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Zopa: Credit card reviews

View other Zopa products
4.93
Based on 41,972 reviews, last reviewed 18th Feb 2026
167000% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Great team and easy to use app. Great team and easy to use app. Super easy to sign up and everything is very straightforward. Reviewed on: 18th February 2026
Charleen E's avatar
Charleen E

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025
David Lowe's avatar
David Lowe
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (41972)

Great

5
Great and easy to use online from mobile to pc. Reviewed on: 18th March 2021
Eddie Murphy's avatar
Eddie Murphy

Quick response for my queries always!

5
Quick response for my queries always! Reviewed on: 18th March 2021
Alex's avatar
Alex

Simple

5
Very easy to apply and use. The app is simple and clear. I love the fact you can lock money away for emergencies. Simple ideas that work well. Reviewed on: 18th March 2021
Bev's avatar
Bev

Awesome

5
Its so easy to apply set up and use awesome customer experience i have already told at least 10 friends about zopa and how great they are Reviewed on: 18th March 2021
Andrew fisher's avatar
Andrew fisher

Good service

5
I would recommend to all family and friends as easy to sign up and the app is easy to use and pay your bill and they are always letting you know what is going on. Reviewed on: 18th March 2021
Lorraine Clifford 's avatar
Lorraine Clifford

Great bank always supportive

4
Great bank excellent customer service and happy to help Reviewed on: 18th March 2021
Kelly Eustace's avatar
Kelly Eustace

zopa

5
excellent cannot get better.First class Reviewed on: 18th March 2021
Murray's avatar
Murray

really user friendly

5
10 out of 10 defo reconment 100% to friends and family Reviewed on: 18th March 2021
Justin Carter's avatar
Justin Carter

Excellent all round service

5
The app is great and you always get notified on what to spend Reviewed on: 18th March 2021
Darren's avatar
Darren

Great app easy to use

5
I love this credit card, and it’s app. Being on top of my credit is key, and the feature that allows me to pay the balance early and updates straight away is perfect Reviewed on: 18th March 2021
Craig Dixon's avatar
Craig Dixon

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