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Chip reviews

Chip logo
Rated Excellent • 4.86/5

Chip reviews

Verified business Last reviewed within 7 days
Write a review
  • Award winning organisation
    Award winning organisation
  • Fully digital service with no in-person branches
    Fully digital service with no in-person branches
  • Manage your account or policy via an app or website
    Manage your account or policy via an app or website
  • FCA approved and regulated
    FCA approved and regulated

Review summary

People rate this company as Excellent based on 21,152 product reviews

Average score of 4.86/5
5 star
95%
4 star
5%
3 star
0%
2 star
0%
1 star
0%
Reviews for Chip have trended positively over the past 90 days

Chip's Savings App is loved for its effortless saving, competitive interest rates, and user-friendly design that makes managing money a breeze. The app’s automation and clear communication help even the worst savers build up funds without stress. However, some find customer service slow and the app-only model limiting, with a few unhappy about withdrawal difficulties and loyalty rewards.

Positive themes

  • Chip Savings App makes saving effortless with smart automation and easy use.
  • Chip Savings App offers great interest rates that beat high street banks.
  • Chip Savings App has brilliant customer service that’s quick and helpful.

Negative themes

  • Chip’s customer service can be slow and hard to reach when needed.
  • Withdrawing money from Chip can be difficult and slow for some users.
  • Chip rewards new customers better than loyal savers which feels unfair.
Summarised by AI
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About Chip

Chip help customers with savings and investment accounts.

Chip isn’t a bank but is an award-winning fintech challenger that was founded in 2017. Chip started out offering auto savings but now have a range of products on offer.

With Chip, you can get easy access accounts, cash ISAs, instant access and prize savings accounts. On the investing side, Chip offer investment funds and stocks and shares ISAs.

Chip at a glance

Contact details

Email
[email protected]
Social media

Reviews for Chip

Showing 11 of 21152 company reviews • Last reviewed within 7 days

Excellent app with huge flexibility and control.

General investment account • 14th June 2026

Excellent app with huge flexibility and control. Makes investing easy with a good level of professionalism throughout

{"display":"harry.crook@me.com","full_name":"harry.crook@me.com","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
Rated Excellent • 5.00/5
Read more product reviews

Excellent service and return on investment

General investment account • 12th June 2026

Excellent service and return on investment

{"display":"Deek","full_name":"Deek","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
Rated Excellent • 5.00/5
Read more product reviews
  • 5.00/5

    I have found Chip to be really good.

    I have found Chip to be really good. In fact, I recommended them to my partner and she has money saved in her cash ISA too,

    {"display":"Chris R","full_name":"Chris R","avatar":{"url":"\/assets\/uploads\/avatars\/users\/1132090.png"}}'s avatar
    Cash ISA
    Chris R 11th June 2026
  • 5.00/5

    Cash isa easy to use and good return

    Recommend by my daughter Webb site very easy to use for putting money in or taking out tells you how much you can invest thoughout the year

    {"display":"paul semple","full_name":"paul semple","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Cash ISA
    paul semple 11th June 2026
  • 5.00/5

    They understand you as a person

    Very happy with them. Make it plain and simple

    {"display":"Rhiannon G","full_name":"Rhiannon G","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
  • 5.00/5

    Chip Smart Cash ISA.

    I have had a Cash ISA with them for a while. Today I got an email from telling me that they were significantly reducing the... I have had a Cash ISA with them for a while. Today I got an email from telling me that they were significantly reducing the Interest Rate, but that I could transfer to their new Smart Cash ISA - same features but a higher Interest Rate. That's what I call good Customer Service Read more Read less

    {"display":"JRDM53","full_name":"JRDM53","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Cash ISA
    JRDM53 11th June 2026
  • 5.00/5

    Great service, excellent app

    Its not the very highest interest rate but it's good and the company are extremely responsive to feedback, and offer a range of products beside... Its not the very highest interest rate but it's good and the company are extremely responsive to feedback, and offer a range of products beside the isa. I like the isa dashboard, simple and clear, monthly interest is a good motivator, and I know it's backed by the government and FSA guarantee. Read more Read less

    {"display":"Kjd","full_name":"Kjd","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Cash ISA
    Kjd 9th June 2026
  • 5.00/5

    Brilliant easy to use great interest and great inves...

    Brilliant easy to use great interest and great investments and prize fund

    {"display":"Winifred c","full_name":"Winifred c","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Cash ISA
    Winifred c 8th May 2026
  • 2.00/5

    I have used Chip for various products for a few year...

    I have used Chip for various products for a few years now and this is the only one I have a problem with. Their platform... I have used Chip for various products for a few years now and this is the only one I have a problem with. Their platform fee is very high, much higher than another provider I have a similar product with, meaning that my investment went down purely due to this fee! Read more Read less

    {"display":"samson","full_name":"samson","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
  • 5.00/5

    Been using this product and get on with it very well.

    Been using this product and get on with it very well. Great rates, easy access and good customer service

    {"display":"samson","full_name":"samson","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Cash ISA
    samson 22nd April 2026
  • 5.00/5

    Excellent from start to finish.

    Excellent from start to finish. Great benefits. Easy to use, keep me updated on any changes and new products which may suit me better and... Excellent from start to finish. Great benefits. Easy to use, keep me updated on any changes and new products which may suit me better and earn more interest. Super easy to switch across they dealt with everything and just kept me posted on where things were up to. Read more Read less

    {"display":"Charlotte Park","full_name":"Charlotte Park","avatar":{"url":"\/assets\/uploads\/avatars\/users\/797159.png"}}'s avatar
    Cash ISA
    Charlotte Park 20th April 2026

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