Never had any problems

Zopa , yeh really good & fair , never had a problem with them Reviewed on: 25th January 2022

An excellent credit card

It is the best credit card with excellent availability to check your statements and your balance Reviewed on: 25th January 2022

Happy and fair service at a fair rate!

Payments made easy and affordable. Super easy to manage your finances, user friendly app!! 10/10 Reviewed on: 25th January 2022

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