Smart Money People Logo

Voting in the British bank awards 2025 is open - Vote here

Share this page

Chip reviews

Chip logo
Rated Excellent 4.92/5

Chip reviews

Verified business
Last reviewed within 7 days

Review summary

People rate this company as Excellent based on 14,616 product reviews

Average score of 4.92/5
5 star
94%
4 star
6%
3 star
0%
2 star
0%
1 star
0%
Reviews for Chip have trended positively over the past 90 days

Latest positive rating

4/5

My Son & I are Chip fans.

My Son & me both won £10 in the same month & have separate prize savings accounts but both live separately in Norwich which worries... My Son & me both won £10 in the same month & have separate prize savings accounts but both live separately in Norwich which worries me a little bit about how random Chips random prize picker actually is. Read more Read less

{"display":"Gary MacDonald","full_name":"Gary MacDonald","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
Savings App
Gary MacDonald 14th February 2025

Latest negative rating

1/5

All that glimmers is not gold!

All that glimmers is not gold! Frightful organisation

{"display":"Aubrey J","full_name":"Aubrey J","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
Savings App
Aubrey J 31st January 2025

About Chip

Looking for reviews of Chip, the personal finance app? Read on to see what our community has to say about the app which 'automatically saves for you,
based on your recent spending habits.'

Smart Money People is the number 1 place for Chip reviews, so if you're already using chip to help save money, leave a review of your own and help others decide is Chip is right for them!

Chip at a glance

Reviews for Chip

Showing 11 of 14616 company reviews Last reviewed within 7 days

My Son & I are Chip fans.

Savings App 14th February 2025

My Son & me both won £10 in the same month & have separate prize savings accounts but both live separately in Norwich which worries... My Son & me both won £10 in the same month & have separate prize savings accounts but both live separately in Norwich which worries me a little bit about how random Chips random prize picker actually is. Read more Read less

Rated Good 4/5
Read more product reviews

Chip always provides market leading interest rates o...

Savings App 13th February 2025

Chip always provides market leading interest rates on their savings account and are always adding new products to help me meet my savings and investment... Chip always provides market leading interest rates on their savings account and are always adding new products to help me meet my savings and investment goals. Their app is secure and really easy to use. It integrates so well with my day to day bank accounts. Read more Read less

Rated Excellent 5/5
Read more product reviews
  • 5/5

    Great all-arounder

    Have just had an excellent savings account, with great customer service.

    {"display":"Henri T","full_name":"Henri T","avatar":{"url":"\/assets\/uploads\/avatars\/users\/1098157.png"}}'s avatar
    Savings App
    Henri T 4th February 2025
  • 5/5

    Long Term Chip User

    I’ve been using Chip for years and the range of products available makes for a great user experience. I like that I can have a... I’ve been using Chip for years and the range of products available makes for a great user experience. I like that I can have a standard savings account with a good interest rate and also a prize winning account. Read more Read less

    {"display":"Simon Ayling","full_name":"Simon Ayling","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Savings App
    Simon Ayling 2nd February 2025
  • 5/5

    It’s a fabulous service that *just works*!

    It’s a fabulous service that *just works*! I’ve saved lots of money over the years and I love the innovation they keep bringing to their... It’s a fabulous service that *just works*! I’ve saved lots of money over the years and I love the innovation they keep bringing to their product. And the service is great - never ever had a problem with anything there. Read more Read less

    {"display":"Kieran Cooper","full_name":"Kieran Cooper","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Savings App
    Kieran Cooper 1st February 2025
  • 5/5

    Always been happy with the experience!

    Always been happy with the experience with Chip. Easy to use and setup, great returns and loads of investment options giving you so many ways to invest in my future

  • 5/5

    The best banking app

    Great experience. The fact they take the stress out of saving money and also offer great investment options too. App is a breeze to use.

    {"display":"Gary T","full_name":"Gary T","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Savings App
    Gary T 1st February 2025
  • 5/5

    A great wealth building app

    The app is clean and simple to use. Chip provides so much advise and help on how to invest and use all the functionality with... The app is clean and simple to use. Chip provides so much advise and help on how to invest and use all the functionality with the app! Overall a fabulous tool…. Which is forward thinking and adds value to your wealth building journey! Read more Read less

    {"display":"Sadie ","full_name":"Sadie ","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Savings App
    Sadie 1st February 2025
  • 5/5

    Great app, makes saving and investing effortless

    Great app, makes saving and investing effortless

    {"display":"Gareth E","full_name":"Gareth E","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Savings App
    Gareth E 1st February 2025
  • 5/5

    Great platform with a personal touch

    Chip hasn't just provided an easy to use platform for me to manage my savings, it's also helped me to educate myself on my savings... Chip hasn't just provided an easy to use platform for me to manage my savings, it's also helped me to educate myself on my savings habits and investing. I also really like the regular communications that have a personal touch, you see real people and that's relatable. Read more Read less

    {"display":"S","full_name":"S","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Savings App
    S 1st February 2025
  • 5/5

    Saving with Chip is effortless and lucrative - they...

    Saving with Chip is effortless and lucrative - they have the best rates too.

    {"display":"GF63","full_name":"GF63","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Savings App
    GF63 1st February 2025

    Products from Chip

    Showing all products offered by Chip

    We are Smart Money People

    Join 2 million active users who make better financial decisions with the power of reviews.

    Create an account

    Protecting trust by verifying companies and reviewers

    The only site that specialises in financial services

    Providing everyday people with a voice