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Zopa: Credit card reviews

View other Zopa products
4.93
Based on 40,271 reviews, last reviewed 14th Oct 2025
80% decrease in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Help ed me when needed with more money Help ed me when needed with more money Reviewed on: 14th October 2025
Madalin D's avatar
Madalin D

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025
David Lowe's avatar
David Lowe
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (40271)

Excellent so easy to set up

5
Very quick acceptance, all done via app very easy Reviewed on: 15th February 2021
Gail's avatar
Gail

Brilliant

5
From the sign up to using my card top top service. Reviewed on: 15th February 2021
david's avatar
david

Excellent

5
I appilied for zopa card with bad cradit rating still tey gave me good cradit limmit on good rates. Reviewed on: 15th February 2021
Wahid rehman's avatar
Wahid rehman

Great bank

5
Easy to apply. Helpful staff Good communication Reviewed on: 15th February 2021
Mark's avatar
Mark

Best credit card ever

5
What I really like about zopa is when you to your account it goes straight on no waiting for two day Reviewed on: 15th February 2021
carlos_mark@aol.com's avatar
[email protected]

Easy to use & apply.

5
It really help to improve your credit score. Reviewed on: 15th February 2021
sandesh20667@yahoo.com's avatar
[email protected]

Excellent credit card

5
A no nonsense credit card with excellent rates and a great app too. Overall I'm really happy. Thank you! Reviewed on: 15th February 2021
Steven McLeod 's avatar
Steven McLeod

Brilliant

5
Very happy . Easy to use . Perfect Reviewed on: 15th February 2021
Tina 's avatar
Tina

Good card. Low limit

4
Good card to build credit but the limit is too low to do much with Reviewed on: 15th February 2021
Mark's avatar
Mark

Great service

5
Really love the app and the customer service is great Reviewed on: 15th February 2021
cpjb10@live.co.uk's avatar
[email protected]

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