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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

I used zopa cardit card and I recommend my all faimly

When when I need zopa catdit card help me I really love ❤️ this cardit card Reviewed on: 25th January 2022

Great service

Excellent Convenience. Zopa Credit cards give you purchasing power worldwide — locally and overseas, in stores, online and by phone. .highly recommended Reviewed on: 25th January 2022

Great

The best thing about Zopa credit card for me is the lack of fees, there are only 2 and I never get them. The app is really easy to navigate. Reviewed on: 25th January 2022

Great card

took this card last year great credit limit and interest rate great card Reviewed on: 25th January 2022

Excellent

Easy to use, efficient and modern. Reviewed on: 25th January 2022

Best bank by miles

I have had no problems with zopa for as long as i have had their card. From needing extra time when i had trouble to help and advice when i needed it most, they have been absolutely brilliant. Can't fault them one bit. Reviewed on: 25th January 2022

Great Company! Helpful!

Such a simple process to apply, very clear instructions and terms. Really quick response on application and car d was sent out and recieved within 5 days. It really helps me budget and hopefully will build my credit Reviewed on: 25th January 2022

Very easy process

If wax so easy to apply and didn’t take long for it to approved Reviewed on: 25th January 2022

Zopa - Great card

Great card. Quick and easy application. Good rates. Easy to use app. Much better than other cards out there Reviewed on: 25th January 2022

Very helpful

Very good company and very helpful Reviewed on: 25th January 2022

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