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Zopa: Credit card reviews

Name: Credit card
Rating: 4.92 (40270 reviews)

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4.93

Based on 40,270 reviews, last reviewed 10th Sep 2025

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Excellent company Lost funds to a broker or blocked from making withdrawals? BSB Forensic.com helps victims recover what’s rightfully theirs quickly and effectively. Re... Read more Reviewed on: 10th September 2025

Latest lowest rating:

2

You are not fair,when we have a good credit score yo... You are not fair,when we have a good credit score you said is not enough,it's poor,very poor. Reviewed on: 25th April 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (40270)

Great!

Easy application and fantastic app! Reviewed on: 15th February 2021

Very good, straightforward banking

Loved using Zopa. Its been a stress free process from the beginning and they have great customer service also. Reviewed on: 15th February 2021

good service

very good service no problems app good Reviewed on: 15th February 2021

James lewis

Ok they're very helpful and quite cheap to have Reviewed on: 15th February 2021

Ease

Excellent online service with spending safety net Reviewed on: 15th February 2021

Would recommend

Great online App and would recommend to friends and family. Reviewed on: 15th February 2021

Modern credit card facility

Zopa is a very modern credit card service. I love the app which is easy to use, shows transactions and payments in real time, and connects well to tips for credit report improvements. Reviewed on: 15th February 2021

Great company

Great service. A very easy to use app Reviewed on: 15th February 2021

My first credit card experience

Zopa offered me a credit card via the ClearScore app and I decided to go with them to improve my credit. The app is very easy to use and so far I’ve had a very positive experience. Reviewed on: 15th February 2021

Simple and caring

Easy to monitor and keep track on..would recommend. Reviewed on: 15th February 2021

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