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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44338 reviews)

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4.94

Based on 44,338 reviews, last reviewed 23rd Apr 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa is Awesome! Zopa are easy to use. Customer service is great. Reviewed on: 23rd April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44338)

Great Credit

This is a great credit card and when you make payments it goes onto the account immediately instead of waiting a couple of days which is really helpful Reviewed on: 25th January 2022

Can't fault them at all

Good credit limit to start and quick to acknowledge on time payments and management of account with credit increase. When making payments to the card they are on within a couple of minutes no matter what time of day you put them on. Good customer service department (only called once) and solved a query very quickly. Can't honestly find fault at all. Reviewed on: 25th January 2022

Brill

Amazing service. Easily accessible Reviewed on: 25th January 2022

Excellent card

Used zopa for a year now and never had any problems Reviewed on: 25th January 2022

Zopa go above and beyond

Zopa has helped me build my credit score with help all the way on how I use my card now to how I was using it and all staff have a excellent knowledge of what they are talking about and a pleasure to deal with Reviewed on: 25th January 2022

Good bank

Since I have had the zopa card it's been easy to use and the app is brilliant and easy to understand Reviewed on: 25th January 2022

Very Happy

Very good service & very happy and would E commend Reviewed on: 25th January 2022

Waste of time unable to talk directly

Utter waste of time this company Reviewed on: 25th January 2022

Great credit builder

No hassle, easy to use great customer service Reviewed on: 25th January 2022

Brilliant service and very good service

Always good to speak to everyone and very friendly staff all the time Reviewed on: 25th January 2022

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