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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,348 reviews, last reviewed 25th Jun 2026
74% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44347)

What more could you possibly want!

5
Great coms, fab app, good rates! Reviewed on: 25th January 2022
kerry1998@msn.com's avatar
[email protected]

Excellent

5
Excellent customer service and good credit builder card Reviewed on: 25th January 2022
Lyndon's avatar
Lyndon

Great card

5
Excellent credit card for the new people looking for credit Reviewed on: 25th January 2022
Nadeem ahmed 's avatar
Nadeem ahmed

5 stars

5
Great service, payments clear straight away, and app is great as well. Reviewed on: 25th January 2022
Johnny Norris's avatar
Johnny Norris

Positive

5
Everything about zopa is easy to use. From application to the app and clear information given Reviewed on: 25th January 2022
Rebekah mendez 's avatar
Rebekah mendez

Simple and effective

5
Easy process from start to finish. Payments credited to account straight away. Reviewed on: 25th January 2022
Alex Nicklin's avatar
Alex Nicklin

Quick and easy to aply

5
Allways there if i need it and never had any problems so would recomend it to any one that wants a hassle free card Reviewed on: 25th January 2022
James mcgeoghegan's avatar
James mcgeoghegan

Great card

5
Great card, affordable credit limit. Good to how much and what you are spending. Really good to do business with Zopa. Reviewed on: 25th January 2022
Happywithmylot's avatar
Happywithmylot

Great credit card

4
I love that Zopa allows you to have a safety net that you can’t touch unless its an emergency! Reviewed on: 25th January 2022
Sasha Klimaytys's avatar
Sasha Klimaytys

Best

5
I have been with Zopa, ad very Happy Reviewed on: 25th January 2022
Zulfiqar Ali's avatar
Zulfiqar Ali

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