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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Zopa go above and beyond

Zopa has helped me build my credit score with help all the way on how I use my card now to how I was using it and all staff have a excellent knowledge of what they are talking about and a pleasure to deal with Reviewed on: 25th January 2022

Good bank

Since I have had the zopa card it's been easy to use and the app is brilliant and easy to understand Reviewed on: 25th January 2022

Very Happy

Very good service & very happy and would E commend Reviewed on: 25th January 2022

Waste of time unable to talk directly

Utter waste of time this company Reviewed on: 25th January 2022

Great credit builder

No hassle, easy to use great customer service Reviewed on: 25th January 2022

Brilliant service and very good service

Always good to speak to everyone and very friendly staff all the time Reviewed on: 25th January 2022

A card worth getting

Prompt service, helpful staff and I love getting a text almost instantly after spending money with the card Reviewed on: 25th January 2022

Easy to use

From applying to getting the card and also using the card, everything as been really easy Reviewed on: 25th January 2022

Good value

Able to get in touch quite easily,which is very important also very polite and friendly. Reviewed on: 25th January 2022

Quick easy to use

I always know where I am with my credit from Zopa, easy to use quick and fantastic customer service Reviewed on: 25th January 2022

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