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Chip: Prize Savings Account reviews

Name: Prize Savings Account
Rating: 4.92 (374 reviews)

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4.92

Based on 374 reviews, last reviewed 16th Feb 2026

35100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

94%

2 star

Latest highest rating:

5

Easy to keep up to date with the online app. Easy to keep up to date with the online app. Deposit/withdraw/transfer all immediate transactions. Great rates on savings with easy access. A bit of f... Read more Reviewed on: 16th February 2026

Latest lowest rating:

1

I reckon this is rigged and only a select few will a... I reckon this is rigged and only a select few will actually win a prize… the rest of us who saves our money with them are just being used. I also once... Read more Reviewed on: 11th February 2026

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Chip Prize Savings Account reviews (374)

Easy to keep up to date with the online app.

Easy to keep up to date with the online app. Deposit/withdraw/transfer all immediate transactions. Great rates on savings with easy access. A bit of fun with the Prize account. Reviewed on: 16th February 2026

CHIP are really shaking things up....

CHIP are really shaking things up in the financial sector, as for far too long now we've been restricted to the stale old institutions who got away with charging high fees and paying little interest, as well as delaying interest increases, but interest rate drops happening a 'millisecond' government dictated it... no better than a bunch of rogues really. CHIP on the other hand seem to be far more customer focussed and user-friendly, and their rates are good and their products are quite innovative, such as the Prize Savings Account, which is like a modern day Premium Bonds. CHIP are a breath of fresh air and they're really shaking things up in the financial world - well done! Reviewed on: 16th February 2026

Very simple and does not affect your ISA allowance.

Very simple and does not affect your ISA allowance. Adds a bit of fun to saving. Reviewed on: 16th February 2026

Easiest way to save money

Easiest way to save money n not notice it leaving your account. Chip take a small amount of money from your linked account every couple of weeks based on the amount available in your account Reviewed on: 16th February 2026

Trustworthy and easy to access.

Trustworthy and easy to access. Chip helps me save money every month. If ever need to transfer money that is easily done. Reviewed on: 16th February 2026

Been saving with chip for awhile now.

Been saving with chip for awhile now. Best app for it. Reviewed on: 16th February 2026

What bank gives you a chance (many chances in fact!

What bank gives you a chance (many chances in fact!) of winning big money for saving!? Great service, easy to use and a great app. Reviewed on: 16th February 2026

Chip is number One in Accounts

I am enjoying my account is growing Reviewed on: 16th February 2026

Have been lucky and have won on numerous times.

Have been lucky and have won on numerous times. Reviewed on: 15th February 2026

Prize Saving Account

Use my prize saving account to save for Christmas presents, so easy to save in this account and you’re also entered into a monthly draw, I have won 4 x prizes, bonus Reviewed on: 15th February 2026

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