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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44338 reviews)

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4.94

Based on 44,338 reviews, last reviewed 23rd Apr 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa is Awesome! Zopa are easy to use. Customer service is great. Reviewed on: 23rd April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44338)

Zopa is the one for me

Easy to use, the app is straighforward nothing hidden and the notifications everyrime you spend makes tracking ur balance so easy. Prefer this card to the other credit cards ive had in the past. Reviewed on: 25th January 2022

Great company...

Easy to use Web app and helpful friendly site. Important texts updates Great Reviewed on: 25th January 2022

Helpful and friendly

Helpful and friendly staff, easily to use app, very likely to recommend to others Reviewed on: 25th January 2022

Very easy to rate

I did have a problem with a payment due to having previous card stolen and then had to get help sorting it out and the member of staff helped me so much was very polite and really went through things with me and nothing was ever a trouble would genuinely recommend Zola to anyone Reviewed on: 25th January 2022

Great

Good interest rate and better service . Reviewed on: 25th January 2022

Zopa Amazing

I have a few credit cards, and the zopa credit card app is by far the greatest app I've used, everything is user friendly and simple to use. Well done zopa Reviewed on: 25th January 2022

Plane and simple like life should be

Makes life that little bit easier great job Zopa crew Reviewed on: 25th January 2022

Modern digital banking

Easy to manage - straight forward - payments instantly processed and available. App great!! Reviewed on: 25th January 2022

Top card

Easy to use, fees are reasonable great services Reviewed on: 25th January 2022

Easy to use

Very easy to use app. Also re payments are instantly updated on app not having to wait 3-4 days like some other credit cards Reviewed on: 25th January 2022

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