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NatWest: Personal loan reviews

Name: Personal loan
Rating: 4.51 (155 reviews)

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4.51

Based on 155 reviews, last reviewed 12th Jun 2026

33% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

75%

14%

Latest highest rating:

5

Easy application Easy application, fair Apr and extremely quick to deposit money once approved Reviewed on: 12th June 2026

Latest lowest rating:

1

Worst bank and I have seen it go good to... Worst bank and I have seen it go good to terrible Reviewed on: 30th March 2024

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About this product

NatWest offer loans of between £1,000 and £50,000.

The term you’re offered depends on what you’ll be using the loan for, ranging from one year to ten years. If you’re accepted for a NatWest loan, you could get the funds on the same day you apply.

NatWest loan reviews help you find out what it’s like to be a customer. If you’ve used NatWest before, you can also leave a review and share your experience.

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NatWest Personal loan reviews (155)

Poor offers to loyal customers

Like in the title Natwest has very poor, high APR offers on personal loans. I've got very good credit score and all I was offered from the bank was 12.9% APR. Went to Sainsbury's instead and got 4.8% APR. No brainer Reviewed on: 9th March 2023

Amazing Deal

I got an affordable personal loan from NatWest and I did it from the comfort of my sofa through the App. Amazing!! Reviewed on: 26th February 2023

Easy to understand and straightforward questions

It wasn't an overly lengthy process as anticipated and the checks were quick. It was a good experience Reviewed on: 24th February 2023

Hassle free, transparent and reliable

Majority of high street banks give you umbrellas on a sunny day, and take it back on a rainy day. Except NatWest, offer you help at the time when it’s most urgently needed, love them for life. Reviewed on: 24th February 2023

Easy smooth application

Customer service excellent highly recommend Reviewed on: 22nd February 2023

Excellent and prompt service.

I have been banking now for many with no problems or issues. Highly recommend Reviewed on: 22nd February 2023

Happy with all services

Happy with services I currently receive from NatWest Reviewed on: 21st February 2023

Best Bank ever

My personal loan was so easy to get, and the funds quickly went into my account, The interest rates were good. I've nearly finished my loan thankyou NatWest. Reviewed on: 21st February 2023

Personal loan

It is so easy to apply for a loan or get a top up using the app. It's done in a couple of minutes. Reviewed on: 21st February 2023

Good rate and enough time for the repayment

Easy application most expecially when go thru your account login Reviewed on: 20th February 2023

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