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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Amazing Simple service

Thay are just amazing very friends Easy to use company with everyone and the Website and app set up perfectly and easy to use just amazing Reviewed on: 25th January 2022

Good card

Good easy to use and great customer service Reviewed on: 25th January 2022

No fuss

No fuss credit card updates each month Reviewed on: 25th January 2022

Great service very helpful

Easy to use an understand easy app overall a very good credit card to get Reviewed on: 25th January 2022

Fantastic credit rebuild

Fantastic credit rebuild. Friendly customer service. Easy to speak to Reviewed on: 25th January 2022

I love Zopa

Quick and easy to use the app is great. Reviewed on: 25th January 2022

5* credit

I can’t fault Zopa, you don’t have to wait days when you make a payment, to see it on your balance. I have another credit card & zoos are far superior to any other cresit facility I’ve ever had 5* Reviewed on: 25th January 2022

Brill and simple to use

Fast reliable and friendly service. No hidden fees Reviewed on: 25th January 2022

Wonderful

Very good attitude towards customers and an understandable application with which you can monitor your finances Reviewed on: 25th January 2022

excellent company.they truly are.

very honest.easy to approach.and always have time for there customers. Reviewed on: 25th January 2022

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