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Zopa: Credit card reviews

View other Zopa products
4.93
Based on 41,972 reviews, last reviewed 18th Feb 2026
167000% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Great team and easy to use app. Great team and easy to use app. Super easy to sign up and everything is very straightforward. Reviewed on: 18th February 2026
Charleen E's avatar
Charleen E

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025
David Lowe's avatar
David Lowe
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (41972)

excellent

5
friendly and very helpful,good custermer service. Reviewed on: 24th March 2021
Adrian Breakwell's avatar
Adrian Breakwell

Excellent customer service

5
Easy to set up easy to use app There when you need them. Reviewed on: 24th March 2021
Diane Quartermaine 's avatar
Diane Quartermaine

Brilliant

5
Love this company with all my heart and have helped me out when I’ve needed it most! Would recommend to anyone Reviewed on: 24th March 2021
Kianmiddo's avatar
Kianmiddo

Excellent

5
So easy to set up and use and the app is brilliant for keeping a check on limit and due dates Reviewed on: 23rd March 2021
Marie's avatar
Marie

Great credit card

4
I’ve had no issues and customer service is top notch Reviewed on: 23rd March 2021
Charlene 's avatar
Charlene

Great card

5
Great little card, easy to use and I love the app it’s got everything you need and easy I’m very happy Reviewed on: 22nd March 2021
Donna Lucas's avatar
Donna Lucas

Review Zopa, credit card account

5
Very happy with the whole process from taking out the card to using the banking app Reviewed on: 22nd March 2021
Jonathan's avatar
Jonathan

Great card

5
This great credit card for when needed. Reviewed on: 22nd March 2021
Amanda's avatar
Amanda

Really enjoy

5
Zopa is a very straight forward easy credit card to use everything g is so simple and easy to do. The customer service is quick and very polite they have understanding. Reviewed on: 21st March 2021
Roy Amyes's avatar
Roy Amyes

Fantastic

5
10 out of 10 highly reckonmend to any one Reviewed on: 21st March 2021
David Haynes 's avatar
David Haynes

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