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Chip: Prize Savings Account reviews

Name: Prize Savings Account
Rating: 4.92 (385 reviews)

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4.92

Based on 385 reviews, last reviewed 16th Apr 2026

11833% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

94%

2 star

Latest highest rating:

5

I find their accounts good and easy to sign up, a lo... I find their accounts good and easy to sign up, a lot of variety of products, I just like the way they operate with customer support etc. Reviewed on: 16th April 2026

Latest lowest rating:

1

I reckon this is rigged and only a select few will a... I reckon this is rigged and only a select few will actually win a prize… the rest of us who saves our money with them are just being used. I also once... Read more Reviewed on: 11th February 2026

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Chip Prize Savings Account reviews (385)

I find their accounts good and easy to sign up, a lo...

I find their accounts good and easy to sign up, a lot of variety of products, I just like the way they operate with customer support etc. Reviewed on: 16th April 2026

Alongside ISAs and Premium Bonds it's good to have a...

Alongside ISAs and Premium Bonds it's good to have another account that gives tax free returns. Chip have also launched a Spring Draw and deposits into the Prize Savings Account give you entries into that draw as well. Reviewed on: 3rd April 2026

Chips prize accounts a fun alternative to premium bonds

Chips prize accounts a fun alternative to premium bonds Reviewed on: 31st March 2026

Chip is excellent and makes me lots of money.

Chip is excellent and makes me lots of money. Reviewed on: 30th March 2026

Absolutely love it

Absolutely love how easy it is to save with chip and that i can set it so I can save as much or as little as I want Reviewed on: 9th March 2026

Savings doubled at. Chip

I invested in chip and doubled my savings interest which helped me with my down-payment fir my dream.home! Friend referral gave us both a win win! Reviewed on: 25th February 2026

Unlimited prize winning saving account.

Unlimited amount you can save , every £10 is put in for a draw each month, after the time it needs to be in to Qualify. This prize winning saving account can be money , holidays or voucher's depending what's on offer which is shown ahead and with the chance to win a big prize of £250 occasionally. Very accessible account to put in and out , 1st prize winner is notified by phone or even something special like a stay in a hotel with a loved one like Jan 2026 winner. Who doesn't want to be part of that ! Money can be paid back into the account for even more chances to wn next time - Completely safe and covered upto £85k by fSCA Reviewed on: 25th February 2026

Quick and efficient

Quick and efficient, Whenever I needed to contact them I have just gone through the app and received an answer straight away. It is very easy to with draw money and put it back in. Easy to create new accounts, like cash ISA, savings accounts and prize savings Reviewed on: 21st February 2026

Saving with Me Chip

Transfer process simple and easy Reviewed on: 18th February 2026

Switch to a prize savings account

Great alternative bank account - makes boring low interest accounts with miserly rates look boring, winning a prize, even £10 is far more satisfying and brings a little bit of fun into saving. This product has ben a great place to safely rest my money before deciding what to to with it on a longer term investment. Reviewed on: 17th February 2026

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