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NatWest: Personal Loan reviews

Name: Personal Loan
Rating: 4.54 (155 reviews)

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4.54

Based on 155 reviews, last reviewed 12th Jun 2026

33% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

75%

14%

Latest highest rating:

5

Easy application Easy application, fair Apr and extremely quick to deposit money once approved Reviewed on: 12th June 2026

Latest lowest rating:

1

Worst bank and I have seen it go good to... Worst bank and I have seen it go good to terrible Reviewed on: 30th March 2024

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About this product

NatWest personal loan reviews on Smart Money People are honest reviews. If you're trying to determine whether this is the right personal loan for you, reading our NatWest personal loan reviews can help you to find out what other people have to say. Smart Money People launched in October 2014 to help people like you to find the best personal loans. If you have used a NatWest personal loan, we'd love you to write a quick review too.

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NatWest Personal Loan reviews (155)

Easy application

Easy application, fair Apr and extremely quick to deposit money once approved Reviewed on: 12th June 2026

Very quick application process.

Very quick application process. Cash has always been in my account straight away. Paperwork and repayment schedule are easy to understand and you know exactly what the payments are and when. Interest rates have been good for me. Reviewed on: 11th June 2026

I have been with natwest for more than 20 years, ver...

I have been with natwest for more than 20 years, very good service. Reviewed on: 26th May 2026

Easy and quick to sort

I took out a personal loan with Natwest and it was quick and easy. Money was transferred the same day. Reviewed on: 24th March 2026

It was quick and easy to navigate and the applicatio...

It was quick and easy to navigate and the application were so easy to understand and fill Reviewed on: 14th March 2026

got the loan i wanted at a good rate

got the loan i wanted at a good rate over the period i asked for Reviewed on: 22nd January 2026

Fast and easy access, helped me out of a cash flow p...

Fast and easy access, helped me out of a cash flow problem when I was doing building work and needed to settle bills all in one go. Fair rates, quick to pay into your account. Reviewed on: 22nd January 2026

Easy to use.

Easy to use. Each step well presented, therefore quick and easy to get through Reviewed on: 12th June 2025

It was so easy to complete the process and such grea...

It was so easy to complete the process and such great rates Reviewed on: 12th June 2025

Explain everything to me so I could make an informed...

Explain everything to me so I could make an informed choice also allowing a payment break when I had covid Reviewed on: 2nd April 2025

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