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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41972 reviews)

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4.93

Based on 41,972 reviews, last reviewed 18th Feb 2026

167000% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great team and easy to use app. Great team and easy to use app. Super easy to sign up and everything is very straightforward. Reviewed on: 18th February 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (41972)

very good for people with bad credit

Easy app to use for new users even if u have very low credit score Reviewed on: 18th March 2021

Fast professional service

Since using there service no complaints at all. Great fast professional service. Easy to use and understand. Reviewed on: 18th March 2021

Excellent

No hassle when applied and great app with product also. Reviewed on: 18th March 2021

Credit

very fast and excellent service I recommend to everyone Reviewed on: 18th March 2021

Zopa credit card

Zopa cards are easy to use and the internet app is also very easy to use. Reviewed on: 18th March 2021

Helping hand when needed at the most

Stressful when moving to new home, always requires something Zopa is at hand. Reviewed on: 18th March 2021

very good company

very easy to apply and easy to use Reviewed on: 18th March 2021

Thank you Zopa

Thanks to Zopa in helping me rebuild my credit have recommended friends and family applying for your credit card Reviewed on: 18th March 2021

A good and satisfying facility.

A good card to start with. People very customer centred. Reviewed on: 18th March 2021

Very prompt service

The app is so easy to use and provides all the information that I need. Its simple, quick and easy which is what we need in a busy world. Reviewed on: 18th March 2021

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