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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

The best of the rest

great for building your dreams, if you have a friend, be a friend Reviewed on: 25th January 2022

Simple and stress free

Simple applications and quick decision love that you get an updated score regularly. Also easy to use app. Also give you options to looking into saving money elsewhere too with other bills. Happy with all aspects of this service Reviewed on: 25th January 2022

Very good card

Easy service, clear to understand, no hidden fees or nasty surprises. Reviewed on: 25th January 2022

Money

Trusted,safe and secure buys and payments Reviewed on: 25th January 2022

Zopa

Fantastic friendly helpful customer service I've been with them for a while now and all I can say is their GREAT. Reviewed on: 25th January 2022

Fantastic

Zopa has been absolutely fantastic. A quick and efficient service. 5 stars Reviewed on: 25th January 2022

Very good experience

Even my credit score was low Zopa gave me the opportunity to have a credit card, I was very pleased to get it. Thanks Reviewed on: 25th January 2022

Awesome card

One of the best cards I’ve ever used Reviewed on: 25th January 2022

Amazing!

That’s honestly the best credit card company I had for years! Brilliant! Reviewed on: 25th January 2022

Great card

Nice and easy to use and a great credit card Reviewed on: 25th January 2022

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