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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Easy, dependable and realistic

Such a great, seamless and easy process from application to management of account. I would HIGHLY recommend Zopa to all my friends and family Reviewed on: 25th January 2022

Down to earth

Fantastic company understanding peoples Circumstances are helping them accordingly Reviewed on: 25th January 2022

Brilliant!!

An amazingly easy to use financial organisation. Helpful to those with a credit score that's less than desirable to others and have come to my rescue on several occasions. I cannot speak highly enough of Zopa! Reviewed on: 25th January 2022

Easy to use, efficient support,

Nothing to claim only the gratification of being able to use Reviewed on: 25th January 2022

Very practical

Best experience so far with Zopa very practical and will definitely recommend. Reviewed on: 25th January 2022

Easy to like

Great card great service. Needed to get a card when credit application was being refused took a chance no regrets. Reviewed on: 25th January 2022

love my card

Easy and hassle free card, wil always use Reviewed on: 25th January 2022

It's a great card

It's a great card had no problems thanks zopa Reviewed on: 25th January 2022

Amazing

Convenient I love the app easy to use It’s been really smooth Reviewed on: 25th January 2022

Very good service

Very good service and easy to use app Reviewed on: 25th January 2022

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