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Tembo Money: Lifetime ISA reviews

Name: Lifetime ISA
Rating: 4.78 (3159 reviews)

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4.78

Based on 3,159 reviews, last reviewed 28th May 2026

19% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

91%

1 star

Latest highest rating:

5

Thanks to Luke, Abi & Lorraine from a First Time Buyer Honestly, this process has been so smooth start to finish. At first, after trying to unsuccessfully buy a property above a commercial premises, I thou... Read more Reviewed on: 28th May 2026

Latest lowest rating:

2

When you have an issue they do everything to avoid t... When you have an issue they do everything to avoid taking responsibility Reviewed on: 3rd February 2026

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About this product

You can open a Tembo cash lifetime ISA or a stocks and shares lifetime ISA by downloading the app and depositing a minimum of £1.

Tembo doesn’t charge monthly subscription fees for the lifetime ISAs, but there is an annual platform fee for the stocks and shares lifetime ISA.

Tembo lifetime ISA reviews help you find out what it’s really like to be a customer. If you’ve used Tembo before, you can also leave a review and share your experience.

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Tembo Money Lifetime ISA reviews (3159)

Thanks to Luke, Abi & Lorraine from a First Time Buyer

Honestly, this process has been so smooth start to finish. At first, after trying to unsuccessfully buy a property above a commercial premises, I thought that nobody could help me. Tembo found me a good deal however, advised me to steer clear from it - and in hindsight, it was excellent advice. Further down the line I found a perfect apartment for me, and my advisor even locked in a far lower price than the recent mortgage price spikes, lowering my average monthly cost by about 100 pounds, which is a lot when you’re a sole FTB! The 1% incentive also added an additional 150 pounds on top of my deposit, which helps out a ton when moving and money can be so sparse. So grateful for Tembo’s help and advice throughout this crucial period in my life. Thank you! Reviewed on: 28th May 2026

Just the best.

Just the best. Trustworthy, efficient, easy to use. Feel like someone is finally in young people’s side money wises Reviewed on: 22nd May 2026

Good rates and service

I've got consistently good rates and advice, and they've moved very quickly at the end to get our LISA funds to our solicitor within a week to ensure we can complete in time for the sellers' mortgage expiry. Reviewed on: 20th May 2026

Tembo genuinely helped me through a very stressful f...

Tembo genuinely helped me through a very stressful first home purchase process. Although the solicitor withdrawal timeline could not be met due to the short notice before completion, the team were incredibly understanding and responsive. Abi went above and beyond by arranging an expedited withdrawal so I could still complete on my property purchase, which made a huge difference during an already stressful time. Communication was clear, friendly and supportive throughout. The app is easy to use, customer service has been excellent, and I really appreciated the human approach during such an important milestone. Thank you again to Abi and the Tembo team for all your help! Reviewed on: 20th May 2026

Solicitor's experience of Tembo

As a solicitor dealing with a property purchase on behalf of a client who was using a Lifetime ISA provided by Tembo Money, I found Tembo extremely effectient with great communication skills and simple instructions. Reviewed on: 13th May 2026

Amazing customer service and has helped us massively...

Amazing customer service and has helped us massively with paying for our first home. Amazing company!! Reviewed on: 12th May 2026

Can't recommend enough

We wouldn't be able to buy our first house without them! Everyone has been so helpful and communicative the whole journey. Reviewed on: 27th April 2026

The mortgage application couldn’t have been more str...

The mortgage application couldn’t have been more straight forward or stress free! The team at Tembo has been a phenomenal help, and so accommodating at every step of the process. I was anxious to begin, however every member of the team has been extremely kind, helpful, and broke down the process into easy and simple terms. Would 100% use Tembo again if I ever need to. Reviewed on: 24th April 2026

top notch support for a 1.5 year long flat purchase

We couldn't recommend Tembo Money highly enough. From start to finish, they were friendly, fast and genuinely a pleasure to deal with. Any time an issue popped up, they were straight on it no fuss, no delays, just great service. A huge personal thank you to Abi, Anya, Rebecca, Claire, Chelsea, Michelle, and Callum, who were absolutely brilliant throughout our flat purchase. They held our hands every step of the way and made a really stressful process feel so much more manageable. These are really good people who clearly care about the customers they work with. Five stars, without hesitation. Reviewed on: 24th April 2026

Prompt and Efficient

The associates at Tembo are prompt in replying to enquiries. They are efficient and knowledgeable about different services which gives a sense of calm to an anxious investor. I would highly recommend them to every first time buyer for their business model and transparency. Reviewed on: 21st April 2026

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