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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 44,338 reviews, last reviewed 23rd Apr 2026
37% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Zopa is Awesome! Zopa are easy to use. Customer service is great. Reviewed on: 23rd April 2026
Seanie's avatar
Seanie

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44338)

Easy service

4
Great and easy with the app always on control Reviewed on: 25th January 2022
adriantarquini@gmail.com's avatar
[email protected]

I was standing from start to finish

5
I was standing from start to finish Reviewed on: 25th January 2022
James Morrissey's avatar
James Morrissey

Zopa credit card

5
Just outstanding service from Zopa, thank you! Reviewed on: 25th January 2022
SL777's avatar
SL777

Always There for you

5
I have nothing but the utmost respect for ZOPA, they are always there to help you. Reviewed on: 25th January 2022
Mark Manlove 's avatar
Mark Manlove

Trust when needed

5
Zopa were the only card that believed in me after a bankruptcy. They have been amazingly helpful when badly needed Reviewed on: 25th January 2022
Simon Shingler 's avatar
Simon Shingler

Best card

5
Very easy to use card with transaction and the app is do easy to use with out a hassle also making payment is definitely easy Reviewed on: 25th January 2022
althea Lewis's avatar
althea Lewis

Easy to use and very transparent

5
Everything is very straightforward. Not like credit cards I have used in the past Reviewed on: 25th January 2022
Rebecca Dowding 's avatar
Rebecca Dowding

Best credit card I have had.

5
When I really needed that extra money, Zopa credit card backed my family up at difficult time when we all going through and yes I would strongly recommend Zopa to anyone who wants quality credit card and outstanding service. Reviewed on: 25th January 2022
SL777's avatar
SL777

Amazing

5
Amazing card, very easy to use and to apply, good customer service Reviewed on: 25th January 2022
Sergio's avatar
Sergio

Amazing

5
Really good for building credit very helpful Reviewed on: 25th January 2022
Kymmie Shimmey Shiney's avatar
Kymmie Shimmey Shiney

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