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Zopa: Credit card reviews

4.94
Based on 44,337 reviews, last reviewed 21st Apr 2026
37% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I have had no issues at all never had to contact cus... I have had no issues at all never had to contact customer service Reviewed on: 21st April 2026
Austin Hicks's avatar
Austin Hicks

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Credit card reviews (44337)

Easy set up no problems

4
Easy access , easy payment options , kept up to date on app maintenance, more than happy Reviewed on: 25th January 2022

Great card

5
Really good app, I like that you get an instant alert every time you make a transaction, this would help if you ever have any unauthorised transactions as you'd know straight away Reviewed on: 25th January 2022

First class

5
This is a first class service hassle free to buy what you want Reviewed on: 25th January 2022

Brilliant app

5
Got my Zopa credit card 2 weeks ago. Brilliant app and easy to use . Reviewed on: 25th January 2022

Brilliant

5
Bees knees couldn’t recommend anymore top class service Reviewed on: 25th January 2022

Brilliant

5
Brilliant just brilliant number 1for cards and brilliant customer service Reviewed on: 25th January 2022

Best about!

5
They keep you posted and send reminder so you dont fall behind and you can pay of as you go thru the month also Reviewed on: 25th January 2022

Been very supportive

5
I was having trouble with my card pin they were very helpful and supportive Reviewed on: 25th January 2022

Brilliant company

5
I like using this product. They keep you updated with anything going on with your card. Reviewed on: 25th January 2022

Zopa credit card

5
Excellent credit card for those have poor credit history and give them a chance to rebuild their credit score Reviewed on: 25th January 2022

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