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Zopa: Credit card reviews

Name: Credit card
Rating: 4.92 (40271 reviews)

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4.93

Based on 40,271 reviews, last reviewed 14th Oct 2025

80% decrease in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Help ed me when needed with more money Help ed me when needed with more money Reviewed on: 14th October 2025

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (40271)

Easy and simple app to check statements and pay bills. Great staff too

Have nothing but great thing to say about zopa credit card and the staff are always on hand for any queries Reviewed on: 15th February 2021

A new credit card, which works for the working people

I came across Zopa, while trying to find an non main street, financial organisation, who would, give people a chance to re build or get on the credit ladder, updates explaining the utilization of credit card use, paying as little of as much and as often as you can afford to pay back, low rates, low interest, well worth a try to build or rebuild up credit ratings. I have had my card almost 2yrs now, was so happy to be accept, not a build limit given, a realistic limit, one that can be worked with for my financial status, informing regularly with financial updates and using my card. Thanks for working with the people and there circumstances. Reviewed on: 15th February 2021

Excellent efficient and efficacious!

A fantastic app which is clear and easy to use. Payments made are rapidly applied and recorded. I am seriously impressed!! Reviewed on: 15th February 2021

Amazing company

I would really recommend zopa for anyone who is trying to repair there credit report. I've only had zopa for about 4 months but my credit score has really risen. The app is simple and easy to use which makes life so easy. Reviewed on: 15th February 2021

The best

yes it is very good i appreciate your benefits Reviewed on: 15th February 2021

Great and easy to use

Lovely and competent controlled and clear and excellent service Reviewed on: 15th February 2021

Friendly and supportive

Brilliant customer service without any pressure. Good advice and sensible attitude. Reviewed on: 15th February 2021

Go go zopa

Simple, easy to use, customer friendly, they have it all Reviewed on: 15th February 2021

Excellent card and service

The best card I have got, easy to apply for and easy to use and manage Reviewed on: 15th February 2021

Great addition

Nothing but great service from Zopa. The app is brilliant and the borrowing power feature is a little gem to help with your credit score. Reviewed on: 15th February 2021

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