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Zopa: Credit card reviews

Name: Credit card
Rating: 4.92 (40271 reviews)

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4.93

Based on 40,271 reviews, last reviewed 14th Oct 2025

80% decrease in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Help ed me when needed with more money Help ed me when needed with more money Reviewed on: 14th October 2025

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (40271)

Brilliant service

I called regarding making a payment quick response and friendly Reviewed on: 15th February 2021

Awesome banking app

Moved to these due to their app they have an awesome app with great ease of use and flexibility on options. Reviewed on: 15th February 2021

Fair easy and good service

Easy to deal with fair and understanding Reviewed on: 15th February 2021

Easy and simple modern card

Great easy to use card with easy online access and easy to pay outstanding balance online or on the phone app. Reviewed on: 15th February 2021

Yes I would recommend

Very good condition and very good quality Reviewed on: 15th February 2021

reliable

had not a great credit rateing but this bank was willing to give me a chance i will not let them down for that Reviewed on: 15th February 2021

Fantastic company, quick & efficient

First class company, very organised and efficient! Reviewed on: 15th February 2021

Clarity

Love the simplicity of the app, clear concepts with a good level of support and client based credit, never lend more than you can afford. Reviewed on: 15th February 2021

Quality . Easy to manage

Great app. Updates and budget features as standard. Reccomended.. Reviewed on: 15th February 2021

I'm looking forward for the future with your company

So good getting back by email and top class customer service Reviewed on: 15th February 2021

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