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Chip reviews

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Rated Excellent • 4.94/5

Chip reviews

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Review summary

People rate this company as Excellent based on 18,214 product reviews

Average score of 4.94/5
5 star
95%
4 star
5%
3 star
0%
2 star
0%
1 star
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Chip makes saving effortless with a brilliantly easy app and consistently top interest rates. The prize draw and auto-save features add a bit of fun and help build savings without noticing. However, some find customer service slow and tricky to reach, and a few are unhappy about lower rates for existing customers and withdrawal delays on ISAs.

Positive themes

  • Chip's app is super easy to use and makes saving painless and straightforward.
  • Chip offers consistently great interest rates that really help your money grow.
  • Chip's customer service is helpful and quick when you do need support.

Negative themes

  • Chip's customer service can be slow to respond and hard to reach by phone.
  • Some users find withdrawing money difficult and slow at times with Chip.
  • Existing customers feel penalised by lower interest rates compared to new sign-ups.
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About Chip

Looking for reviews of Chip, the personal finance app? Read on to see what our community has to say about the app which 'automatically saves for you,
based on your recent spending habits.'

Smart Money People is the number 1 place for Chip reviews, so if you're already using chip to help save money, leave a review of your own and help others decide is Chip is right for them!

Chip at a glance

Reviews for Chip

Showing 11 of 18214 company reviews

The Chip app couldn't be easier.

Savings App • 5th September 2025

The Chip app couldn't be easier. The rates and communivcation are great as is the customer service.

{"display":"Chris Johnson","full_name":"Chris Johnson","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
Rated Excellent • 5/5
Read more product reviews

Easy to use app for my cash ISA.

Savings App • 5th September 2025

Easy to use app for my cash ISA. Decent rate. Impressed overall. Links also to other savings or investments so can also see whole portfolio in one place.

{"display":"Lucy S","full_name":"Lucy S","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
Rated Excellent • 5/5
Read more product reviews
  • 5/5

    Always top or nearly top in rates.

    Always top or nearly top in rates.

    {"display":"Tim M","full_name":"Tim M","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Savings App
    Tim M 5th September 2025
  • 5/5

    Good range of easy to understand products, competiti...

    Good range of easy to understand products, competitive rates, easy to use app, innovative approach to personal finance

    {"display":"Mjh","full_name":"Mjh","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Savings App
    Mjh 4th September 2025
  • 5/5

    Easy as, with a friendly interface and competitive r...

    Easy as, with a friendly interface and competitive rates. Chip support also only a few taps away and General understand customer service well!

    {"display":"Tom","full_name":"Tom","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Savings App
    Tom 17th June 2025
  • 5/5

    Easy to navigate and uncomplicated to use for us nor...

    Easy to navigate and uncomplicated to use for us normal people

    {"display":"Francis R","full_name":"Francis R","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Savings App
    Francis R 13th June 2025
  • 5/5

    Great app and ease of saving and taking money out bu...

    Great app and ease of saving and taking money out but interest rates could be more competitive

    {"display":"Isabella l","full_name":"Isabella l","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Savings App
    Isabella l 13th June 2025
  • 5/5

    Chip is my go to bank for saving!

    Chip is my go to bank for saving! It offers great interest rates as well as a fun prize draw account which offers the chance... Chip is my go to bank for saving! It offers great interest rates as well as a fun prize draw account which offers the chance to win various cash amounts. The app is easy to navigate and allows me to keep track of my savings with interest. I recently started investing with the chip too and have received a bonus for doing so! Absolutely recommend! Read more Read less

    {"display":"Klaudia K","full_name":"Klaudia K","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Savings App
    Klaudia K 13th June 2025
  • 5/5

    Excellent savings app

    I have been saving with Chip for a couple of years now and their service just keeps getting better & better. The app is very... I have been saving with Chip for a couple of years now and their service just keeps getting better & better. The app is very easy to use and the automatic savings features makes it so simple to put aside what I can afford each month. Plus the interest rates they offer are always at the top of the market. I love it! Read more Read less

    {"display":"Henry Covey","full_name":"Henry Covey","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Savings App
    Henry Covey 12th June 2025
  • 5/5

    Competitive range of products and rates, simple to u...

    Competitive range of products and rates, simple to use app and integrations to other companies. Good customer service

    {"display":"Mjh","full_name":"Mjh","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Savings App
    Mjh 12th June 2025
  • 5/5

    I have no fault to find with Chip

    I have no fault to find with Chip

    {"display":"Chris R","full_name":"Chris R","avatar":{"url":"\/assets\/uploads\/avatars\/users\/1132090.png"}}'s avatar
    Savings App
    Chris R 12th June 2025

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