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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,354 reviews, last reviewed 1st Sep 2026
100% decrease in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026
Sonjoy Das's avatar
Sonjoy Das
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

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Zopa Credit card reviews (44354)

Great

5
Good interest rate and better service . Reviewed on: 25th January 2022
Olu Ade's avatar
Olu Ade

Zopa Amazing

5
I have a few credit cards, and the zopa credit card app is by far the greatest app I've used, everything is user friendly and simple to use. Well done zopa Reviewed on: 25th January 2022
Gerry Murphy's avatar
Gerry Murphy

Plane and simple like life should be

5
Makes life that little bit easier great job Zopa crew Reviewed on: 25th January 2022
Kyle Paul jones's avatar
Kyle Paul jones

Modern digital banking

4
Easy to manage - straight forward - payments instantly processed and available. App great!! Reviewed on: 25th January 2022
Stacey's avatar
Stacey

Top card

5
Easy to use, fees are reasonable great services Reviewed on: 25th January 2022
Kelly's avatar
Kelly

Easy to use

5
Very easy to use app. Also re payments are instantly updated on app not having to wait 3-4 days like some other credit cards Reviewed on: 25th January 2022
t.thorbjornsson22@hotmail.com's avatar
[email protected]

My personal experience

5
Zopa is a no hassle great flexible friend to have. Easy app to use on the go. No awkward site map. Highly recommend to all Reviewed on: 25th January 2022
d dix's avatar
d dix

Helped me so much through hard times

5
Helped me so much through hard times Reviewed on: 25th January 2022
easscRacing's avatar
easscRacing

Great

5
Very good customer experience, call answering was professional and in good time and I enjoy using my card Reviewed on: 25th January 2022
Yemi Orisawayi's avatar
Yemi Orisawayi

Fair and simple banking

5
Good honest banking with no surprises Reviewed on: 25th January 2022
Robert 's avatar
Robert

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