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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Great card , great company

Never had any trouble with this company, highly recommend Reviewed on: 25th January 2022

Great card and App

Really easy to spot for. Great App to keep me in control of my finances Reviewed on: 25th January 2022

brilliant

brilliant help just when i needed it Reviewed on: 25th January 2022

Fantastic support, amazing service,

Fantastic support team. Amazing customer service team. Great information and help. Reviewed on: 25th January 2022

I choose Zopa for my credit score as they are the best!

I love using Zopa. They are a very reliable source for my credit card and credit score. They team is always helpful and supportive anytime I'm in need of help. I'm a proud Zopa customer Reviewed on: 25th January 2022

Excellent and modern services.

Very user friendly app and customer service with savings options to help organise finances into pots. Brilliant. Reviewed on: 25th January 2022

Easy, dependable and realistic

Such a great, seamless and easy process from application to management of account. I would HIGHLY recommend Zopa to all my friends and family Reviewed on: 25th January 2022

Down to earth

Fantastic company understanding peoples Circumstances are helping them accordingly Reviewed on: 25th January 2022

Brilliant!!

An amazingly easy to use financial organisation. Helpful to those with a credit score that's less than desirable to others and have come to my rescue on several occasions. I cannot speak highly enough of Zopa! Reviewed on: 25th January 2022

Easy to use, efficient support,

Nothing to claim only the gratification of being able to use Reviewed on: 25th January 2022

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