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Zopa: Credit card reviews

Name: Credit card
Rating: 4.92 (40271 reviews)

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4.93

Based on 40,271 reviews, last reviewed 14th Oct 2025

80% decrease in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Help ed me when needed with more money Help ed me when needed with more money Reviewed on: 14th October 2025

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (40271)

Easy to set up easy to deal with

I have a Zopa card husband just cleared a Zopa loan. No fuss everything was simple Reviewed on: 15th February 2021

Great to work with

Easy to set up and manage using the app Reviewed on: 15th February 2021

Simple to use and simple to follow on their so, lovely and very helpful professional customer service

Always helpful and accommodating especially now through the pandemic, can’t recommend them enough to friends and family Reviewed on: 15th February 2021

Very Happy Customer

Great credit card and easy to use app. Reviewed on: 15th February 2021

Great

All your banking needs online simple and straightforward Reviewed on: 15th February 2021

Very user friendly

Simple, quick and easy to use and understand service and app. Reviewed on: 15th February 2021

Great features

The app which operates the credit credit card is great. Everything all in one app - no need to contact someone as they’ve thought of everything Reviewed on: 15th February 2021

Outstanding and understanding!!!

Problems with paying? No problem. The guys at zopa understanding and very easy going people. 10/10 all the way keep up guys! Looking forward to are many years together. Reviewed on: 15th February 2021

Brilliant app

Very good service. Keeps you up to date on everything spent the minute it’s spent Reviewed on: 15th February 2021

Best cc Ive had

So easy to apply for and the online account is a dream to use. Easy to assign a safety net which is a great idea Reviewed on: 15th February 2021

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