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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

The best provider

Very profesional, app easy to use Reviewed on: 25th January 2022

Amazing

Great experience, easy to repay and use! always there if need to get hold of Reviewed on: 25th January 2022

Zopa

Very good credit card rates 100% Reviewed on: 25th January 2022

Costumer service

Great costumer service, keep us well informed about what's happening with the credit and payments, friendly helpful staff Reviewed on: 25th January 2022

great team of freindly helpful people

I got a card had few probs at start using and paying bk etc but after speaking with the team things were sorted straight away while I was in the phone a huge help in my time of need can't thank them enough xx Reviewed on: 25th January 2022

I recomend, nice

Very nice bank Zopa! I recomend, wonderful Reviewed on: 25th January 2022

Easy

Very easy to use App and setup the credit card, clear information about the product, setup of payments and direct debit is very straightforward. Reviewed on: 25th January 2022

Good service

I am happy with the service, easy to manage Reviewed on: 25th January 2022

The best ever credit card with professional services, well done to Zopa, outstanding!

Nice and easy to keep updated with lots of advantages, well done Zopa! Reviewed on: 25th January 2022

Really good card helps build credit also

Excellent company. Card is easy to use and account app even easier Reviewed on: 25th January 2022

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