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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

I am so pleased with my card I highly recommend Zopa

I’m very happy with Zopa very helpful thank so much to Zopa Reviewed on: 25th January 2022

Great

Easy application process and quick delivery of card. Reviewed on: 25th January 2022

Good card

Very easy to use and very user friendly and good communication between them and user Reviewed on: 25th January 2022

The helpfull bank

Always watching and helping with ways to improve my rating. Easy banking with thier credit cards and understand everyones needs Reviewed on: 25th January 2022

Efficient

Love they way things are updated quickly online, with fast notifications too. Reviewed on: 25th January 2022

Easy to use site and good customer service

Smooth account openining and easy online management Reviewed on: 25th January 2022

Easy service

Great and easy with the app always on control Reviewed on: 25th January 2022

I was standing from start to finish

I was standing from start to finish Reviewed on: 25th January 2022

Zopa credit card

Just outstanding service from Zopa, thank you! Reviewed on: 25th January 2022

Always There for you

I have nothing but the utmost respect for ZOPA, they are always there to help you. Reviewed on: 25th January 2022

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