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NatWest: Personal Loan reviews

Name: Personal Loan
Rating: 4.23 (150 reviews)

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4.13

Based on 150 reviews, last reviewed 22nd Jan 2026

200% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

74%

14%

Latest highest rating:

5

got the loan i wanted at a good rate got the loan i wanted at a good rate over the period i asked for Reviewed on: 22nd January 2026

Latest lowest rating:

1

Worst bank and I have seen it go good to... Worst bank and I have seen it go good to terrible Reviewed on: 30th March 2024

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About this product

NatWest personal loan reviews on Smart Money People are honest reviews. If you're trying to determine whether this is the right personal loan for you, reading our NatWest personal loan reviews can help you to find out what other people have to say. Smart Money People launched in October 2014 to help people like you to find the best personal loans. If you have used a NatWest personal loan, we'd love you to write a quick review too.

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NatWest Personal Loan reviews (150)

got the loan i wanted at a good rate

got the loan i wanted at a good rate over the period i asked for Reviewed on: 22nd January 2026

Fast and easy access, helped me out of a cash flow p...

Fast and easy access, helped me out of a cash flow problem when I was doing building work and needed to settle bills all in one go. Fair rates, quick to pay into your account. Reviewed on: 22nd January 2026

Easy to use.

Easy to use. Each step well presented, therefore quick and easy to get through Reviewed on: 12th June 2025

It was so easy to complete the process and such grea...

It was so easy to complete the process and such great rates Reviewed on: 12th June 2025

Explain everything to me so I could make an informed...

Explain everything to me so I could make an informed choice also allowing a payment break when I had covid Reviewed on: 2nd April 2025

My personal loan was simple to apply for, gave an in...

My personal loan was simple to apply for, gave an instant decision and set payments up, I had hoped for a better rate though. Reviewed on: 6th March 2025

Great benefits

Great benefits from the Advantage Account Reviewed on: 13th June 2024

Very easy to use and apply.

Very easy to use and apply. Quick response and money in your account the same day. Reviewed on: 9th April 2024

Natwest loan

Took out a natwest loan on my app was so easy, was done within a few minutes and money was deposited into my account later that same day, so easy being able to see my loan on my app along side my accounts Reviewed on: 7th April 2024

Worst bank and I have seen it go good to...

Worst bank and I have seen it go good to terrible Reviewed on: 30th March 2024

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