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Zopa: Credit card reviews

Name: Credit card
Rating: 4.92 (40271 reviews)

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4.93

Based on 40,271 reviews, last reviewed 14th Oct 2025

80% decrease in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Help ed me when needed with more money Help ed me when needed with more money Reviewed on: 14th October 2025

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (40271)

Amazing!

The best credit card I own! Customer service is always available and are always at hand whenever I have any queries. No huge withdrawal fee is always a plus! Reviewed on: 15th February 2021

Great card

Fantastic facility , never a problem, keeping you updated all the time Reviewed on: 15th February 2021

EXCELLENT BANK

Never had a bad experience with Zopa,always been a excellent bank to bank with Reviewed on: 15th February 2021

Great service

Ease of application and notification when you spend anywhere Reviewed on: 15th February 2021

Cracking card

Zopa card was simple an easy to apply for can’t knock it Reviewed on: 15th February 2021

Amazing customer service

Always clear how much you use and I like the fact as soon as you make a payment it comes off the balance, not like a lot of them that takes 2 days. Reviewed on: 15th February 2021

Quick and easy approval but comes at high cost

I had applied and received a few short term personal loans which I couldn’t get easily from any other traditional bank. The only biggest drawback is that the cost is too high and that they need to be repaid ASAP if you want to pay as little as possible. Reviewed on: 15th February 2021

App is so easy to use

The Zopa app is easy to use and you can find everything you need in one app Reviewed on: 15th February 2021

Best credit card to build your score rating and easy to pay

Best card for score ratings and its easy to pay it show on your credit card with in 15 minutes Reviewed on: 15th February 2021

Amazing company

Fast and efficient service. Easy payments and just amazing Reviewed on: 15th February 2021

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