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Chip reviews

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Rated Excellent 4.92/5

Chip reviews

Verified businesses always have up to date contact details and can respond to reviews.

Verified business
Last reviewed within 7 days

Review summary

People rate this company as Excellent based on 14,693 product reviews

Average score of 4.92/5
5 star
94%
4 star
6%
3 star
0%
2 star
0%
1 star
0%
Reviews for Chip have trended negatively over the past 90 days

Latest positive rating

5/5

Great platform and products

Easy to use and navigate, great high-interest savings accounts, premium bonds-style prize account and good customer service. Been using Chip as my primary savings service... Easy to use and navigate, great high-interest savings accounts, premium bonds-style prize account and good customer service. Been using Chip as my primary savings service for years now and recommend them to all my friends and family. Read more Read less

{"display":"samson","full_name":"samson","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
Savings App
samson 19th March 2025

Latest negative rating

1/5

Terrible customer service

Can't speak to a person as there is no telephone number, chat is a joke with robotic cookie-cut answers, very difficult to withdraw money they require lots of documentation

{"display":"Peter C","full_name":"Peter C","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
Savings App
Peter C 18th February 2025

About Chip

Looking for reviews of Chip, the personal finance app? Read on to see what our community has to say about the app which 'automatically saves for you,
based on your recent spending habits.'

Smart Money People is the number 1 place for Chip reviews, so if you're already using chip to help save money, leave a review of your own and help others decide is Chip is right for them!

Chip at a glance

Reviews for Chip

Showing 11 of 14693 company reviews Last reviewed within 7 days

Great platform and products

Savings App 19th March 2025

Easy to use and navigate, great high-interest savings accounts, premium bonds-style prize account and good customer service. Been using Chip as my primary savings service... Easy to use and navigate, great high-interest savings accounts, premium bonds-style prize account and good customer service. Been using Chip as my primary savings service for years now and recommend them to all my friends and family. Read more Read less

Rated Excellent 5/5
Read more product reviews

Chip - Great Rates and Easy to Use

Savings App 18th March 2025

Chip is a user-friendly savings app that simplifies the process of setting money aside. I found the app incredibly easy to use, even for someone... Chip is a user-friendly savings app that simplifies the process of setting money aside. I found the app incredibly easy to use, even for someone like me who isn't always tech-savvy. The interface is intuitive, allowing you to set savings goals effortlessly and automate deposits based on your spending habits. This feature alone makes it a standout choice for anyone looking to build their savings without much effort. Another highlight of Chip is its competitive rates. The app offers attractive interest rates on savings, which is a big plus compared to traditional savings accounts offered by banks. This can help your money grow faster than with many other savings options available. However, one area where Chip could improve is customer service responsiveness. While their service isn't bad, there were times when I wished for quicker responses to my queries. This aspect could be frustrating if you encounter an urgent issue or need assistance promptly. When closing the account to move onto a different product they never actually confirmed that it was closed - I simply couldn't log in again. It was surprising to never receive a 'thanks for your time' as an email or any form of confirmation. Overall, Chip is a strong contender in the realm of savings apps, offering ease of use and great rates that can help users achieve their financial goals efficiently. With some improvements in customer service responsiveness, it could easily become a top choice for many looking to manage and grow their savings effectively. Read more Read less

Rated Good 4/5
Read more product reviews
  • 5/5

    Always a dream to interact with.

    Always a dream to interact with.

    {"display":"Tom","full_name":"Tom","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Savings App
    Tom 10th March 2025
  • 5/5

    Great online option

    I was very surprised at how high the interest rates were with Chip. I have never had any issues with this being an online bank.

    {"display":"Helen D","full_name":"Helen D","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Savings App
    Helen D 8th March 2025
  • 5/5

    Easy to use and constantly trying to expand their pr...

    Easy to use and constantly trying to expand their products. Previously a lot of functions were free so slightly annoying they cost now to do auto saves etc.

    {"display":"Vikki M","full_name":"Vikki M","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Savings App
    Vikki M 8th March 2025
  • 5/5

    Consistently high interest

    Chip have consistently offered the highest interest rates on savings over the last few years, and they're still updating their offering to provide an excellent... Chip have consistently offered the highest interest rates on savings over the last few years, and they're still updating their offering to provide an excellent range of savings & investment options. The app is extremely user-friendly and makes transferring money into & out of my savings very easy. Read more Read less

    {"display":"Henry Covey","full_name":"Henry Covey","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Savings App
    Henry Covey 7th March 2025
  • 5/5

    Thanks for the prizes

    Great social media account - feel as if they got people in with high interest rates which was smart. Now I feel as if they... Great social media account - feel as if they got people in with high interest rates which was smart. Now I feel as if they could do more on the education around finance. Thanks for the prizes in the savings account draws please release the number of entries so I can make a more informed decision! Read more Read less

    {"display":"Tom","full_name":"Tom","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Savings App
    Tom 6th March 2025
  • 5/5

    Best app to have your investments and savings in onc...

    Best app to have your investments and savings in once place

    {"display":"rdougs77","full_name":"rdougs77","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Savings App
    rdougs77 4th March 2025
  • 5/5

    Easiest way to save

    Very easy and very flexible. Save so much without even thinking about it or noticing

    {"display":"Nashtag002","full_name":"Nashtag002","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Savings App
    Nashtag002 4th March 2025
  • 4/5

    Good rates and service.

    Good rates and service. App a bit clunky

    {"display":"JW","full_name":"JW","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Savings App
    JW 3rd March 2025
  • 5/5

    Chip app saver

    Interest rates, ease of using the app to deposit & withdraw, customer service are all excellent.

    {"display":"Alison","full_name":"Alison","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Savings App
    Alison 3rd March 2025

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