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Zopa: Credit card reviews

Name: Credit card
Rating: 4.92 (40271 reviews)

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4.93

Based on 40,271 reviews, last reviewed 14th Oct 2025

80% decrease in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Help ed me when needed with more money Help ed me when needed with more money Reviewed on: 14th October 2025

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (40271)

Easy application process, site easy to manoeuvre around.

Great experience Definitely easy to use. Reviewed on: 15th February 2021

Easy to use

Great app allows you to communicate with agents quickly and effectively, so convenient! Reviewed on: 15th February 2021

superb service

I couldn’t be happier with my card, they have been so straight forward with my account and help me get a card I can afford Reviewed on: 15th February 2021

Foreign currency

No charges for foreign currency transactions, amazing service :) Reviewed on: 15th February 2021

Great credit card

Always keeps me informed on my spending, highly recommend Reviewed on: 15th February 2021

Perfectly happy!

Great card and app. Easy to use and brilliant customer service. Reviewed on: 15th February 2021

Brilliant credit card provider

Kept up to date with your credit usage and helpful advice on managing your credit and how to improve your score. Modern and up to date app to use just fab Reviewed on: 15th February 2021

Zuper zopa!

Brilliant customer services, and fabulous new products. Have had great support during the pandemic too. Really recommend these guys. Reviewed on: 15th February 2021

Excellent

It’s been great from I since signing up with Zopa Reviewed on: 15th February 2021

Top credit card zopla

I think zopla is brilliant no problem with them Reviewed on: 15th February 2021

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