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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Real good.

They keep you in the loop about everything, which I think is really good. You get notifications about what you've spent and how much you've got left to spend. You can set a cushion so you will never go over your limit. Everything that you need is on their quick and easy app! Reviewed on: 25th January 2022

little helper

Zopa card is so easy to use you can clearly see how much did you spend and if you pay back after few minutes your balance is updated I love my Zopa card Reviewed on: 25th January 2022

Great service

Easy application with clear contract. Reviewed on: 25th January 2022

Brilliant company

I used them for a while and have never had an issue I'm a very happy customer Reviewed on: 25th January 2022

Brilliant

No fuss no problem just fantastic Reviewed on: 25th January 2022

Simply The Best

Great App, clear and helps to build credit with multi feature tracker Reviewed on: 25th January 2022

Zopa the best credit card

Zopa is a great card to have. The app is great for keeping you up to date with what you have spent and available credit. Reviewed on: 25th January 2022

Excellent service

Always there when needed excellent service Reviewed on: 25th January 2022

Excellent card

If you need an honest and fair credit card, this is the one you should have. Reviewed on: 25th January 2022

Very useful for foreign transactions

Zopa doesn't charge a fee when purchasing in foreign currency. I use it all the time to shop from Japan. Reviewed on: 25th January 2022

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