Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

View other Zopa products

4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Very practical

Best experience so far with Zopa very practical and will definitely recommend. Reviewed on: 25th January 2022

Easy to like

Great card great service. Needed to get a card when credit application was being refused took a chance no regrets. Reviewed on: 25th January 2022

love my card

Easy and hassle free card, wil always use Reviewed on: 25th January 2022

It's a great card

It's a great card had no problems thanks zopa Reviewed on: 25th January 2022

Amazing

Convenient I love the app easy to use It’s been really smooth Reviewed on: 25th January 2022

Very good service

Very good service and easy to use app Reviewed on: 25th January 2022

Great wee card

Been a customer for months now, and never any issues, pay my balance straight away using the app and even be able to use the balance straight away Reviewed on: 25th January 2022

Zopa is simply amazing

Straightforward and easy to use app and card. Reviewed on: 25th January 2022

No nonsense bank

Easy to use with security as a top priority Reviewed on: 25th January 2022

Easy and controllable credit

Very simple and effect way of building my credit rating back up. I love that it is online and make managing money easy for me. Reviewed on: 25th January 2022

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Zero credit card (discontinued)
from Santander 4.35 from 22 reviews
Everyday credit cards
from Lloyds Bank 3.96 from 68 reviews
Purchase Credit Card
from Bank of Scotland 4.20 from 10 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69088 reviews
Fixed term savings account
from Zopa 4.86 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub