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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Easy to use

Simple to use, good communication. Reviewed on: 25th January 2022

Perfect card for anyone

The perfect card those starting with their first one, or for those needing a little extra. Reviewed on: 25th January 2022

Super Zopa

Love this credit card...no hassle ...love it how it tells how much you have spent and what your balance immediately ...no having to wait a day or two for balance to update...its instant ...also very easy to make a payment... Reviewed on: 25th January 2022

The best of the rest

great for building your dreams, if you have a friend, be a friend Reviewed on: 25th January 2022

Simple and stress free

Simple applications and quick decision love that you get an updated score regularly. Also easy to use app. Also give you options to looking into saving money elsewhere too with other bills. Happy with all aspects of this service Reviewed on: 25th January 2022

Very good card

Easy service, clear to understand, no hidden fees or nasty surprises. Reviewed on: 25th January 2022

Money

Trusted,safe and secure buys and payments Reviewed on: 25th January 2022

Zopa

Fantastic friendly helpful customer service I've been with them for a while now and all I can say is their GREAT. Reviewed on: 25th January 2022

Fantastic

Zopa has been absolutely fantastic. A quick and efficient service. 5 stars Reviewed on: 25th January 2022

Very good experience

Even my credit score was low Zopa gave me the opportunity to have a credit card, I was very pleased to get it. Thanks Reviewed on: 25th January 2022

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