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Tembo Money: Cash ISA reviews

4.77
Based on 75 reviews, last reviewed 23rd Jan 2026
500% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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1%
3 star
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2 star
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4%

Latest highest rating:

5

Top marks thank you I opened my cash ISA with the help of my daughter Sam . So glad she did she was amazing Reviewed on: 23rd January 2026
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Jacqui

Latest lowest rating:

1

There terms and conditions state 7 days notice bef... There terms and conditions state 7 days notice before cutting interest rates, but they only give you just 2 days notice. Only pay a little bit... Read more Reviewed on: 19th June 2025
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P

About this product

A Tembo cash ISA can be opened in minutes with as little as £10.

The interest rate is variable and you can have unlimited same day withdrawals with no penalties. Interest accumulates daily and is paid monthly. You can track the performance of your Tembo cash ISA in the app.

Tembo cash ISA reviews help you find out what it’s really like to be a customer. If you’ve used Tembo before, you can also leave a review and share your experience.

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Tembo Money Cash ISA reviews (75)

Top marks thank you

5
I opened my cash ISA with the help of my daughter Sam . So glad she did she was amazing Reviewed on: 23rd January 2026

Thank you Sam

5
I was recommended by Sam who helped set up my account and has answered all of my questions. I’ve been able to save so much money and I love the apps look and interactions Reviewed on: 23rd January 2026

Saving opportunities are grand @ Tembo!!

5
Saving opportunities are excellent at Tembo with competitive interest rates. Reviewed on: 23rd January 2026

An easy app to maximise returns on my Cash ISA

5
An easy app to maximise returns on my Cash ISA Reviewed on: 22nd January 2026

Constant support and improvements

5
I had a rough start with Tembo but they turned everything around very quickly and now are flawless. I had a few issues and immediately get clarity and generous support. Other than that, my girlfriend and I have managed to reach our house saving goals by combining their LISA and ISA products. Wonderful Reviewed on: 22nd January 2026

There terms and conditions state 7 days notice bef...

1
There terms and conditions state 7 days notice before cutting interest rates, but they only give you just 2 days notice. Only pay a little bit of your monthly interest at a time, not the full amount. Reviewed on: 19th June 2025

Happy customer

5
Great company, ISA so easy to set up and app is great Reviewed on: 13th June 2025

Very easy to set up & transfer money to cash Isa.

5
Very easy to set up & transfer money to cash Isa. Reasonable interest rate of 4.8% Reviewed on: 13th June 2025

Best Interest Rates, Clear Communication.

5
Tembo provide the best interest rates I've been able to find for a cash ISA. The app is easy to use and clear about how to use it. It also makes it very clear about usage of ISA allowances, and doesn't use complex jargon. Reviewed on: 12th June 2025

Tembo ISA

5
Very easy to open an ISA using the phone app, even easier to transfer money into the account, plus the ISA gives a really competitive interest rate. Reviewed on: 22nd April 2025

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