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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44338 reviews)

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4.94

Based on 44,338 reviews, last reviewed 23rd Apr 2026

37% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa is Awesome! Zopa are easy to use. Customer service is great. Reviewed on: 23rd April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44338)

Very good experience

Even my credit score was low Zopa gave me the opportunity to have a credit card, I was very pleased to get it. Thanks Reviewed on: 25th January 2022

Awesome card

One of the best cards I’ve ever used Reviewed on: 25th January 2022

Amazing!

That’s honestly the best credit card company I had for years! Brilliant! Reviewed on: 25th January 2022

Great card

Nice and easy to use and a great credit card Reviewed on: 25th January 2022

WELL & TRULY PLEASED

ALLWAYS HAVE MY ZOPA CARD WITH ME I BUY MAKE PAYMENTS I BUY MAKE PAYMENTS THATS GREAT ANY PROBS CUSTOMER SERVICES ARE ALLWAYS THERE WHAT ELSE DO WE NEED Reviewed on: 25th January 2022

Fast payment updates

When you pay Zopa it shows in the app within hours unlike all my other cards which takes days to show. Reviewed on: 25th January 2022

Money

Easy and safe to use...simply payments Reviewed on: 25th January 2022

Extremely satisfied customer

I have found the ZOPA credit card refreshing to use. It literally is a "no hassle" card and what I love most about it is that the moment I pay into it the money is registered immediately (unlike most cards) and if I wanted to use the money paid in, it is immediately available. Reviewed on: 25th January 2022

Excellent credit card

Awesome service, easy to use app, brilliant for improving your credit score, what more could you want!! Reviewed on: 25th January 2022

Good service and very helpful

Zopa give good advice on your finances and explain things easily so it's easy to understand Reviewed on: 25th January 2022

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