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Zopa: Credit card reviews

4.93
Based on 40,270 reviews, last reviewed 21st Jun 2025
18% decrease in 5 star reviews
in the past 90 days
80% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Fantastic service with my credit card,I never had a... Fantastic service with my credit card,I never had a problem that was not to much trouble to be sorted specially when I got scammed they cancelled the ... Read more Reviewed on: 21st June 2025
Alan R's avatar
Alan R

Latest lowest rating:

2

You are not fair,when we have a good credit score yo... You are not fair,when we have a good credit score you said is not enough,it's poor,very poor. Reviewed on: 25th April 2025
Ovidiu Rucareanu's avatar
Ovidiu Rucareanu

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

Zopa Credit card reviews (40270)

Great credit card

5
Quick and easy efficient service. Received my card within a few days. Online app easy to use. Would definitely recommend Reviewed on: 15th February 2021

Excellent service all round

5
Support, customer services. Credibility. Can't fault this new company. Reviewed on: 15th February 2021

Great Customer Service

5
I've been very happy with the responsiveness of the reps if I ever have issues. Reviewed on: 15th February 2021

5 star

5
Highly recommended, great service! App is very easy to use. Reviewed on: 15th February 2021

Simple, efficient, speedy

5
Instant updates when use cards simple app, highly recommended Reviewed on: 15th February 2021

Fantastic

5
Great credit card, easy to use and app is really useful which provides clear visibility on your spending and to also manage your credit limit. Reviewed on: 15th February 2021

First Class Service!

5
Love that my payments clear my balance near instantly. This allows me to budget better, and stay within my credit limit. The handy credit reporting and eligibility tool is also very useful for keeping track on your personal finances. Can’t fault them. Reviewed on: 15th February 2021

easy to use

5
great card and online facility which is easy to use Reviewed on: 15th February 2021

Brilliant

5
Very easy to use and not rip off merchants no problems at all with them Reviewed on: 15th February 2021

Brilliant service

5
I have a bad credit score and there credit card is brilliant for when u need something in a emergency would definitely recommend them. Reviewed on: 15th February 2021

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