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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Very easy process

If wax so easy to apply and didn’t take long for it to approved Reviewed on: 25th January 2022

Zopa - Great card

Great card. Quick and easy application. Good rates. Easy to use app. Much better than other cards out there Reviewed on: 25th January 2022

Very helpful

Very good company and very helpful Reviewed on: 25th January 2022

Best

The best,easy to use,deposit and payment in a second Reviewed on: 25th January 2022

Easy to deal with...no hassle to apply and card arrived quickly

Very competitive credit card for people with not so good credit Reviewed on: 25th January 2022

Perfect and lovely colour card

Easy to apply and the app is simple to navigate love it Reviewed on: 25th January 2022

Zopa is great

Great app and easy to use functionality. Would highly recommend Reviewed on: 25th January 2022

Excellent

Excellent all round service always helpful and they genuinely care about improving your credit rating and getting you back on track by never letting you borrow more than you really can afford , would highly recommend . Reviewed on: 25th January 2022

Great alround

Great card and has good to use for banking all round good service Reviewed on: 25th January 2022

Fantastic service!

I have been using my zopa credit card for about a year now and it is just so easy to make payments and check balances using the app. IT JUST WORKS Reviewed on: 25th January 2022

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