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Santander: Business Current Account reviews

Name: Business Current Account
Rating: 2.18 (100 reviews)

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2.18

Based on 100 reviews, last reviewed 11th Jun 2026

100% increase in 5 star reviews

in the past 90 days

300% increase in 1 star reviews

in the past 90 days

20%

59%

Latest highest rating:

5

Very organised. Very organised. Easy to use online banking. Reviewed on: 16th April 2026

Latest lowest rating:

1

They breach their own terms and Take up all your time. They breach their own terms by charging for an account that was 'Free for life'. Their Account details update process is prolonged, unexplained and in... Read more Reviewed on: 11th June 2026

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About this product

The Santander Business Current Account is designed for both start-ups and established businesses. Ideal for everyday business banking needs, the account charges a low monthly fee and has arranged overdraft options.

Finding the right bank account to manage your business's finances can be difficult with so many on the market. We collect Santander Business Current Account reviews to help you make an informed decision. Read about genuine experiences from other business owners to learn more about the account.

Find out why customers chose the Santander Business Current Account and learn more about the sign-up process. Find out what features the mobile banking app has. Read about genuine experiences with the customer service team to learn how swiftly Santander solves its customers’ concerns. All of this and more can be found in our Santander Business Current Account reviews.

If you do your business banking with Santander, share your experience with others on Smart Money People. How long have you had your Business Current Account and have you been satisfied so far? What is your favourite feature of the account and is there anything you feel could be improved? Have you encountered any issues with the account, and if so, how well did Santander resolve them? Would you recommend the account to other business owners? Whether good or bad, write an honest Santander Business Current Account review today. Together, we can help people like you make better financial decisions.

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Santander Business Current Account reviews (100)

They breach their own terms and Take up all your time.

They breach their own terms by charging for an account that was 'Free for life'. Their Account details update process is prolonged, unexplained and in the guise of a phishing attempt on their communications. If you like not getting actual work done and prefer being on hold or talking to Santander Staff all day then choose Santander. Reviewed on: 11th June 2026

I got involved with a trading broker who unexpectedl...

I got involved with a trading broker who unexpectedly withheld all my funds, preventing me from making any withdrawals. I later filed a report with an asset retrieval specialist, Kristina Hooper, who assists victims in restitution assets lost to online platforms. With her help, I was able to successfully retrieve my funds. If you’ve experienced a similar issue, you can contact kristina...hooper---- 24----at----gmail.----com She highly recommended. Reviewed on: 4th June 2026

Disregard for personal private information.

My main experience with this bank too, is that if you have a business savings account and a personal savings account with them, they freely display your personal savings on a business log-on just because your name as a saver and a business operator at the same address matches, even though they are distinctly different entities with different names. When complained, they too put forward a kind of 'the-computer-says-no' argument and also that they are doing you a favour by allowing you to view all your accounts together in one log-on. Obviously this is wrong because if occasionally you had to let your accountant have a view of your business account, you do not want them to be able to see your personal savings as well. Reviewed on: 16th April 2026

Very organised.

Very organised. Easy to use online banking. Reviewed on: 16th April 2026

Personal and business data separation

If you have a business account and a personal savings account with santander, beware; they will merge the display of all your accounts into one log-in. This means that all your personal savings will be available for all to see if you have given view to somebody like your accountant at times when it is necessary to do so. When you raise the question they arrogantly claim that they are doing you a favour by bringing it all in one view! Reviewed on: 25th March 2026

Poor - their bank accounts are not very modern or di...

Poor - their bank accounts are not very modern or digital Reviewed on: 22nd January 2026

Awful bank, stick clear

The selling points, terms and conditions only apply to you, they can lie, cheat, mislead, mess you about, but the selling point of their free forever account doesn't apply to them, maybe they need to look the word forever up in the dictionary Reviewed on: 12th December 2025

Avoid business account with Santander go elsewhere

Despite having held as business account with Santander for over 5 years I have to say the experience is dreadful. It's impossible to speak to he "right" department in one call despite phoning the number on the letter that they send. Once you do get answered which is normally after a 12 minute wait you are put through to a "verification" team who can't verify ANYTHING. Simple requests take an eternity and you get charged for the pleasure of being looked after by a team of incompetents. AVOID opening a business account with santander. Reviewed on: 18th September 2025

Not good customer services

I had a business current & savings accounts with Santander for years but they introduced a monthly fee this summer. I moved my accounts, asked to transfer all remaining moneys to my new account but they sent me a cheque instead. They can't even follow instruction! Reviewed on: 15th September 2025

I will be leaving before 1 october 2025

I have never had any real problems with Santander Business banking, apart from a few years ago when they tried to start charging people to have this kind of account. Fortunately, this was stopped and it remained free. This week I received a letter from them informing me that as from 1 October 2025 this account will be converted into a Classic account and incur a charge of £9.99 a month in order to "simplify their product range". I'm out! Reviewed on: 15th July 2025

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