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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41972 reviews)

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4.93

Based on 41,972 reviews, last reviewed 18th Feb 2026

167000% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great team and easy to use app. Great team and easy to use app. Super easy to sign up and everything is very straightforward. Reviewed on: 18th February 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (41972)

best lender

it was not as complicated as most banks do to have a card, it is as easy as saying good morning Reviewed on: 19th March 2021

Happy

Not perfect but trying to get there Reviewed on: 19th March 2021

Fabulous card

Great service and great card. App is so easy to use and plain English and is a dawdle to use. Reviewed on: 19th March 2021

Fab

Easy application form, quick response, keeps me updated on my spending and alerts when card is used. Reviewed on: 19th March 2021

Highly recommended

Highly recommended as very reasonable and reliable Reviewed on: 19th March 2021

Very good card company

I applied for the card for my wife to use, card came very quickly the app is very easy to use and the instant messages when the card is used is an amazing idea more than happy with the service Reviewed on: 19th March 2021

Greta to deal with so easy, all is great and works well

From application to opening it was easy, the app has all the I fo I need to manage my money well Reviewed on: 19th March 2021

Very good

So nice helpful straightforward Reviewed on: 19th March 2021

Credit where credit is due

Got my Zopa card, efficient and speedy service and cool little app that tracks my spending. Very happy Reviewed on: 19th March 2021

Excellent service

Very straightforward and easy to use. Reviewed on: 19th March 2021

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