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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Excellent customer support

Easy application and friendly customer support Reviewed on: 25th January 2022

Easy and useful app

Zopa’s App is easy to use and the card is accepted everywhere with visa, I have had no problems at all, activating it was really easy and no problems using it and my credit rating has improved since having it which is why I got the card in the first place, I am very happy with it and the service provided with it. Reviewed on: 25th January 2022

Easy access

Fast service, friendly back office, Reviewed on: 25th January 2022

Good

I like is very good,this card help my Reviewed on: 25th January 2022

Fantastic credit scoring builder

Zopa has been a great credit score builder. Highly recommended to friends and family. Reviewed on: 25th January 2022

Very good

Great card, low rates and great online banking services Reviewed on: 25th January 2022

Excellent what more can I say

Quick Easy Helpfull no hassles.Great app to use and also notifications everytime you use the card and make a payment towards your account. Reviewed on: 25th January 2022

The best

The best card I have by far.. App is easy to set up and easy to use Reviewed on: 25th January 2022

Good customer service

I got Zopa credit card last year!! I didn't hear before about this credit card but I have a very good experience. No fee to used it abroad for me it nice . Reviewed on: 25th January 2022

So easy to use and set up!

Great customer experience and so easy to use Reviewed on: 25th January 2022

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