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Zopa: Car Finance reviews

Name: Car Finance
Rating: 4.9 (736 reviews)

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4.83

Based on 736 reviews, last reviewed 2nd Apr 2025

3400% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

3 star

Latest highest rating:

5

Excellent and flexible I had a car loan and paid what I could afford each over the loan repayments. I paid it of in half the time. Reviewed on: 2nd April 2025

Latest lowest rating:

1

My experience with Zopa Bank has been extremely disa... My experience with Zopa Bank has been extremely disappointing and stressful. I financed a car through a hire purchase agreement, expecting reliable se... Read more Reviewed on: 26th December 2024

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About this product

Zopa car finance offer two ways to help with a car purchase. Choose from hire purchase where you pay off the cost in equal instalments, or personal contract purchase where you hand the car back or pay off the balance at the end of the agreement.

You can check your eligibility for Zopa car finance without impacting your credit score.

Zopa car finance reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Car Finance reviews (736)

Excellent and flexible

I had a car loan and paid what I could afford each over the loan repayments. I paid it of in half the time. Reviewed on: 2nd April 2025

best car finance deal

I got the best car finance deal through zopa that was so much better than the dealership. All was so quick and easy. No stress whatsoever. Reviewed on: 2nd April 2025

Zopa worked with me to find a new used car

Zopa worked with me to find a new used car as my old one wasn’t fit for the road after failing its MOT and I needed to purchase a new one within a week. I was able to borrow more than the amount offered and Zopa locked in the rate so I wouldn’t lose it. The whole process was easy, and it was all turned around within 4 days. They talked to the garage and sorted out the paperwork. Zopa were very patient with me and worked with me on a few cars which were no goers until I found one that worked with their criteria. I’m very happy with Zopa. I was in a tight spot with my car and they gave me peace of mind and brilliant service. Reviewed on: 31st March 2025

I have many products with Zopa but my car finance wa...

I have many products with Zopa but my car finance was so smooth! Reviewed on: 31st March 2025

Helpful an extremely friendly, highly recommended

Helpful an extremely friendly, highly recommended Reviewed on: 31st March 2025

Excellent service, APR slightly above average but st...

Excellent service, APR slightly above average but still great service Reviewed on: 31st March 2025

Good fast service

Good fast service done whatever they said they would quickly Reviewed on: 31st March 2025

Outstanding company

Always been very helpful and very friendly team. Reviewed on: 31st March 2025

Easy clear a precise car finance

Took out car finance, process easy and clear, first time taking finance out for large amount, made easy and was able to understand all terms. Easy to track payments and set up direct debit to ensure payments are on time each month. Reviewed on: 28th March 2025

Easy service

Easy service and gets the best deal. Reviewed on: 19th March 2025

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