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Zopa: Credit card reviews

Name: Credit card
Rating: 4.92 (40271 reviews)

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4.93

Based on 40,271 reviews, last reviewed 14th Oct 2025

80% decrease in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Help ed me when needed with more money Help ed me when needed with more money Reviewed on: 14th October 2025

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (40271)

Taylored to exact and affordable needs

Finally a company that understands the importance of Taylor if what the customer needs without letting them to over stretch their finances Reviewed on: 15th February 2021

Great new card in a competitive market

Easy to apply great app your in control of your finances when you pay your bill it shows on your account pretty much straight away very happy Reviewed on: 15th February 2021

Great card

Fantastic card to build your credit Reviewed on: 15th February 2021

Great credit card

Has been really useful and the app is fantastic as I’m trying to build my credit score Reviewed on: 15th February 2021

Good card

Good card easy to use app and understand, works well for credit building Reviewed on: 15th February 2021

Stress free

Like the Reminders of when you have used your card and reminders of available balance Reviewed on: 15th February 2021

Simple easy

Dead simple to get what you want. Nice online staff. Well trained and informative Reviewed on: 15th February 2021

Easy, modern and convenient

The first credit card I have where I felt in control. From the initial sign up process to using the card and managing everything through the app. It’s easy, feels modern and I love how any payments I make are instantly updated on my account Reviewed on: 15th February 2021

Easy

Nice change when payments are shown immediately. Good app and helpful, quick team. Refreshing change Reviewed on: 15th February 2021

Thanx

There service is great & there app is so easy to get round not been with them long but what I’ve seen so far is great... keep up the good work Reviewed on: 15th February 2021

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