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Santander: Business Current Account reviews

Name: Business Current Account
Rating: 2.28 (90 reviews)

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1.96

Based on 90 reviews, last reviewed 22nd Feb 2025

No new 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

21%

10%

61%

Latest highest rating:

4

Free business banking! Free business banking! Enough said! Reviewed on: 5th February 2025

Latest lowest rating:

1

Have tried to change signatories in a business account. Have tried to change signatories in a business account. 14 months later no success despite proving everything they asked for. No business advisors in ... Read more Reviewed on: 22nd February 2025

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About this product

The Santander Business Current Account is designed for both start-ups and established businesses. Ideal for everyday business banking needs, the account charges a low monthly fee and has arranged overdraft options.

Finding the right bank account to manage your business's finances can be difficult with so many on the market. We collect Santander Business Current Account reviews to help you make an informed decision. Read about genuine experiences from other business owners to learn more about the account.

Find out why customers chose the Santander Business Current Account and learn more about the sign-up process. Find out what features the mobile banking app has. Read about genuine experiences with the customer service team to learn how swiftly Santander solves its customers’ concerns. All of this and more can be found in our Santander Business Current Account reviews.

If you do your business banking with Santander, share your experience with others on Smart Money People. How long have you had your Business Current Account and have you been satisfied so far? What is your favourite feature of the account and is there anything you feel could be improved? Have you encountered any issues with the account, and if so, how well did Santander resolve them? Would you recommend the account to other business owners? Whether good or bad, write an honest Santander Business Current Account review today. Together, we can help people like you make better financial decisions.

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Santander Business Current Account reviews (90)

Simple and Perfect (them, not me!)

Becoming self employed at the start of this year was a little daunting. I tried to apply for business bank accounts from 2 very well known High Street Banks and quickly became bogged down in the paperwork - as a beginner I couldn't even understand some of the questions! They had no-one to help me and, frankly, didn't seem interested in my business. Then I decided to try Santander. Their online application was quick, easy, jargon-free and stopped me feeling like I'd failed before I'd even started! Since opening the account with them, it has been plain sailing all along. Staff in the local branch bend over backwards to help me and I'm seriously considering changing all of our personal bank accounts to them in the near future. Thank you Santander for your kindness and for not making me feel like a complete idiot! Reviewed on: 19th February 2016

Uncomplicated

Santander has very favourable conditions for new startups (particularly zero account fees). The services are easy to use. One thing that would make it better is more business planning / financing advice. Reviewed on: 16th February 2016

Penny pinching

I have been with Santander for a number of years. Their business bank account was good value as they don't charge a monthly fee - a necessity for small businesses. However, very disappointed that they have stopped awarding monthly interest (now 0%)!! This is the same for their sister company Cahoot. Will likely switch companies now as I don't agree that banks (that make billions every year) can make money off my money and not give out any interest. Reviewed on: 12th February 2016

Surprisingly good

We did a bit of research when looking into setting-up a business account and santander came up as a good choice. Can't say they are exceptional, but we've avoided a lot of the negative points other businesses seem to have encountered. Reviewed on: 12th February 2016

Great Business Banking Support

I most value the support we get from the bank which is used online or over the phone. We chose Santander as they seem to be the only bank who realise what a shambles the high street bank has been making of things. Reviewed on: 20th January 2016

Hellish to set up

Business Banking was hellish to set up. I experienced nothing but problems. The bank literally took months to set up the account with no exaggeration! They kept coming back asking for more documents etc instead of asking for everything upfront at the start. It made things very difficult. However, since the initial nightmare start up, it now seems to be running pretty well. Reviewed on: 20th January 2016

Amazing service

Great service, everything is so quick and simple and quickly accessible. Reviewed on: 15th January 2016

Santander business banking- an absolute gem of an account!

I use Santander business banking and from day 1 to now I have received exceptional service. I was able to set up my account online simply and efficiently which is great for someone who works long hours and cannot get to the branch easily. My online banking and card arrived very quickly also with easy to understand instructions. The online banking tool is amazing- very sleek and easy to use- I would recommend this account and Santander to anyone! Reviewed on: 15th January 2016

Froze our account without notice and are still denying us access to our monies!

Our Digital Currency platform had a Business Acct with Santander. 4 months after launch our account was frozen without warning by Santander, so that we could no longer transact with our customers. The reason given was we are trading in Digital Currency, which is surprising as this is our main business activity and was part of the initial plan the local branch mgmnt approved! Access to funds in our account is still being denied and Santander are providing no answers and have yet to respond to our formal complaint. Our business is in limbo until this is sorted out, i therefore could not recommend Santander to any SME Reviewed on: 2nd December 2014

Average

Santander don't have bank charges which is suitable for a small freelancer. The website is unwieldy, It wouldn't allow me to make transactions. For comparison my nationwide personal account has been problem free, making transaction is simple and easy. Reviewed on: 10th November 2014

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