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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44338 reviews)

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4.94

Based on 44,338 reviews, last reviewed 23rd Apr 2026

37% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa is Awesome! Zopa are easy to use. Customer service is great. Reviewed on: 23rd April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44338)

Yes.....

AMAZING......SUPER......RECOMMENDED...... Reviewed on: 25th January 2022

Excellent customer support

Easy application and friendly customer support Reviewed on: 25th January 2022

Easy and useful app

Zopa’s App is easy to use and the card is accepted everywhere with visa, I have had no problems at all, activating it was really easy and no problems using it and my credit rating has improved since having it which is why I got the card in the first place, I am very happy with it and the service provided with it. Reviewed on: 25th January 2022

Easy access

Fast service, friendly back office, Reviewed on: 25th January 2022

Good

I like is very good,this card help my Reviewed on: 25th January 2022

Fantastic credit scoring builder

Zopa has been a great credit score builder. Highly recommended to friends and family. Reviewed on: 25th January 2022

Very good

Great card, low rates and great online banking services Reviewed on: 25th January 2022

Excellent what more can I say

Quick Easy Helpfull no hassles.Great app to use and also notifications everytime you use the card and make a payment towards your account. Reviewed on: 25th January 2022

The best

The best card I have by far.. App is easy to set up and easy to use Reviewed on: 25th January 2022

Good customer service

I got Zopa credit card last year!! I didn't hear before about this credit card but I have a very good experience. No fee to used it abroad for me it nice . Reviewed on: 25th January 2022

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