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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Great all around

Easy, quick and effective! I can track my spendings so easily. The app is great and easy to navigate! Reviewed on: 25th January 2022

A great new Bank without the hasssel

Great new bank and they have the service to match. Great auto updates keeps you on top of your account and able to keep a check on your spend. Contact less works a treat too. You don't need a whoppa with Zopa Reviewed on: 25th January 2022

Outstanding

Love zopa, excellent mobile app, Easy to use Reviewed on: 25th January 2022

Quality Bank

Really pleased with my service from this credit card. Reviewed on: 25th January 2022

Excellent

They are very professional and give excellent service Reviewed on: 25th January 2022

Great service , very helpful staff

Great service , very helpful staff, thank you. Reviewed on: 25th January 2022

Friendly and helpful

Never had a bad day with Zopa, have always been clear about what they do Reviewed on: 25th January 2022

excellent service and communication keep up the good work

great customer service when calling helpful Reviewed on: 25th January 2022

Very good

Apply and easily accepted. Very Good for me thanks zopa Reviewed on: 25th January 2022

The best

The best credit card which I have brilliant service on the time Reviewed on: 25th January 2022

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