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Tembo Money: Cash ISA reviews

4.76
Based on 3,588 reviews, last reviewed 13th Jun 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
10%
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1%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent Service Service provided whilst starting my ISA and ongoing service has been excellent. Reviewed on: 13th June 2026
Phil O'Rourke 's avatar
Phil O'Rourke

Latest lowest rating:

1

Difficult- to navigate and use Difficult- I struggle to find things on the app eg. How to log out. Constant changes especially on Home page mean I just find my way around the app wh... Read more Reviewed on: 5th March 2026
Allyson 's avatar
Allyson

About this product

A Tembo cash ISA can be opened in minutes with as little as £10.

The interest rate is variable and you can have unlimited same day withdrawals with no penalties. Interest accumulates daily and is paid monthly. You can track the performance of your Tembo cash ISA in the app.

Tembo cash ISA reviews help you find out what it’s really like to be a customer. If you’ve used Tembo before, you can also leave a review and share your experience.

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Tembo Money Cash ISA reviews (3588)

Excellent Service

5
Service provided whilst starting my ISA and ongoing service has been excellent. Reviewed on: 13th June 2026

Fantastic provider

5
Fantastic provider with a great combination of transparency and very efficient and quick service delivery when I have any queries or issues which need resolving. Very understanding and quick to help me out. Reviewed on: 11th June 2026

Tembo - a great example of modern financial services

5
Tembo offers exactly what a modern financial services business should - an easy to use app with clear messages and jargon-free! Competitive interest rates too - I've already recommended Tembo to others! Reviewed on: 11th June 2026

Customer service

5
The customer service has been excellent, very straightforward information given which makes things like finding the best saving account essential. Reviewed on: 19th April 2026

Attractive interest rate.

4
Attractive interest rate. App works very well. Good to deal with. Money protected. Had reccomendations from online sites. Reviewed on: 17th April 2026

Tembo Money

5
Very good website which is easy to use. The rates are pretty reasonable. Frequent updates informing you of your earned interest. Reviewed on: 17th April 2026

Excellent financial saving app

5
The app is so easy to navigate, you feel you are in control of your account. Reviewed on: 16th April 2026

Disappointed that they backtracked on their original...

3
Disappointed that they backtracked on their original claim that product rates would stay the same for both new and existing customers. They are providing the increased/bonus rates only for new customers and existing customers like us are still in the lower rate. Also almost all their savings products have become a bit confusing over the couple of months. The reason I joined Tembo was not to chase bonus rates. But this reason no longer exists now because Tembo also switched to limited time bonus for only new customers like others. So there is nothing new in Tembo anymore that differentiates them from the rest of the providers… Reviewed on: 16th April 2026

Good interest rates and attractive Cash ISA terms.

5
Good interest rates and attractive Cash ISA terms. Great app for managing it. Good philosophy. Reviewed on: 9th April 2026

Good interest initially.

5
Good interest initially. Cash ISA is good Reviewed on: 6th April 2026

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