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NatWest: Personal Loan reviews

Name: Personal Loan
Rating: 4.23 (150 reviews)

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4.13

Based on 150 reviews, last reviewed 22nd Jan 2026

200% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

74%

14%

Latest highest rating:

5

got the loan i wanted at a good rate got the loan i wanted at a good rate over the period i asked for Reviewed on: 22nd January 2026

Latest lowest rating:

1

Worst bank and I have seen it go good to... Worst bank and I have seen it go good to terrible Reviewed on: 30th March 2024

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About this product

NatWest personal loan reviews on Smart Money People are honest reviews. If you're trying to determine whether this is the right personal loan for you, reading our NatWest personal loan reviews can help you to find out what other people have to say. Smart Money People launched in October 2014 to help people like you to find the best personal loans. If you have used a NatWest personal loan, we'd love you to write a quick review too.

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NatWest Personal Loan reviews (150)

Quick and simple

Needed a loan pronto, natwest were so quick and easy, no problems and staff were really helpful Reviewed on: 10th July 2017

Great rate

Easy to fill out application .loan was available very quickly Reviewed on: 22nd June 2017

Personal loan

My application was quick and easy. The sales where professional and friendly. Reviewed on: 22nd June 2017

EXCELLENT FOR PERSONAL LOANS

Just a few ticks online and approved. Written confirmation received in the post a couple days later. This is what you expect from your bank! Reviewed on: 11th June 2017

Fast decision

Applied online and was approved immediately. Funds were in my account 3 days later Reviewed on: 11th June 2017

PERSONAL LOANS

We recently needed a personal loan. It was very straight forward and would recommend NatWest to friends and family. Reviewed on: 31st May 2017

very helpful

Quick response and great repayment plan Reviewed on: 30th May 2017

Instant loan

Having applied for a loan with NatWest I was impressed with how speedy and simple the process was. Obviously don't apply unless you know you can afford the payments but I highly recommend them as they take you through the application very swiftly. Reviewed on: 9th May 2017

Good personal loan

Easy to apply and to keep track of the balance via online banking. When I came towards the end of my loan term and wanted to pay it off early there was some confusion between departments around the final settlement amount which meant I had to call them on several occassions for them to rectify the issue but it was promptly solved and I was refunded the cost of my calls. I would use them again desite this and overall service is good. Reviewed on: 7th May 2017

NatWest loan for home improvement

I booked an appointment at my local branch to discuss a personal loan. When I arrived everyone was so friendly. I got taken into a consultation room, discussed all my personal finances. The advisor was very friendly and made me feel at ease and was giving fantastic advice. The following day the money was in my bank and I was able to go ahead with fantastic home improvements Reviewed on: 4th May 2017

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