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Chip reviews

Chip logo
Rated Excellent • 4.94/5

Chip reviews

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Verified business Last reviewed within 7 days
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  • Award winning organisation
    Award winning organisation
  • Fully digital service with no in-person branches
    Fully digital service with no in-person branches
  • Manage your account or policy via an app or website
    Manage your account or policy via an app or website
  • FCA approved and regulated
    FCA approved and regulated

Review summary

People rate this company as Excellent based on 18,226 product reviews

Average score of 4.94/5
5 star
95%
4 star
5%
3 star
0%
2 star
0%
1 star
0%
Reviews for Chip have trended positively over the past 90 days

Chip makes saving effortless with a brilliantly easy app and consistently top interest rates. The prize draw and auto-save features add a bit of fun and help build savings without noticing. However, some find customer service slow and tricky to reach, and a few are unhappy about lower rates for existing customers and withdrawal delays on ISAs.

Positive themes

  • Chip's app is super easy to use and makes saving painless and straightforward.
  • Chip offers consistently great interest rates that really help your money grow.
  • Chip's customer service is helpful and quick when you do need support.

Negative themes

  • Chip's customer service can be slow to respond and hard to reach by phone.
  • Some users find withdrawing money difficult and slow at times with Chip.
  • Existing customers feel penalised by lower interest rates compared to new sign-ups.
Summarised by AI
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About Chip

Chip help customers with savings and investment accounts.

Chip isn’t a bank but is an award-winning fintech challenger that was founded in 2017. Chip started out offering auto savings but now have a range of products on offer.

With Chip, you can get easy access accounts, cash ISAs, instant access and prize savings accounts. On the investing side, Chip offer investment funds and stocks and shares ISAs.

Chip at a glance

Contact details

Email
[email protected]
Social media

Reviews for Chip

Showing 11 of 18226 company reviews • Last reviewed within 7 days

Easy to use app, competitive exchange rates and well...

Cash ISA • 30th January 2026

Easy to use app, competitive exchange rates and well communicated

{"display":"Vicky Knightsbridge","full_name":"Vicky Knightsbridge","avatar":{"url":"\/assets\/uploads\/avatars\/users\/1299486.png"}}'s avatar
Rated Excellent • 5/5
Read more product reviews

Chip makes saving easy!

Savings App • 30th January 2026

Chip makes saving easy! I wish it had been around 20 years earlier. The app has changed the way I think about saving money, taking... Chip makes saving easy! I wish it had been around 20 years earlier. The app has changed the way I think about saving money, taking the jargon out of complex issues and easier to interact. All this - for no fee!! Read more Read less

{"display":"Nicole Druce","full_name":"Nicole Druce","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
Rated Excellent • 5/5
Read more product reviews
  • 5/5

    Cash and S&S ISA with chip

    I have a cash ISA and stocks and shares ISA with chip that I set up in the last year. Very happy with the ease... I have a cash ISA and stocks and shares ISA with chip that I set up in the last year. Very happy with the ease of the app and how it all works, and they offer solid interest rates. Read more Read less

    {"display":"Samuel N","full_name":"Samuel N","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Cash ISA
    Samuel N 24th January 2026
  • 5/5

    I’ve been using Chip for 3 yrs now and enjoyed it: e...

    I’ve been using Chip for 3 yrs now and enjoyed it: easy to use app, good savings rates..

    {"display":"Victoria Novikova","full_name":"Victoria Novikova","avatar":{"url":"\/assets\/uploads\/avatars\/users\/682863.png"}}'s avatar
  • 4/5

    One of the better ones

    Easy process. Good rate. Nice app but. could be a little more user friendly to find what you want

    {"display":"Mr Rose","full_name":"Mr Rose","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Cash ISA
    Mr Rose 23rd January 2026
  • 5/5

    Been using chip for years for savings and investments.

    Been using chip for years for savings and investments. The prize saving account is great, as it gives the possibility of winning a lot of money

    {"display":"Heiko Maedler","full_name":"Heiko Maedler","avatar":{"url":"\/assets\/uploads\/avatars\/users\/711372.png"}}'s avatar
  • 5/5

    Excellent for savings and investments

    Chip offers a very reliable and consistent service. Their cash and stocks and shares ISAs have been an amazing way to put away money for... Chip offers a very reliable and consistent service. Their cash and stocks and shares ISAs have been an amazing way to put away money for a rainy day, future expenses or growing it so that I can build wealth and eventually buy a house. I always recommend Chip to friends and family and their savings rates and service is excellent plus their prize savings account is great to use for a chance to win some money every month too Read more Read less

    {"display":"Keith D","full_name":"Keith D","avatar":{"url":"\/assets\/uploads\/avatars\/users\/471292.png"}}'s avatar
    Cash ISA
    Keith D 22nd January 2026
  • 5/5

    CHIP - great, easy way to save

    Have had several Chip savings accounts for a number of years, easy to open and easy to access daily if required. I have a Cash... Have had several Chip savings accounts for a number of years, easy to open and easy to access daily if required. I have a Cash ISA, prize savings account which I use to save for my grandchildren's Christmas presents and an easy access savings account. Read more Read less

    {"display":"Gillian","full_name":"Gillian","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
  • 5/5

    Great account, easy to use and good customer service.

    Great account, easy to use and good customer service.

    {"display":"samson","full_name":"samson","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Cash ISA
    samson 22nd January 2026
  • 5/5

    Always competitive rates, the app is excellent and c...

    Always competitive rates, the app is excellent and clearly a lot of work goes into it. Rarely need to contact customer service but when I... Always competitive rates, the app is excellent and clearly a lot of work goes into it. Rarely need to contact customer service but when I do they’re prompt, reliable, and understand what I’m asking. Read more Read less

    {"display":"Andy Riley","full_name":"Andy Riley","avatar":{"url":"\/assets\/uploads\/avatars\/users\/740225.png"}}'s avatar
    Cash ISA
    Andy Riley 22nd January 2026
  • 5/5

    Easy to use app and good interest rates.

    Easy to use app and good interest rates.

    {"display":"Shelley H","full_name":"Shelley H","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Cash ISA
    Shelley H 12th January 2026

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