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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44338 reviews)

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4.94

Based on 44,338 reviews, last reviewed 23rd Apr 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa is Awesome! Zopa are easy to use. Customer service is great. Reviewed on: 23rd April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44338)

Really good

I've been using Zopa for a few months now and it's been an amazing experience. They aren't like some of the other credit card companies that see your credit score has come up and then give you a higher limit, they are so carefully with how much they give you and this is amazing for someone like me who is trying to gain a good credit score!!! Reviewed on: 25th January 2022

Great service

Easy to use great straight forward app , great customer service would recommend Reviewed on: 25th January 2022

I am satisfied

it's convenient, I don't have any problems with zopa Reviewed on: 25th January 2022

Incredible

Eazy Finance, simplicity credit card Reviewed on: 25th January 2022

Great

Never have a problem app great very easy to use and the built in credit score is amazing Reviewed on: 25th January 2022

Amazing

Great app and easy to use super Reviewed on: 25th January 2022

Very good

Completely satisfied with everything Reviewed on: 25th January 2022

fast fair and easy to use

easy to use app processes payments quickly fast fair and affordable Reviewed on: 25th January 2022

Excellent

Great card easy to use had no problems Reviewed on: 25th January 2022

Good foe everyone

This zopa was very helpful to people. In one app features we can see it like loans, overdraft, credit offers. I am using since 1 year it was very helpful for me to spend my general expenses I will recommend for everyone Reviewed on: 25th January 2022

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