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Zopa: Credit card reviews

Name: Credit card
Rating: 4.92 (40271 reviews)

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4.93

Based on 40,271 reviews, last reviewed 14th Oct 2025

83% decrease in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Help ed me when needed with more money Help ed me when needed with more money Reviewed on: 14th October 2025

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (40271)

Great company

Super easy to deal with. Great app to Manage my account. Excellent product and customer service. Reviewed on: 15th February 2021

Mr A. Aparajithan

Valuable....Great to have this card to back up Reviewed on: 15th February 2021

Great credit card.

Great credit card with great rates. Reviewed on: 15th February 2021

Zopa

Zopa - a great bunch of lads. Cannae fault the fellas. Reviewed on: 15th February 2021

Brilliant!

Helped me get out of debt and really friendly customer service!! Reviewed on: 15th February 2021

Good

The bank is always there for you no matter what Reviewed on: 15th February 2021

Very good service

Nice card. Online check easy. Many places used. Credit cards limit is okay Reviewed on: 15th February 2021

Great service

Very happy with the service and the control I have with this card. Reviewed on: 15th February 2021

Zopa my heros!

I was really struggling financially and needed to refinance stuff for affordability. Their rates were really fair considering my score at the time. It for me out of a terrible financial bind. Now I have a credit card with them too and back in the straight and now and my score has shot up! Thanks Zopa! Reviewed on: 15th February 2021

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