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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Neat and available

Cool and handy. Neat and available Reviewed on: 25th January 2022

So easy and straightforward

So polite and friendly easy to get things done Reviewed on: 25th January 2022

Great

Is great to have a zopa credit card is trust and I recomand 100% to all my friends Reviewed on: 25th January 2022

Simple friendly borrowing

I have been using zopa for roughly 6months and its such an easy way to borrow money. The card arrived quickly after approval and the app is so so simple to use with all information at your finger tips. Reminders when you bill is due and gives you 3 options of payment which is great if some months you can't pay off your limit (something I consciously do to control my borrowing) My limit was roased but I was given the option to refuse it with not obligation to take it. I had a month to decide if I wanted to or not. Over all I would recommend zopa to anyone who has a low credit score and needs a little help. Great great service thanks Zopa Reviewed on: 25th January 2022

Absolutely fantastic Bank

So many options this bank offers you. Support is second to none. Wouldn't bank with anyone else Reviewed on: 25th January 2022

Excelent bank , great app and easy to use

So easy and effective, I feel in complete control over my money! Reviewed on: 25th January 2022

Support

Very supportive. I have never had any issues with my account Reviewed on: 25th January 2022

Easy going what everyone needs

Straight forward easy to apply great credit card Reviewed on: 25th January 2022

First Class Operation.

Great customer service.Easy to use apo and great security measures. Reviewed on: 25th January 2022

Yes.....

AMAZING......SUPER......RECOMMENDED...... Reviewed on: 25th January 2022

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