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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,354 reviews, last reviewed 1st Sep 2026
100% decrease in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026
Sonjoy Das's avatar
Sonjoy Das
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

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Zopa Credit card reviews (44354)

Trust when needed

5
Zopa were the only card that believed in me after a bankruptcy. They have been amazingly helpful when badly needed Reviewed on: 25th January 2022
Simon Shingler 's avatar
Simon Shingler

Best card

5
Very easy to use card with transaction and the app is do easy to use with out a hassle also making payment is definitely easy Reviewed on: 25th January 2022
althea Lewis's avatar
althea Lewis

Easy to use and very transparent

5
Everything is very straightforward. Not like credit cards I have used in the past Reviewed on: 25th January 2022
Rebecca Dowding 's avatar
Rebecca Dowding

Best credit card I have had.

5
When I really needed that extra money, Zopa credit card backed my family up at difficult time when we all going through and yes I would strongly recommend Zopa to anyone who wants quality credit card and outstanding service. Reviewed on: 25th January 2022
SL777's avatar
SL777

Amazing

5
Amazing card, very easy to use and to apply, good customer service Reviewed on: 25th January 2022
Sergio's avatar
Sergio

Amazing

5
Really good for building credit very helpful Reviewed on: 25th January 2022
Kymmie Shimmey Shiney's avatar
Kymmie Shimmey Shiney

Brilliant

5
So great to use. Easy to read statements and easy payments 5star Reviewed on: 25th January 2022
Leanne's avatar
Leanne

Great all around

5
Easy, quick and effective! I can track my spendings so easily. The app is great and easy to navigate! Reviewed on: 25th January 2022
Aine McEvoy 's avatar
Aine McEvoy

A great new Bank without the hasssel

5
Great new bank and they have the service to match. Great auto updates keeps you on top of your account and able to keep a check on your spend. Contact less works a treat too. You don't need a whoppa with Zopa Reviewed on: 25th January 2022
Craig Robinson's avatar
Craig Robinson

Outstanding

5
Love zopa, excellent mobile app, Easy to use Reviewed on: 25th January 2022
Daniel Hold's avatar
Daniel Hold

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