Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

View other Zopa products

4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Good

I like is very good,this card help my Reviewed on: 25th January 2022

Fantastic credit scoring builder

Zopa has been a great credit score builder. Highly recommended to friends and family. Reviewed on: 25th January 2022

Very good

Great card, low rates and great online banking services Reviewed on: 25th January 2022

Excellent what more can I say

Quick Easy Helpfull no hassles.Great app to use and also notifications everytime you use the card and make a payment towards your account. Reviewed on: 25th January 2022

The best

The best card I have by far.. App is easy to set up and easy to use Reviewed on: 25th January 2022

Good customer service

I got Zopa credit card last year!! I didn't hear before about this credit card but I have a very good experience. No fee to used it abroad for me it nice . Reviewed on: 25th January 2022

So easy to use and set up!

Great customer experience and so easy to use Reviewed on: 25th January 2022

What more could you possibly want!

Great coms, fab app, good rates! Reviewed on: 25th January 2022

Excellent

Excellent customer service and good credit builder card Reviewed on: 25th January 2022

Great card

Excellent credit card for the new people looking for credit Reviewed on: 25th January 2022

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit cards
from Virgin Money 3.52 from 820 reviews
Classic credit card
from Capital One 4.06 from 304 reviews
Credit card
from Post Office 3.46 from 116 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69088 reviews
Fixed term savings account
from Zopa 4.86 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub