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Zopa: Credit card reviews

View other Zopa products
4.93
Based on 41,971 reviews, last reviewed 15th Feb 2026
166900% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
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95%
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Latest highest rating:

5

Excellent service and best interest rates compare to... Excellent service and best interest rates compare to other bank. Helpful customer support team. Keep it up. Reviewed on: 15th February 2026
anant Varkate's avatar
anant Varkate

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025
David Lowe's avatar
David Lowe
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

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Zopa Credit card reviews (41971)

Yet to be beaten!

4
Good friendly and straightforward service Reviewed on: 18th March 2021
Bob Turner 's avatar
Bob Turner

Amazing, fair and easy to use

5
This company has mastered the card and the app. The app is easy to use and navigate around. It shows you exactly what you need to see. When making a payment by debit card you do not have to wait 3-10 working days, it’s added to the card and straight away. This card gives you a choice of payments with no fuss. I would strongly recommend to others. No messing, straight forward, good rates and a cute card. Reviewed on: 18th March 2021
Eloise Murphy-Edwards's avatar
Eloise Murphy-Edwards

Easy to use

5
Quick efficent not complicated no silly fees & it does wot it says Reviewed on: 18th March 2021
Neil carroll's avatar
Neil carroll

Credit Card made simple

5
Instant transactions both ways. Frustrating when a credit card can process purchases instantly but takes days to add a repayment to your balance. This one is different, repayments are’s credited instantly so you know exactly where you stand. With a simple easy to use app that actually does what you want. Reviewed on: 18th March 2021
RichB's avatar
RichB

Great service

5
Great service and great communication Reviewed on: 18th March 2021
Lindsey 's avatar
Lindsey

Simple and helpful

5
The most amazing part of Zopa is the speed in which it works. The fact that as soon as a payment is made it’s seen on your account. Simple but really nice. Reviewed on: 18th March 2021
richroy2036@gmail.com's avatar
[email protected]

Is perfect.I recomand to all my friends and my family

5
My experience was amayzing.Is very eady to use it and is perfect for everibody how need some help Reviewed on: 18th March 2021
Hanceriuc Adriana's avatar
Hanceriuc Adriana

A great service

5
Surprised with the help and advice and great service provided. Very happy. Reviewed on: 18th March 2021
Carl Meah's avatar
Carl Meah

Sirpiel

5
Good company ,good customer service and rating is great Reviewed on: 18th March 2021
Fathi's avatar
Fathi

good as it gets

5
very fast Ron seal product you get what it says on tin app ok but needs log out feature Reviewed on: 18th March 2021
chrislaggan's avatar
chrislaggan

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