Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

View other Zopa products

4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Really good

I've been using Zopa for a few months now and it's been an amazing experience. They aren't like some of the other credit card companies that see your credit score has come up and then give you a higher limit, they are so carefully with how much they give you and this is amazing for someone like me who is trying to gain a good credit score!!! Reviewed on: 25th January 2022

Great service

Easy to use great straight forward app , great customer service would recommend Reviewed on: 25th January 2022

I am satisfied

it's convenient, I don't have any problems with zopa Reviewed on: 25th January 2022

Incredible

Eazy Finance, simplicity credit card Reviewed on: 25th January 2022

Great

Never have a problem app great very easy to use and the built in credit score is amazing Reviewed on: 25th January 2022

Amazing

Great app and easy to use super Reviewed on: 25th January 2022

Very good

Completely satisfied with everything Reviewed on: 25th January 2022

fast fair and easy to use

easy to use app processes payments quickly fast fair and affordable Reviewed on: 25th January 2022

Excellent

Great card easy to use had no problems Reviewed on: 25th January 2022

Good foe everyone

This zopa was very helpful to people. In one app features we can see it like loans, overdraft, credit offers. I am using since 1 year it was very helpful for me to spend my general expenses I will recommend for everyone Reviewed on: 25th January 2022

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit card
from Jaja Finance 4.72 from 2531 reviews
Balance Transfer Credit Card
from Halifax 4.52 from 63 reviews
Choice Rewards Credit Card
from Lloyds Bank 4.17 from 14 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69091 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub