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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Zopa

Very easy to manage and up to date notifications letting you know your spending Reviewed on: 25th January 2022

Really Easy To use and keep tabs on

Really user friendly app and service with great features built in like your credit checker. Reviewed on: 25th January 2022

Great for using abroad

I got myself a Zopa card to use for my pending holidays abroad. It is the ideal solution with no additional fees for using tgis service. It is nice to have a card that is easy to manage with an affordable limit. Well done Zopa! Reviewed on: 25th January 2022

Mr johnson

Brilliant people very helpful would recommend Reviewed on: 25th January 2022

Easy to use

Very informative and easy to use. Great company Reviewed on: 25th January 2022

Great company

They take into account low credit scores and try to help in the best way they can their site is very easy to use not too complicated basic easy questions and the alert you when needed ie low credit or statement due they contact monthly and keep you informed.... Reviewed on: 25th January 2022

Amazing Simple service

Thay are just amazing very friends Easy to use company with everyone and the Website and app set up perfectly and easy to use just amazing Reviewed on: 25th January 2022

Good card

Good easy to use and great customer service Reviewed on: 25th January 2022

No fuss

No fuss credit card updates each month Reviewed on: 25th January 2022

Great service very helpful

Easy to use an understand easy app overall a very good credit card to get Reviewed on: 25th January 2022

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