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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Zopa

Oops credit card is really good and very useful they don't pressure u. Reviewed on: 25th January 2022

Great service

Easy to sign up and great service. Reviewed on: 25th January 2022

all really good

Love the live updating when payments made both credit and debits, simple online app. Great thanks Reviewed on: 25th January 2022

Great all round card

Very happy realy good experience Reviewed on: 25th January 2022

Great

Really helpful and highly recommended Reviewed on: 25th January 2022

Brilliant

Great Service . Easy payback and has really helped me. Reviewed on: 25th January 2022

Very good

I used o my holiday in brazil and it was so helpful. Thanks Zopa Reviewed on: 25th January 2022

Great service, easy app.

I use my zopa card to buy fuel/shopping every month. The app updates my spending, I pay the balance every month vert easily using the app and am able to any online spending securely. All round a great credit card account. Reviewed on: 25th January 2022

Easily the most user friendly platform

I recently onboarded with Zopa and the application process was seamless. Now as a customer, the mobile app is soo easy to use, I can instantly monitor how much I’ve paid, when my DD goes out and what it would cost to pay my loan early. Reviewed on: 25th January 2022

Fair card

Excellent card service all round. Great app also Reviewed on: 25th January 2022

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