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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,354 reviews, last reviewed 1st Sep 2026
100% decrease in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026
Sonjoy Das's avatar
Sonjoy Das
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

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Zopa Credit card reviews (44354)

Great

5
Never have a problem app great very easy to use and the built in credit score is amazing Reviewed on: 25th January 2022
Liam Wales's avatar
Liam Wales

Amazing

5
Great app and easy to use super Reviewed on: 25th January 2022
jredds21@yahoo.co.uk's avatar
[email protected]

Very good

5
Completely satisfied with everything Reviewed on: 25th January 2022
unclegaz@hotmail.com's avatar
[email protected]

fast fair and easy to use

5
easy to use app processes payments quickly fast fair and affordable Reviewed on: 25th January 2022
mrs f's avatar
mrs f

Excellent

5
Great card easy to use had no problems Reviewed on: 25th January 2022
Toni Blareau's avatar
Toni Blareau

Good foe everyone

5
This zopa was very helpful to people. In one app features we can see it like loans, overdraft, credit offers. I am using since 1 year it was very helpful for me to spend my general expenses I will recommend for everyone Reviewed on: 25th January 2022
jai bachileo's avatar
jai bachileo

The best

5
The Better credit card of uk, easy and very good apr Reviewed on: 25th January 2022
Antonio's avatar
Antonio

Very good

5
For me its the best really happy Reviewed on: 25th January 2022
Deniz Demirkan's avatar
Deniz Demirkan

Best credit card company by far

5
Zopa are a fantastic company the staff are so friendly quick to answer the phone amd go above and beyond. When you pay online each month you get a text straight away with the new reduced amount you owe which I love and wish over companies did this. I have 3 credit cards and zopa is my favourite and I can not recommend enough to anyone. Thank you for your lovely customer service. Reviewed on: 25th January 2022
Louise 's avatar
Louise

Easy to use app

5
Lots or functionality, great app Reviewed on: 25th January 2022
Ian Chapman's avatar
Ian Chapman

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