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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41972 reviews)

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4.93

Based on 41,972 reviews, last reviewed 18th Feb 2026

167000% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great team and easy to use app. Great team and easy to use app. Super easy to sign up and everything is very straightforward. Reviewed on: 18th February 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (41972)

Helpful, informative, great APP

At first, I had problems with my account showing up on the downloaded app. The support team were quick to help and resolved the issue for me completely. Informative app showing factors which influence credit score. Reviewed on: 19th March 2021

Amazing credit card and great customer service

I have found dealing with Zopa so easy, the app is so simple and easy to use. You honestly can't go wrong. Great customer service, great card and great company, thank you Zopa! Reviewed on: 19th March 2021

Simple and precise

I have been using the Zopa card now for a little over 2 months. The in app features are good, plus the alerts on balance makes sure you are in control. Overall, very easy to use and understand Reviewed on: 19th March 2021

Very easy to apply.

Your service was very good and quick. Easy to apply for card. All very prompt. Excellent. Reviewed on: 19th March 2021

Friendly & helpful

I have found the zopa team very friendly and helpful and there online app is easy to use. Very satisfied customer Reviewed on: 19th March 2021

The best

Application was quick and simple the app is brilliant all in all could not want a better company to be associated with zopa is at the top of there game Reviewed on: 19th March 2021

Great see spending tracking

Love the way that your purchases pop up in the app as they happen. Very secure and reassuring. Reviewed on: 19th March 2021

Useful

Zopa help me every time I need my card. I ready recommended it to 3 friends. Reviewed on: 19th March 2021

Quick and easy.

It was a very quick process no waiting around for a decision or for a call to confirm details. It was all done online in just a few minutes and it can be done at anytime. Reviewed on: 19th March 2021

Using card

Very easy to apply and easy to understand wen it comes to statements Reviewed on: 19th March 2021

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