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Zopa: Credit card reviews

Name: Credit card
Rating: 4.92 (40271 reviews)

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4.93

Based on 40,271 reviews, last reviewed 14th Oct 2025

80% decrease in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Help ed me when needed with more money Help ed me when needed with more money Reviewed on: 14th October 2025

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (40271)

Best in the market

Easy to use, simple app, quick decisions, excellent customer service, always have the most competitive rates and keep you updated with offers and ways to improve your scores. Wouldn’t look anywhere else now Reviewed on: 15th February 2021

2nd chance

Zipa gave me a 2nd chance after money problems when nobody else would thanks zopa. Reviewed on: 15th February 2021

excellent

great app great service all very easy to use excellent customer service Reviewed on: 15th February 2021

Great!

Great service, great care and a responsible approach to banking. Thank you Reviewed on: 15th February 2021

Professional, easy access via app

Really impressed with how easy it is to keep an eye on what I am spending via the app. This helps me to manage my finances and ensures it helps improve my credit rating. Reviewed on: 15th February 2021

Best Credit Card Ever

Everything so easy- application, change of payment date, app, payments. Reviewed on: 15th February 2021

Excellent service

Zopa are fantastic excellent customer service there app is easy to use there's not much else I can say apart from there number 1 in my eyes keep up the great service thanks. Reviewed on: 15th February 2021

Offer increase limit

Very good customer service nice and polite way to talk Reviewed on: 15th February 2021

Easy to use

I have found Zopa very easy and smart credit card, it also tells you about the credit strength too which is brilliant. Reviewed on: 15th February 2021

Easy

Quick easy and efficient. What is not to love? Reviewed on: 15th February 2021

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