Smart Money People Logo

Clockwise Credit Union: Personal loans reviews

4.89
Based on 3,387 reviews, last reviewed 2nd May 2026
43200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I have used clockwise for years, fantastic customer... I have used clockwise for years, fantastic customer service, quick, efficient and extremely helpful. I couldn’t recommend them enough! Reviewed on: 2nd May 2026
Harriet schroeder's avatar
Harriet schroeder

Latest lowest rating:

2

They could not give me a loan because I live in Nort... They could not give me a loan because I live in Northamptonshire. I think they should have Northamptonshire back Reviewed on: 15th July 2025
Melissa K's avatar
Melissa K

About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

Review Clockwise Credit Union: Personal loans now

Help others make smarter decisions by sharing your own experience. Write a review

Clockwise Credit Union Personal loans reviews (3387)

I have used clockwise for years, fantastic customer...

5
I have used clockwise for years, fantastic customer service, quick, efficient and extremely helpful. I couldn’t recommend them enough! Reviewed on: 2nd May 2026

Clockwise the best

5
Clockwise credit union is very considerate compassionate it doesn't matter how bad your credit is they will consider you that made me love them will recommend friends and family thanks Reviewed on: 2nd May 2026

Have been with clockwise for about 13 years, never h...

5
Have been with clockwise for about 13 years, never had a complaint. Reviewed on: 2nd May 2026

Very helpful, suggested to many of friends that was...

5
Very helpful, suggested to many of friends that was struggling, whenever i have needed help its been very straight forward, help me resolve things as soon as possible, application is verg straight forward and easy to fill out, they will contact you if they need anymore infomation. Can not fault them in anyway Reviewed on: 2nd May 2026

Clockwise have always been there when I needed them,...

5
Clockwise have always been there when I needed them, offering affordable loans and great savings plans. The repayments are affordable and interest rates are low, which is especially helpful during the cost of living crisis. I can always rely on clockwise to help me responsibly, and savings deducted directly from my salary help me to not spend it. Reviewed on: 2nd May 2026

Brilliant service

5
Been with clockwise for years...never no problems very satisfied customer..I also hold family savings accounts Reviewed on: 2nd May 2026

It was easy and quick to get the loan and paying bac...

5
It was easy and quick to get the loan and paying back is easy to Reviewed on: 2nd May 2026

My experience was very good I always get help when I...

5
My experience was very good I always get help when I needed Reviewed on: 2nd May 2026

Highly recommend

5
Easy rules to follow and clear steps to follow Reviewed on: 2nd May 2026

My experiences were very positive on every occasion...

5
My experiences were very positive on every occasion when I needed a loan. Very low cost loan products and nice easy process.. I like that you can offset a loan against pledged savings, it helps me to hold my capital while still having access to funding. Reviewed on: 2nd May 2026

Do you have a different Clockwise Credit Union product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Clockwise Credit Union?

    View all products