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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Costumer service

Great costumer service, keep us well informed about what's happening with the credit and payments, friendly helpful staff Reviewed on: 25th January 2022

great team of freindly helpful people

I got a card had few probs at start using and paying bk etc but after speaking with the team things were sorted straight away while I was in the phone a huge help in my time of need can't thank them enough xx Reviewed on: 25th January 2022

I recomend, nice

Very nice bank Zopa! I recomend, wonderful Reviewed on: 25th January 2022

Easy

Very easy to use App and setup the credit card, clear information about the product, setup of payments and direct debit is very straightforward. Reviewed on: 25th January 2022

Good service

I am happy with the service, easy to manage Reviewed on: 25th January 2022

The best ever credit card with professional services, well done to Zopa, outstanding!

Nice and easy to keep updated with lots of advantages, well done Zopa! Reviewed on: 25th January 2022

Really good card helps build credit also

Excellent company. Card is easy to use and account app even easier Reviewed on: 25th January 2022

Neat and available

Cool and handy. Neat and available Reviewed on: 25th January 2022

So easy and straightforward

So polite and friendly easy to get things done Reviewed on: 25th January 2022

Great

Is great to have a zopa credit card is trust and I recomand 100% to all my friends Reviewed on: 25th January 2022

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