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NatWest: Personal Loan reviews

Name: Personal Loan
Rating: 4.22 (148 reviews)

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4.05

Based on 148 reviews, last reviewed 12th Jun 2025

100% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

74%

14%

Latest highest rating:

5

Easy to use. Easy to use. Each step well presented, therefore quick and easy to get through Reviewed on: 12th June 2025

Latest lowest rating:

1

Worst bank and I have seen it go good to... Worst bank and I have seen it go good to terrible Reviewed on: 30th March 2024

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About this product

NatWest personal loan reviews on Smart Money People are honest reviews. If you're trying to determine whether this is the right personal loan for you, reading our NatWest personal loan reviews can help you to find out what other people have to say. Smart Money People launched in October 2014 to help people like you to find the best personal loans. If you have used a NatWest personal loan, we'd love you to write a quick review too.

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NatWest Personal Loan reviews (148)

Your Trusted Partner for Personal Loans, Empowering Your Financial Goals

Natwest Bank has been my unwavering partner in realizing my financial goals through their exceptional personal loan product. Their commitment to customer satisfaction, coupled with competitive rates and flexible terms, has made them my go-to choice for personal financing. Obtaining a personal loan from Natwest Bank was a seamless and efficient process. Their knowledgeable loan advisors guided me through the application process, ensuring I had a clear understanding of the terms and options available. The attention to detail and personalized service I received made me feel confident and supported throughout the journey. What sets Natwest Bank apart is their genuine care for their customers' financial well-being. They took the time to understand my unique needs and financial goals, tailoring a loan solution that perfectly suited my requirements. The transparency and open communication regarding interest rates, fees, and repayment terms instilled trust and confidence in their services. Natwest Bank can be described as reliable, customer-centric, and flexible. They offer competitive interest rates, enabling me to achieve my financial objectives without unnecessary burden. Their commitment to providing personalized and attentive customer service sets them apart as a trusted partner in the realm of personal loans. I wholeheartedly recommend Natwest Bank's personal loan product to anyone seeking a reliable and supportive financing option. Their dedication to empowering their customers, coupled with their exceptional service and competitive terms, make them a standout choice for personal financing needs. Reviewed on: 21st June 2023

Great service

NatWest is the bank to bank with, as it has very helpful service and support .Always offering help in hand .Everything is done according to service provided as mentioned in NatWest website .Thank you Reviewed on: 8th April 2023

Goof

Good thankyou will use again thankyou Reviewed on: 5th April 2023

Poor offers to loyal customers

Like in the title Natwest has very poor, high APR offers on personal loans. I've got very good credit score and all I was offered from the bank was 12.9% APR. Went to Sainsbury's instead and got 4.8% APR. No brainer Reviewed on: 9th March 2023

Amazing Deal

I got an affordable personal loan from NatWest and I did it from the comfort of my sofa through the App. Amazing!! Reviewed on: 26th February 2023

Easy to understand and straightforward questions

It wasn't an overly lengthy process as anticipated and the checks were quick. It was a good experience Reviewed on: 24th February 2023

Hassle free, transparent and reliable

Majority of high street banks give you umbrellas on a sunny day, and take it back on a rainy day. Except NatWest, offer you help at the time when it’s most urgently needed, love them for life. Reviewed on: 24th February 2023

Easy smooth application

Customer service excellent highly recommend Reviewed on: 22nd February 2023

Excellent and prompt service.

I have been banking now for many with no problems or issues. Highly recommend Reviewed on: 22nd February 2023

Happy with all services

Happy with services I currently receive from NatWest Reviewed on: 21st February 2023

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