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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44338 reviews)

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4.94

Based on 44,338 reviews, last reviewed 23rd Apr 2026

37% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa is Awesome! Zopa are easy to use. Customer service is great. Reviewed on: 23rd April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44338)

Best

I have been with Zopa, ad very Happy Reviewed on: 25th January 2022

Professionalism

Excellent service from a company that tells it like it is and doesn't use fancy words to bamboozle you. App is so super easy to use Reviewed on: 25th January 2022

Zopastar

Zopa.credit card is fantastic brilliant best card I’ve ever owned Reviewed on: 25th January 2022

Excellent customer service- easy to use app

I enjoyed using the service. Offers good advice on managing your credit . Reviewed on: 25th January 2022

I am so pleased with my card I highly recommend Zopa

I’m very happy with Zopa very helpful thank so much to Zopa Reviewed on: 25th January 2022

Great

Easy application process and quick delivery of card. Reviewed on: 25th January 2022

Good card

Very easy to use and very user friendly and good communication between them and user Reviewed on: 25th January 2022

The helpfull bank

Always watching and helping with ways to improve my rating. Easy banking with thier credit cards and understand everyones needs Reviewed on: 25th January 2022

Efficient

Love they way things are updated quickly online, with fast notifications too. Reviewed on: 25th January 2022

Easy to use site and good customer service

Smooth account openining and easy online management Reviewed on: 25th January 2022

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