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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,348 reviews, last reviewed 25th Jun 2026
74% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
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0%
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0%
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0%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44348)

Great and always willing to help!

5
Great credit card provider and always happy to help no matter what! Reviewed on: 25th January 2022
Ben Prosser Daws's avatar
Ben Prosser Daws

Not complicated

5
Simple to set up the account and constantly kept in the loop via e-mail. Thanks guys Reviewed on: 25th January 2022
Peter Stevens's avatar
Peter Stevens

Easy to use

5
Easy to use and has really helped to build my credit rating Reviewed on: 25th January 2022
Stephen Emson's avatar
Stephen Emson

Excellent all round

5
Zopa trusted me when others would not. I wanted a chance and Zopa gave it to me and I am so grateful to the company. Reviewed on: 25th January 2022
Diana Lee's avatar
Diana Lee

Zopa

5
Very easy to manage and up to date notifications letting you know your spending Reviewed on: 25th January 2022
Hugh Smith's avatar
Hugh Smith

Really Easy To use and keep tabs on

5
Really user friendly app and service with great features built in like your credit checker. Reviewed on: 25th January 2022
Scott Croll's avatar
Scott Croll

Great for using abroad

4
I got myself a Zopa card to use for my pending holidays abroad. It is the ideal solution with no additional fees for using tgis service. It is nice to have a card that is easy to manage with an affordable limit. Well done Zopa! Reviewed on: 25th January 2022
John Volney's avatar
John Volney

Mr johnson

5
Brilliant people very helpful would recommend Reviewed on: 25th January 2022
rick johnson's avatar
rick johnson

Easy to use

5
Very informative and easy to use. Great company Reviewed on: 25th January 2022
Dave Rave Martin's avatar
Dave Rave Martin

Great company

4
They take into account low credit scores and try to help in the best way they can their site is very easy to use not too complicated basic easy questions and the alert you when needed ie low credit or statement due they contact monthly and keep you informed.... Reviewed on: 25th January 2022
Lou's avatar
Lou

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