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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Professionalism

Excellent service from a company that tells it like it is and doesn't use fancy words to bamboozle you. App is so super easy to use Reviewed on: 25th January 2022

Zopastar

Zopa.credit card is fantastic brilliant best card I’ve ever owned Reviewed on: 25th January 2022

Excellent customer service- easy to use app

I enjoyed using the service. Offers good advice on managing your credit . Reviewed on: 25th January 2022

I am so pleased with my card I highly recommend Zopa

I’m very happy with Zopa very helpful thank so much to Zopa Reviewed on: 25th January 2022

Great

Easy application process and quick delivery of card. Reviewed on: 25th January 2022

Good card

Very easy to use and very user friendly and good communication between them and user Reviewed on: 25th January 2022

The helpfull bank

Always watching and helping with ways to improve my rating. Easy banking with thier credit cards and understand everyones needs Reviewed on: 25th January 2022

Efficient

Love they way things are updated quickly online, with fast notifications too. Reviewed on: 25th January 2022

Easy to use site and good customer service

Smooth account openining and easy online management Reviewed on: 25th January 2022

Easy service

Great and easy with the app always on control Reviewed on: 25th January 2022

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