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NatWest reviews

NatWest Logo
Rated Excellent 4.85/5

NatWest reviews

Verified business Last reviewed within 7 days
  • Has branches you can visit in-person
    Has branches you can visit in-person
  • Offers video or telephone appointments
    Offers video or telephone appointments
  • FCA approved and regulated
    FCA approved and regulated
  • Manage your account or policy via an app or website
    Manage your account or policy via an app or website

Review summary

People rate this company as Excellent based on 23,982 product reviews

Average score of 4.85/5
5 star
90%
4 star
8%
3 star
1%
2 star
0%
1 star
1%
Reviews for NatWest have trended negatively over the past 90 days

NatWest's Rooster card is loved for teaching kids money management, offering independence, and being easy to use with great parental controls. However, many find NatWest's customer service frustrating, with issues around account access, communication, and digital processes causing real headaches.

Positive themes

  • NatWest Rooster card makes it easy and fun for kids to learn money skills and save.
  • Rooster card app and features give parents great control and peace of mind over kids' spending.
  • NatWest Rooster card is free for account holders and great value compared to others.

Negative themes

  • NatWest's customer service often frustrates with poor communication and slow responses.
  • Many find NatWest's digital systems clunky and difficult to navigate or resolve issues with.
  • Rooster card's contactless auto-blocking after 5 transactions causes embarrassment and hassle.
Summarised by AI
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About NatWest

NatWest provide financial services for both personal and business customers across the UK.

NatWest was originally formed in 1970 through the merger of three major English banks: National Provincial Bank, Westminster Bank and District Bank.

Today, NatWest is one of the largest financial companies in the UK offering a range of products including current accounts, savings, loans, credit cards, mortgages, insurance and investments.

NatWest at a glance

Contact details

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Reviews for NatWest

Showing 11 of 23982 company reviews Last reviewed within 7 days

Extremely disappointed with the treatment we have re...

Business Banking 8th May 2026

Extremely disappointed with the treatment we have received from NatWest and Tyl. Our business accounts and payment facilities were suddenly shut down, with a significant... Extremely disappointed with the treatment we have received from NatWest and Tyl. Our business accounts and payment facilities were suddenly shut down, with a significant amount of company funds withheld despite no fraud, no chargebacks, and no wrongdoing on our behalf. We have fully cooperated throughout and provided every document requested, yet we are still left without proper answers. What has made the situation even worse is the complete lack of consistency and communication. Tyl recently carried out a review and informed us that the funds had been approved for release, only to then backtrack the following day and state this was a “mistake”. After months of stress and uncertainty, this has caused even more financial damage to our business. Although NatWest and Tyl operate as different services, they both fall under NatWest Group, and based on our experience we feel it is only right to warn new businesses to proceed with caution. We have now been informed by NatWest that the funds held within one of our accounts are not under suspicion and that there are “no concerns regarding legitimacy”, however we are still expected to wait up to 60 days for our own money to simply be transferred from one account to another — and even this timeframe is not guaranteed according to the wording on their own letter. Meanwhile, we are being left facing serious financial hardship, falling behind on rent, and dealing with the real possibility of eviction, all whilst our legitimate business funds remain inaccessible. We are now preparing to escalate the matter through the Financial Ombudsman Service, as we do not believe genuine businesses should be treated this way. We hope somebody senior within NatWest Group finally reviews our case properly and understands the real-world impact these decisions have on businesses, employees, and families. Read more Read less

Rated Terrible 1/5
Read more product reviews

I’ve had a positive experience with my NatWest fixed...

Fixed Rate Mortgage 5th May 2026

I’ve had a positive experience with my NatWest fixed rate mortgage. One of the biggest benefits has been the peace of mind of knowing exactly... I’ve had a positive experience with my NatWest fixed rate mortgage. One of the biggest benefits has been the peace of mind of knowing exactly what my monthly repayments will be during the fixed term, which has made budgeting much easier—especially during times when interest rates have been changing. NatWest’s fixed rate mortgages are designed to keep your monthly payments the same for the agreed fixed period, typically 2 or 5 years. Read more Read less

Rated Excellent 5/5
Read more product reviews
  • 5/5

    Comfortable security feeling.

    I am now comfortable to start saving with my monthly ingoings.

  • 5/5

    Amazing - competitive rates & great customer support

    Easy to set up, just the right amount of paperwork to not be overwhelming but to keep you informed and they really guide you through... Easy to set up, just the right amount of paperwork to not be overwhelming but to keep you informed and they really guide you through the process. This was my first solo mortgage application, so it could have been overwhelming but their advisors really helped to make things clear and easy as possible. The application process and the mortgage offer were completed very quickly and the rate offered was very competitive compared to other high street providers. Great to be able to make flexible overpayments, either one off, or a monthly overpayment with no penalties up to 10%. Easy to keep track of the mortgage balance on the app and has been a very easy, drama free process. Any queries have been answered very quickly by customer service and I would 100% look to remortgage when my fixed rate term runs out. Read more Read less

  • 5/5

    The App is very good.

    The App is very good. Easy to use.

    {"display":"Lucy B","full_name":"Lucy B","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Rooster card
    Lucy B 23rd April 2026
  • 5/5

    Great service, and happy with overall experience

    Great service, and happy with overall experience

    {"display":"Yvette P","full_name":"Yvette P","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Rooster card
    Yvette P 23rd April 2026
  • 5/5

    Best account transfer

    Since transferring from another current account I've found the NatWest app the easiest tool to use for my regular transactions. Plus the small monthly reward is an encouragement

    {"display":"Kevin","full_name":"Kevin","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Everyday account
    Kevin 23rd April 2026
  • 5/5

    Investments and financial reviews

    The company offers customer financial reviews to help clients make tailor centred investment decision goals.

    {"display":"Keith ","full_name":"Keith ","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Investments
    Keith 23rd April 2026
  • 5/5

    Innovation, customer focus, and a...

    Key values include innovation, customer focus, and a digital mindset.

    {"display":"Vando","full_name":"Vando","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Select Account
    Vando 22nd April 2026
  • 5/5

    Happy customer

    My son is enjoying using his bank card and saving up for something nice.

    {"display":"Pav","full_name":"Pav","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Rooster card
    Pav 22nd April 2026
  • 5/5

    Rooster is a great account/app, good way to get my l...

    Rooster is a great account/app, good way to get my las earning, and give him some control and responsibility over money.. the latter part isn't... Rooster is a great account/app, good way to get my las earning, and give him some control and responsibility over money.. the latter part isn't exactly working yet but i am trying with him :D Read more Read less

    {"display":"Alan P","full_name":"Alan P","avatar":{"url":"\/assets\/uploads\/avatars\/users\/842058.png"}}'s avatar
    Rooster card
    Alan P 22nd April 2026

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