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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44338 reviews)

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4.94

Based on 44,338 reviews, last reviewed 23rd Apr 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa is Awesome! Zopa are easy to use. Customer service is great. Reviewed on: 23rd April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44338)

Great wee card

Been a customer for months now, and never any issues, pay my balance straight away using the app and even be able to use the balance straight away Reviewed on: 25th January 2022

Zopa is simply amazing

Straightforward and easy to use app and card. Reviewed on: 25th January 2022

No nonsense bank

Easy to use with security as a top priority Reviewed on: 25th January 2022

Easy and controllable credit

Very simple and effect way of building my credit rating back up. I love that it is online and make managing money easy for me. Reviewed on: 25th January 2022

Easy quick service

Zopa was so easy and quick to apply for. Decision in minutes! The app is very easy to navigate and keeps you notified when payment is due Reviewed on: 25th January 2022

Good supplier

Caring and understanding staff supported by easy clear applications Reviewed on: 25th January 2022

Easy, convenient and friendly.

A very good service with ease of use and helped me when I needed the most. A service operated by professionals. Reviewed on: 25th January 2022

User friendly

Have found it useful and handy especially the app Reviewed on: 25th January 2022

So easy to use

All good feedback app is great to use Reviewed on: 25th January 2022

BEST CREDIT CARD IVE USED

This card from Zopa bank is very efficient, I can check my balance within seconds by using the Zopa app, I can pay any outstanding amounts with a bank transfer. If I forget my pin…no problem pass security and pin is displayed. I don’t think I would use any other card now only zopa. Reviewed on: 25th January 2022

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