Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44338 reviews)

View other Zopa products

4.94

Based on 44,338 reviews, last reviewed 23rd Apr 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa is Awesome! Zopa are easy to use. Customer service is great. Reviewed on: 23rd April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44338)

My personal experience

Zopa is a no hassle great flexible friend to have. Easy app to use on the go. No awkward site map. Highly recommend to all Reviewed on: 25th January 2022

Helped me so much through hard times

Helped me so much through hard times Reviewed on: 25th January 2022

Great

Very good customer experience, call answering was professional and in good time and I enjoy using my card Reviewed on: 25th January 2022

Fair and simple banking

Good honest banking with no surprises Reviewed on: 25th January 2022

Easy to apply and manage

Really good credit card company. Easy to apply and manage credit. Super easy friendly app to navigate and secure transactions Reviewed on: 25th January 2022

Mr

Easy to use . Statements are on time and easy to understand. Reviewed on: 25th January 2022

Deffo recommend this credit car to my friends

Brilliant credit card will deffo recommend Reviewed on: 25th January 2022

Well done guys

Happy of the cooperation so far Reviewed on: 25th January 2022

Best Credit Card Ever !!!!

Zopa is one of the best companies in the UK to provide you with credit cards and stuff I highly recommend this company I never had any problem with them everything goes so smooth definitely 5 star Reviewed on: 25th January 2022

Zopa what a great credit card

Zopa is a great credit card to use with an easy app to use and keep you on track Reviewed on: 25th January 2022

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Balance Transfer Credit Card
from Bank of Scotland 4.09 from 13 reviews
Student Credit Card
from NatWest 4.31 from 6 reviews
Credit card
from Luma 4.00 from 2 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Personal loan
from Zopa 4.95 from 69078 reviews
Current account
from Zopa 4.93 from 6586 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub