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Chip reviews

Chip logo
Rated Excellent • 4.94/5

Chip reviews

Verified business Last reviewed within 7 days
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  • Award winning organisation
    Award winning organisation
  • Fully digital service with no in-person branches
    Fully digital service with no in-person branches
  • Manage your account or policy via an app or website
    Manage your account or policy via an app or website
  • FCA approved and regulated
    FCA approved and regulated

Review summary

People rate this company as Excellent based on 21,114 product reviews

Average score of 4.94/5
5 star
95%
4 star
5%
3 star
0%
2 star
0%
1 star
0%
Reviews for Chip have trended positively over the past 90 days

Chip's Savings App is loved for its effortless saving, competitive interest rates, and user-friendly design that makes managing money a breeze. The app’s automation and clear communication help even the worst savers build up funds without stress. However, some find customer service slow and the app-only model limiting, with a few unhappy about withdrawal difficulties and loyalty rewards.

Positive themes

  • Chip Savings App makes saving effortless with smart automation and easy use.
  • Chip Savings App offers great interest rates that beat high street banks.
  • Chip Savings App has brilliant customer service that’s quick and helpful.

Negative themes

  • Chip’s customer service can be slow and hard to reach when needed.
  • Withdrawing money from Chip can be difficult and slow for some users.
  • Chip rewards new customers better than loyal savers which feels unfair.
Summarised by AI
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About Chip

Chip help customers with savings and investment accounts.

Chip isn’t a bank but is an award-winning fintech challenger that was founded in 2017. Chip started out offering auto savings but now have a range of products on offer.

With Chip, you can get easy access accounts, cash ISAs, instant access and prize savings accounts. On the investing side, Chip offer investment funds and stocks and shares ISAs.

Chip at a glance

Contact details

Email
[email protected]
Social media

Reviews for Chip

Showing 11 of 21114 company reviews • Last reviewed within 7 days

easy access savings

Easy access savings • 25th March 2026

The easy access savings are very easy to top up or draw from each transaction just takes seconds.

{"display":"Graham E","full_name":"Graham E","avatar":{"url":"\/assets\/uploads\/avatars\/users\/1142147.png"}}'s avatar
Rated Excellent • 5/5
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Chip Cash ISA

Cash ISA • 25th March 2026

Overall reasonably pleased with the product & very much like that it's a flexible cash ISA. The app is excellent, easy to use with very... Overall reasonably pleased with the product & very much like that it's a flexible cash ISA. The app is excellent, easy to use with very good features. The one negative is the reduced interest rate ; whilst regularly offering very competitve interest rates to entice new customers, more needs to be done for existing customers who stay loyal to the company ! Read more Read less

{"display":"andyoneill_home@hotmail.com","full_name":"andyoneill_home@hotmail.com","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
Rated Good • 4/5
Read more product reviews
  • 5/5

    Chip is so easy to use on the app.

    Chip is so easy to use on the app. Everything runs smoothly and they don’t bombard you with sales emails. Interest rates are very competitive... Chip is so easy to use on the app. Everything runs smoothly and they don’t bombard you with sales emails. Interest rates are very competitive and they run a prize draw which you can enter if you wish Read more Read less

    {"display":"Sam C","full_name":"Sam C","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
  • 5/5

    Really good easy to use good rate of percentage...

    Really good easy to use good rate of percentage

    {"display":"Ian A","full_name":"Ian A","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Cash ISA
    Ian A 24th March 2026
  • 5/5

    Very easy to use and very helpful staff

    Very easy to use and very helpful staff

    {"display":"Neil S","full_name":"Neil S","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Cash ISA
    Neil S 24th March 2026
  • 5/5

    Good app easy to use and responsive, good isa rate.

    Good app thats easy to use and responsive. Better cash Ida rate than most, especially for the flexibility.

    {"display":"Lucy S","full_name":"Lucy S","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Cash ISA
    Lucy S 24th March 2026
  • 5/5

    easy to use, good app, awesome interest rates

    easy to use, good app, awesome interest rates

    {"display":"Brook Layton","full_name":"Brook Layton","avatar":{"url":"\/assets\/uploads\/avatars\/users\/1409710.png"}}'s avatar
    Cash ISA
    Brook Layton 24th March 2026
  • 5/5

    Great app, competitive rates.

    Am receiving 3.54% on my cash ISA which has been competitive this year, will be looking to switch to better rate in the next tax... Am receiving 3.54% on my cash ISA which has been competitive this year, will be looking to switch to better rate in the next tax year though. No complaints at all with Chip, the app is easy to use and money transfers are instantaneous. Read more Read less

    {"display":"Francis Butterworth ","full_name":"Francis Butterworth ","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
  • 5/5

    Absolutely love it

    Absolutely love how easy it is to save with chip and that i can set it so I can save as much or as little as I want

    {"display":"Claire W","full_name":"Claire W","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
  • 5/5

    So so happy that I had Chip recommended by a colleague.

    I had Chip recommended by a colleague. I’m not at all money or IT savvy but I ‘bit the bullet’ and transferred all my spare... I had Chip recommended by a colleague. I’m not at all money or IT savvy but I ‘bit the bullet’ and transferred all my spare money from various pots into a Chip Cash ISA. Since then I’ve saved for my daughter’s wedding and made over £800 in interest. I’m blown away and wish I’d done this years ago. The transfer of money in and out is so easy and my interest isn’t penalised/frozen that month like another saver account I had elsewhere. I’m now feel encouraged to build my savings to pay my mortgage off a bit earlier. I just feel like I’m being more intentional about my money since saving with Chip. Thank you Read more Read less

    {"display":"Miriam P","full_name":"Miriam P","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Cash ISA
    Miriam P 9th March 2026
  • 5/5

    Easy to use app.

    Easy to use app and weel informed emails

    {"display":"Andrew L","full_name":"Andrew L","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar

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