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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

My personal experience

Zopa is a no hassle great flexible friend to have. Easy app to use on the go. No awkward site map. Highly recommend to all Reviewed on: 25th January 2022

Helped me so much through hard times

Helped me so much through hard times Reviewed on: 25th January 2022

Great

Very good customer experience, call answering was professional and in good time and I enjoy using my card Reviewed on: 25th January 2022

Fair and simple banking

Good honest banking with no surprises Reviewed on: 25th January 2022

Easy to apply and manage

Really good credit card company. Easy to apply and manage credit. Super easy friendly app to navigate and secure transactions Reviewed on: 25th January 2022

Mr

Easy to use . Statements are on time and easy to understand. Reviewed on: 25th January 2022

Deffo recommend this credit car to my friends

Brilliant credit card will deffo recommend Reviewed on: 25th January 2022

Well done guys

Happy of the cooperation so far Reviewed on: 25th January 2022

Best Credit Card Ever !!!!

Zopa is one of the best companies in the UK to provide you with credit cards and stuff I highly recommend this company I never had any problem with them everything goes so smooth definitely 5 star Reviewed on: 25th January 2022

Zopa what a great credit card

Zopa is a great credit card to use with an easy app to use and keep you on track Reviewed on: 25th January 2022

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