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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44338 reviews)

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4.94

Based on 44,338 reviews, last reviewed 23rd Apr 2026

37% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa is Awesome! Zopa are easy to use. Customer service is great. Reviewed on: 23rd April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44338)

Brilliant

So great to use. Easy to read statements and easy payments 5star Reviewed on: 25th January 2022

Great all around

Easy, quick and effective! I can track my spendings so easily. The app is great and easy to navigate! Reviewed on: 25th January 2022

A great new Bank without the hasssel

Great new bank and they have the service to match. Great auto updates keeps you on top of your account and able to keep a check on your spend. Contact less works a treat too. You don't need a whoppa with Zopa Reviewed on: 25th January 2022

Outstanding

Love zopa, excellent mobile app, Easy to use Reviewed on: 25th January 2022

Quality Bank

Really pleased with my service from this credit card. Reviewed on: 25th January 2022

Excellent

They are very professional and give excellent service Reviewed on: 25th January 2022

Great service , very helpful staff

Great service , very helpful staff, thank you. Reviewed on: 25th January 2022

Friendly and helpful

Never had a bad day with Zopa, have always been clear about what they do Reviewed on: 25th January 2022

excellent service and communication keep up the good work

great customer service when calling helpful Reviewed on: 25th January 2022

Very good

Apply and easily accepted. Very Good for me thanks zopa Reviewed on: 25th January 2022

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