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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

The best

The Better credit card of uk, easy and very good apr Reviewed on: 25th January 2022

Very good

For me its the best really happy Reviewed on: 25th January 2022

Best credit card company by far

Zopa are a fantastic company the staff are so friendly quick to answer the phone amd go above and beyond. When you pay online each month you get a text straight away with the new reduced amount you owe which I love and wish over companies did this. I have 3 credit cards and zopa is my favourite and I can not recommend enough to anyone. Thank you for your lovely customer service. Reviewed on: 25th January 2022

Easy to use app

Lots or functionality, great app Reviewed on: 25th January 2022

Great card , great company

Never had any trouble with this company, highly recommend Reviewed on: 25th January 2022

Great card and App

Really easy to spot for. Great App to keep me in control of my finances Reviewed on: 25th January 2022

brilliant

brilliant help just when i needed it Reviewed on: 25th January 2022

Fantastic support, amazing service,

Fantastic support team. Amazing customer service team. Great information and help. Reviewed on: 25th January 2022

I choose Zopa for my credit score as they are the best!

I love using Zopa. They are a very reliable source for my credit card and credit score. They team is always helpful and supportive anytime I'm in need of help. I'm a proud Zopa customer Reviewed on: 25th January 2022

Excellent and modern services.

Very user friendly app and customer service with savings options to help organise finances into pots. Brilliant. Reviewed on: 25th January 2022

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