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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Easy to apply and manage

Really good credit card company. Easy to apply and manage credit. Super easy friendly app to navigate and secure transactions Reviewed on: 25th January 2022

Mr

Easy to use . Statements are on time and easy to understand. Reviewed on: 25th January 2022

Deffo recommend this credit car to my friends

Brilliant credit card will deffo recommend Reviewed on: 25th January 2022

Well done guys

Happy of the cooperation so far Reviewed on: 25th January 2022

Best Credit Card Ever !!!!

Zopa is one of the best companies in the UK to provide you with credit cards and stuff I highly recommend this company I never had any problem with them everything goes so smooth definitely 5 star Reviewed on: 25th January 2022

Zopa what a great credit card

Zopa is a great credit card to use with an easy app to use and keep you on track Reviewed on: 25th January 2022

Gave me the start I need

Gave me a start when nobody else would my score is now going up Reviewed on: 25th January 2022

The best

Very well accepted in most places easy to use Reviewed on: 25th January 2022

Simple and easy to use

App is stable and easy to use. Card works and customer service/communication excellent Reviewed on: 25th January 2022

Very good

Easy access to customer services and prompt reply Reviewed on: 25th January 2022

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