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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Easy quick service

Zopa was so easy and quick to apply for. Decision in minutes! The app is very easy to navigate and keeps you notified when payment is due Reviewed on: 25th January 2022

Good supplier

Caring and understanding staff supported by easy clear applications Reviewed on: 25th January 2022

Easy, convenient and friendly.

A very good service with ease of use and helped me when I needed the most. A service operated by professionals. Reviewed on: 25th January 2022

User friendly

Have found it useful and handy especially the app Reviewed on: 25th January 2022

So easy to use

All good feedback app is great to use Reviewed on: 25th January 2022

BEST CREDIT CARD IVE USED

This card from Zopa bank is very efficient, I can check my balance within seconds by using the Zopa app, I can pay any outstanding amounts with a bank transfer. If I forget my pin…no problem pass security and pin is displayed. I don’t think I would use any other card now only zopa. Reviewed on: 25th January 2022

Zopa

Oops credit card is really good and very useful they don't pressure u. Reviewed on: 25th January 2022

Great service

Easy to sign up and great service. Reviewed on: 25th January 2022

all really good

Love the live updating when payments made both credit and debits, simple online app. Great thanks Reviewed on: 25th January 2022

Great all round card

Very happy realy good experience Reviewed on: 25th January 2022

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