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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44338 reviews)

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4.94

Based on 44,338 reviews, last reviewed 23rd Apr 2026

37% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa is Awesome! Zopa are easy to use. Customer service is great. Reviewed on: 23rd April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44338)

The best

The best credit card which I have brilliant service on the time Reviewed on: 25th January 2022

Easy to use

Simple to use, good communication. Reviewed on: 25th January 2022

Perfect card for anyone

The perfect card those starting with their first one, or for those needing a little extra. Reviewed on: 25th January 2022

Super Zopa

Love this credit card...no hassle ...love it how it tells how much you have spent and what your balance immediately ...no having to wait a day or two for balance to update...its instant ...also very easy to make a payment... Reviewed on: 25th January 2022

The best of the rest

great for building your dreams, if you have a friend, be a friend Reviewed on: 25th January 2022

Simple and stress free

Simple applications and quick decision love that you get an updated score regularly. Also easy to use app. Also give you options to looking into saving money elsewhere too with other bills. Happy with all aspects of this service Reviewed on: 25th January 2022

Very good card

Easy service, clear to understand, no hidden fees or nasty surprises. Reviewed on: 25th January 2022

Money

Trusted,safe and secure buys and payments Reviewed on: 25th January 2022

Zopa

Fantastic friendly helpful customer service I've been with them for a while now and all I can say is their GREAT. Reviewed on: 25th January 2022

Fantastic

Zopa has been absolutely fantastic. A quick and efficient service. 5 stars Reviewed on: 25th January 2022

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