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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44338 reviews)

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4.94

Based on 44,338 reviews, last reviewed 23rd Apr 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa is Awesome! Zopa are easy to use. Customer service is great. Reviewed on: 23rd April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44338)

Fantastic service!

I have been using my zopa credit card for about a year now and it is just so easy to make payments and check balances using the app. IT JUST WORKS Reviewed on: 25th January 2022

The best provider

Very profesional, app easy to use Reviewed on: 25th January 2022

Amazing

Great experience, easy to repay and use! always there if need to get hold of Reviewed on: 25th January 2022

Zopa

Very good credit card rates 100% Reviewed on: 25th January 2022

Costumer service

Great costumer service, keep us well informed about what's happening with the credit and payments, friendly helpful staff Reviewed on: 25th January 2022

great team of freindly helpful people

I got a card had few probs at start using and paying bk etc but after speaking with the team things were sorted straight away while I was in the phone a huge help in my time of need can't thank them enough xx Reviewed on: 25th January 2022

I recomend, nice

Very nice bank Zopa! I recomend, wonderful Reviewed on: 25th January 2022

Easy

Very easy to use App and setup the credit card, clear information about the product, setup of payments and direct debit is very straightforward. Reviewed on: 25th January 2022

Good service

I am happy with the service, easy to manage Reviewed on: 25th January 2022

The best ever credit card with professional services, well done to Zopa, outstanding!

Nice and easy to keep updated with lots of advantages, well done Zopa! Reviewed on: 25th January 2022

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