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Zopa: Credit card reviews

Name: Credit card
Rating: 4.92 (40271 reviews)

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4.93

Based on 40,271 reviews, last reviewed 14th Oct 2025

83% decrease in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Help ed me when needed with more money Help ed me when needed with more money Reviewed on: 14th October 2025

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (40271)

Reliable

Reliable company. Quick delivery of my card Reviewed on: 15th February 2021

Great credit card

Quick and easy efficient service. Received my card within a few days. Online app easy to use. Would definitely recommend Reviewed on: 15th February 2021

Excellent service all round

Support, customer services. Credibility. Can't fault this new company. Reviewed on: 15th February 2021

Great Customer Service

I've been very happy with the responsiveness of the reps if I ever have issues. Reviewed on: 15th February 2021

5 star

Highly recommended, great service! App is very easy to use. Reviewed on: 15th February 2021

Simple, efficient, speedy

Instant updates when use cards simple app, highly recommended Reviewed on: 15th February 2021

Fantastic

Great credit card, easy to use and app is really useful which provides clear visibility on your spending and to also manage your credit limit. Reviewed on: 15th February 2021

First Class Service!

Love that my payments clear my balance near instantly. This allows me to budget better, and stay within my credit limit. The handy credit reporting and eligibility tool is also very useful for keeping track on your personal finances. Can’t fault them. Reviewed on: 15th February 2021

easy to use

great card and online facility which is easy to use Reviewed on: 15th February 2021

Brilliant

Very easy to use and not rip off merchants no problems at all with them Reviewed on: 15th February 2021

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