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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 44,338 reviews, last reviewed 23rd Apr 2026
37% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Zopa is Awesome! Zopa are easy to use. Customer service is great. Reviewed on: 23rd April 2026
Seanie's avatar
Seanie

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

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Zopa Credit card reviews (44338)

Easy to use app

5
Fantastic app for card. Easy to use and keeps you up to date with everything. Great support Reviewed on: 25th January 2022
kes harrington's avatar
kes harrington

Never had any problems

5
Zopa , yeh really good & fair , never had a problem with them Reviewed on: 25th January 2022
steff vodi's avatar
steff vodi

An excellent credit card

5
It is the best credit card with excellent availability to check your statements and your balance Reviewed on: 25th January 2022
Gail Brain's avatar
Gail Brain

Happy and fair service at a fair rate!

5
Payments made easy and affordable. Super easy to manage your finances, user friendly app!! 10/10 Reviewed on: 25th January 2022
happyzopauser's avatar
happyzopauser

Fast service

4
Very happy, great service fast application. Good company Reviewed on: 25th January 2022
Scott Cooper's avatar
Scott Cooper

Zopa dupper

5
A fast easy process helped me out when the main banks wouldn't. The phone app is very good for future borrowing wouldn't highly recommend Reviewed on: 25th January 2022
osler1 osler1's avatar
osler1 osler1

Excellent Cstomer Service and Support

5
Zopa is hands down my fav credit card. The company genuinely cares about its customers and provides taylor made solutions to assist with a multitude of situations. Reviewed on: 25th January 2022
Artemis Ellis's avatar
Artemis Ellis

Flexible, friendly and honest

5
No hidden nasties, straight forward and open credit card. Reviewed on: 25th January 2022
Haydn King's avatar
Haydn King

Easy and quick to apply

5
Best card out there so far so easy and quick to apply had my answer straight away Reviewed on: 25th January 2022
s.bondsfield@yahoo.com's avatar
[email protected]

Superb service

5
Excellent service highly recommended every time Reviewed on: 25th January 2022
Richard jones 's avatar
Richard jones

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