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Zopa: Credit card reviews

Name: Credit card
Rating: 4.92 (40271 reviews)

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4.93

Based on 40,271 reviews, last reviewed 14th Oct 2025

80% decrease in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Help ed me when needed with more money Help ed me when needed with more money Reviewed on: 14th October 2025

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (40271)

Super

I have found this card easy and very reasonable to pay back Reviewed on: 15th February 2021

Brilliant credit card

Would recommend to any one !! My credit rating has gone up since I got Zopa and I love the app. Reviewed on: 15th February 2021

Great little credit builder

I applied for a Zopa credit card to help build my credit score. Really easy to manage, especially using the app. Would recommend. Reviewed on: 15th February 2021

Great service

Always used Zopa, no problems at all Reviewed on: 15th February 2021

Easy to use

Very easy to use and manage finances Reviewed on: 15th February 2021

amazing

Zopa is the best credit card that i hve Reviewed on: 15th February 2021

Excellent

Regular updates, simple and easy app. Great provider no hidden costs. Reviewed on: 15th February 2021

Amazing friendly

Top people always ready to help Reviewed on: 15th February 2021

Mr patrick McDonnell

All round an excellent card texts you when you make a transaction easy to use app how ever I think the credit limit should be slightly higher Reviewed on: 15th February 2021

Amazing,

Never had a problem and very easy to use. Like that you can make a payment and it done straight away most you have to wait 3 working days. Reviewed on: 15th February 2021

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