Smart Money People Logo
Go to business site
Share this page
Link copied

Zopa: Credit card reviews

View other Zopa products
4.93
Based on 40,271 reviews, last reviewed 14th Oct 2025
83% decrease in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Help ed me when needed with more money Help ed me when needed with more money Reviewed on: 14th October 2025
Madalin D's avatar
Madalin D

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025
David Lowe's avatar
David Lowe
Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Zopa Credit card reviews (40271)

Brilliant

5
Don’t change a thing, pleased with everything so far and an exceptional service Reviewed on: 15th February 2021
RICK THATCHER's avatar
RICK THATCHER

Easy to apply and use

5
Application for the card was simple and straightforward and app is easy to use Reviewed on: 15th February 2021
Peter's avatar
Peter

Great experience from an intuitive provider

5
Intuitive Easy to use Excellent service Reviewed on: 15th February 2021
ALI's avatar
ALI

Zopa Credit card

5
Easy to apply card came quickly and the only time I've used their customer services they were fast and friendly and sorted the issue out I was having with minimal fuss couldn't ask for more Reviewed on: 15th February 2021
James 's avatar
James

Excellent

5
Excellent easy to use service efficiency user friendly Reviewed on: 15th February 2021
jaysonlubagalaxy@googlemail.com's avatar
[email protected]

Excellent

5
Quick efficient no false promises good rate Reviewed on: 15th February 2021
Shieldsy's avatar
Shieldsy

Excellent service

5
No nonsense straight talking easy to deal with Everything explained in an easy to understand Good set up app as well Reviewed on: 15th February 2021
zane21.59@btinternet.com's avatar
[email protected]

Great credit card

5
I'm so glad I have this card. It's amazing Reviewed on: 15th February 2021
Krassimira's avatar
Krassimira

Brilliant

5
Brilliant company excellent service and very easy to use the app Reviewed on: 15th February 2021
Mousey7's avatar
Mousey7

Flawless

5
From start to finish Zopa has been brilliant, the application to having the Account is so seamless. Top work guys Reviewed on: 15th February 2021
jaywalsh1985's avatar
jaywalsh1985

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Current account

    from Zopa 5.00 from 2 reviews
    Zopa

  • Cash ISA

    from Zopa 4.94 from 1262 reviews
    Zopa

  • Smart Saver

    from Zopa 4.94 from 7180 reviews
    Zopa
    View all products

    Join Smart Money People

    Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

    Create an account
    Man on beach

    News, guides and insight from our team

    View resource hub
    UK money news stories - 24 July 2024
    UK money news stories - 24 July 2024
    24th July 2024
    Posted in Money Talks by Errolyn Smith
    Your Money, Your Voice: Have your say
    Your Money, Your Voice: Have your say
    24th July 2024
    Posted in Our insights by Errolyn Smith
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    24th July 2024
    Posted in Our insights by Darryl Barkwill
    Consumer credit awards winners 2024
    Consumer credit awards winners 2024
    11th July 2024
    Posted in Awards by Darryl Barkwill