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Zopa: Credit card reviews

Name: Credit card
Rating: 4.92 (40271 reviews)

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4.93

Based on 40,271 reviews, last reviewed 14th Oct 2025

83% decrease in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Help ed me when needed with more money Help ed me when needed with more money Reviewed on: 14th October 2025

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (40271)

Great Credit Card

Zopa is a very good provider they are clear with the information they provide and it’s very easy to understand the conditions and terms of the agreement Reviewed on: 15th February 2021

ZOPA Awesome

Friendly and helpful and top class A++++++ Reviewed on: 15th February 2021

Great, easy approach and professional

Had no problems app was great and easy to use for tge time I was with zopa I have nothing bad about my experience would highly recommend Reviewed on: 15th February 2021

Really easy app

The zopa app is really easy to use. With some great features ie having a safety net, so you don't over spend. Reviewed on: 15th February 2021

Convenient service and good rate

Good rate provided and easy application Reviewed on: 15th February 2021

Excellent Service

No other Credit Card provider will respond to queries as quick. Simple. Reviewed on: 15th February 2021

Really happy and easy to use banking

From start to end the process is so early I would recommend to all to get a zopa Reviewed on: 15th February 2021

Great customer service

People that care and cannot do enough for you, Brilliant!! Reviewed on: 15th February 2021

Perfect fit

Everything you need in a card,and a bit more,fantastic idea to put a reserve back up for emergencies. Immediate notifications are a good bonus Reviewed on: 15th February 2021

Easy and simple .always in control

Affordable credit limit The app is straight forward and easy to use Kept informed all the way so no supprises Reviewed on: 15th February 2021

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