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Zopa: Credit card reviews

4.94
Based on 44,338 reviews, last reviewed 23rd Apr 2026
36% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Zopa is Awesome! Zopa are easy to use. Customer service is great. Reviewed on: 23rd April 2026
Seanie's avatar
Seanie

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44338)

Amazing Simple service

5
Thay are just amazing very friends Easy to use company with everyone and the Website and app set up perfectly and easy to use just amazing Reviewed on: 25th January 2022

Good card

5
Good easy to use and great customer service Reviewed on: 25th January 2022

No fuss

5
No fuss credit card updates each month Reviewed on: 25th January 2022

Great service very helpful

4
Easy to use an understand easy app overall a very good credit card to get Reviewed on: 25th January 2022

Fantastic credit rebuild

5
Fantastic credit rebuild. Friendly customer service. Easy to speak to Reviewed on: 25th January 2022

I love Zopa

5
Quick and easy to use the app is great. Reviewed on: 25th January 2022

5* credit

5
I can’t fault Zopa, you don’t have to wait days when you make a payment, to see it on your balance. I have another credit card & zoos are far superior to any other cresit facility I’ve ever had 5* Reviewed on: 25th January 2022

Brill and simple to use

5
Fast reliable and friendly service. No hidden fees Reviewed on: 25th January 2022

Wonderful

5
Very good attitude towards customers and an understandable application with which you can monitor your finances Reviewed on: 25th January 2022

excellent company.they truly are.

5
very honest.easy to approach.and always have time for there customers. Reviewed on: 25th January 2022

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