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Zopa: Credit card reviews

4.93
Based on 40,270 reviews, last reviewed 21st Jun 2025
18% decrease in 5 star reviews
in the past 90 days
80% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Fantastic service with my credit card,I never had a... Fantastic service with my credit card,I never had a problem that was not to much trouble to be sorted specially when I got scammed they cancelled the ... Read more Reviewed on: 21st June 2025
Alan R's avatar
Alan R

Latest lowest rating:

2

You are not fair,when we have a good credit score yo... You are not fair,when we have a good credit score you said is not enough,it's poor,very poor. Reviewed on: 25th April 2025
Ovidiu Rucareanu's avatar
Ovidiu Rucareanu

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (40270)

Mr A. Aparajithan

5
Valuable....Great to have this card to back up Reviewed on: 15th February 2021

Great credit card.

5
Great credit card with great rates. Reviewed on: 15th February 2021

Recommended

5
Simple to use !!! Does what it says on the tin Reviewed on: 15th February 2021

Zopa

5
Zopa - a great bunch of lads. Cannae fault the fellas. Reviewed on: 15th February 2021

Brilliant!

5
Helped me get out of debt and really friendly customer service!! Reviewed on: 15th February 2021

Good

5
The bank is always there for you no matter what Reviewed on: 15th February 2021

Very good service

5
Nice card. Online check easy. Many places used. Credit cards limit is okay Reviewed on: 15th February 2021

Great service

5
Very happy with the service and the control I have with this card. Reviewed on: 15th February 2021

Zopa my heros!

4
I was really struggling financially and needed to refinance stuff for affordability. Their rates were really fair considering my score at the time. It for me out of a terrible financial bind. Now I have a credit card with them too and back in the straight and now and my score has shot up! Thanks Zopa! Reviewed on: 15th February 2021

Zopa so easy to use !

5
Zopa is so easy and convenient to use. They give regular updates and notifications about my account. The app is really clear and simple to use. 5 star Reviewed on: 15th February 2021

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