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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Great bank

Use their credit card for over a year now very happy with the costumer service and fees thank you Reviewed on: 25th January 2022

Great company and accomodating

Great app and customer service top notch Reviewed on: 25th January 2022

Fuss less banking

Quick easy very friendly fast service very recommendable to people who don’t want any fuss it’s just brilliant service Reviewed on: 25th January 2022

Fantastic experience

Zopa have given me flexibility in my finances Reviewed on: 25th January 2022

Amazing

Really good for people who were struggling and are now back on track and need someone to believe in them Reviewed on: 25th January 2022

Excellent service

Excellent service, from the no-impact credit search, all the way thru to obtaining the card. Well done and thank you. Reviewed on: 25th January 2022

Real good.

They keep you in the loop about everything, which I think is really good. You get notifications about what you've spent and how much you've got left to spend. You can set a cushion so you will never go over your limit. Everything that you need is on their quick and easy app! Reviewed on: 25th January 2022

little helper

Zopa card is so easy to use you can clearly see how much did you spend and if you pay back after few minutes your balance is updated I love my Zopa card Reviewed on: 25th January 2022

Great service

Easy application with clear contract. Reviewed on: 25th January 2022

Brilliant company

I used them for a while and have never had an issue I'm a very happy customer Reviewed on: 25th January 2022

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