Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41972 reviews)

View other Zopa products

4.93

Based on 41,972 reviews, last reviewed 18th Feb 2026

167000% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great team and easy to use app. Great team and easy to use app. Super easy to sign up and everything is very straightforward. Reviewed on: 18th February 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (41972)

Excellent

Although I've had no experience with customer service as I haven't had to contact them yet, I cant fault the card at all. Never had any issues. Reviewed on: 27th March 2021

Fantastic Product

Easy to apply, card arrived very quickly. The app is very user friendly, quick and easy to make repayments and it sends a notification whenever the card is used. Reviewed on: 27th March 2021

Possibly one of the best!

I would like to win the draw but I know I have a slim chance of getting that. Nonetheless, I like this card and it has easy interface. Cannot tell more about it due to my low credit score Reviewed on: 26th March 2021

Amazing card

Glad I took one out, one of my better cards keep instantly in touch when used Reviewed on: 26th March 2021

Great service

Nice and simple easy to use card informed when you card has been used Reviewed on: 26th March 2021

Outstanding service and app

Easy to use app knowledgeable staff always ready to help Reviewed on: 26th March 2021

Great

Excellent I’m very happy also great customer service Reviewed on: 25th March 2021

Very good good

That card looks good for most pestle and will use it wisely Reviewed on: 25th March 2021

Easy

Nice little hassle free credit card. Reviewed on: 25th March 2021

Efficiency

You have every information you need on the zopa app. Once you paid your due balance, it reflects straight on your account balance Reviewed on: 25th March 2021

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Aqua credit cards
from NewDay 4.89 from 3242 reviews
All in One Credit Card
from Santander 3.32 from 19 reviews
Credit card
from 118 118 Money 4.84 from 1103 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1454 reviews
Current account
from Zopa 4.94 from 5774 reviews
Smart Saver
from Zopa 4.94 from 7494 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub