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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41972 reviews)

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4.93

Based on 41,972 reviews, last reviewed 18th Feb 2026

167000% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great team and easy to use app. Great team and easy to use app. Super easy to sign up and everything is very straightforward. Reviewed on: 18th February 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

What is this award?

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (41972)

They have been a great service to me

They have helped me so much to make my credit score better thank you Zopa Reviewed on: 18th March 2021

Easy and Straightforward

Zopa have provided me with financial support when I needed it, the app has allowed me to keep track of my borrowing. Reviewed on: 18th March 2021

Amazing card

Beautifully blissful experience Reviewed on: 18th March 2021

Modupe

Excellent services, good communication Reviewed on: 18th March 2021

Customer Service

The application was easy and l subsequently had a query which was dealt with very quickly. Reviewed on: 18th March 2021

Excellent service, plus extras

Zopa provide an excellent service, which allows you to track your spending and also provides so many simple options for repayment. I also love the little extras that the app provides completely free of charge. Wonderful. Reviewed on: 18th March 2021

The Best ever

It's been a good experience with zopa and I am not ashame to vote the company as the best. Their customer service is top notch and their services are smooth Reviewed on: 18th March 2021

Stress free

Very fast efficient and pleasant customer service that invariably leads to positive outcomes Reviewed on: 18th March 2021

Excellent

I wanted a credit card so I can build up my credit rating, Zopa have been great and customer service is excellent. Reviewed on: 18th March 2021

Great credit builder

Zopa is very easy to use, easy to set up automatic payment, easy to change statement date and friendly customer service advisors. 5 Stars. Reviewed on: 18th March 2021

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