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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Great

Really helpful and highly recommended Reviewed on: 25th January 2022

Brilliant

Great Service . Easy payback and has really helped me. Reviewed on: 25th January 2022

Very good

I used o my holiday in brazil and it was so helpful. Thanks Zopa Reviewed on: 25th January 2022

Great service, easy app.

I use my zopa card to buy fuel/shopping every month. The app updates my spending, I pay the balance every month vert easily using the app and am able to any online spending securely. All round a great credit card account. Reviewed on: 25th January 2022

Easily the most user friendly platform

I recently onboarded with Zopa and the application process was seamless. Now as a customer, the mobile app is soo easy to use, I can instantly monitor how much I’ve paid, when my DD goes out and what it would cost to pay my loan early. Reviewed on: 25th January 2022

Fair card

Excellent card service all round. Great app also Reviewed on: 25th January 2022

Great and always willing to help!

Great credit card provider and always happy to help no matter what! Reviewed on: 25th January 2022

Not complicated

Simple to set up the account and constantly kept in the loop via e-mail. Thanks guys Reviewed on: 25th January 2022

Easy to use

Easy to use and has really helped to build my credit rating Reviewed on: 25th January 2022

Excellent all round

Zopa trusted me when others would not. I wanted a chance and Zopa gave it to me and I am so grateful to the company. Reviewed on: 25th January 2022

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