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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Easy to use

From applying to getting the card and also using the card, everything as been really easy Reviewed on: 25th January 2022

Good value

Able to get in touch quite easily,which is very important also very polite and friendly. Reviewed on: 25th January 2022

Quick easy to use

I always know where I am with my credit from Zopa, easy to use quick and fantastic customer service Reviewed on: 25th January 2022

I used zopa cardit card and I recommend my all faimly

When when I need zopa catdit card help me I really love ❤️ this cardit card Reviewed on: 25th January 2022

Great service

Excellent Convenience. Zopa Credit cards give you purchasing power worldwide — locally and overseas, in stores, online and by phone. .highly recommended Reviewed on: 25th January 2022

Great

The best thing about Zopa credit card for me is the lack of fees, there are only 2 and I never get them. The app is really easy to navigate. Reviewed on: 25th January 2022

Great card

took this card last year great credit limit and interest rate great card Reviewed on: 25th January 2022

Excellent

Easy to use, efficient and modern. Reviewed on: 25th January 2022

Best bank by miles

I have had no problems with zopa for as long as i have had their card. From needing extra time when i had trouble to help and advice when i needed it most, they have been absolutely brilliant. Can't fault them one bit. Reviewed on: 25th January 2022

Great Company! Helpful!

Such a simple process to apply, very clear instructions and terms. Really quick response on application and car d was sent out and recieved within 5 days. It really helps me budget and hopefully will build my credit Reviewed on: 25th January 2022

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