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Smart Money Cymru Community Bank: Personal loans reviews

4.41
Based on 51 reviews, last reviewed 13th Oct 2026
64% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
86%
See only 4 star reviews
2%
See only 3 star reviews
6%
2 star
See only 2 star reviews
0%
See only 1 star reviews
6%

Latest highest rating:

5

Amazing customer service. Amazing customer service. Quick at trying to solve issues/problems. Clear, easy to view account. Reviewed on: 13th October 2026
LeighAnn g's avatar
LeighAnn g

Latest lowest rating:

1

I’ve been a member for around 20years. I’ve been a member for around 20years. I’ve always had a loan every Christmas. This year I was refused my Christmas loan even though I have never ever... Read more Reviewed on: 27th December 2025
Jacqueline M's avatar
Jacqueline M

About this product

A Smart Money Cymru Community Bank personal loan is available for a range of circumstances.

Borrow up to £7,000 and the more you borrow, the lower the interest rate. There are no early repayment penalties and you can apply online.

Smart Money Cymru Community Bank personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Smart Money Cymru before, you can also leave a review and share your experience.

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Smart Money Cymru Community Bank Personal loans reviews (51)

Amazing customer service.

5
Amazing customer service. Quick at trying to solve issues/problems. Clear, easy to view account. Reviewed on: 13th October 2026

I was supported during the all process everything wa...

5
I was supported during the all process everything was clearly explained Reviewed on: 13th October 2026

These seem like good value money people

5
These seem like good value money people Reviewed on: 19th August 2026

Easy to apply; friendly efficient service

5
Easy to apply; friendly efficient service Reviewed on: 19th August 2026

Fast and efficient fast efficient friendly and nice...

5
Fast and efficient fast efficient friendly and nice to talk with good manner Reviewed on: 7th July 2026

Great e and savings exce

5
Great value for money and savings excellent Reviewed on: 1st July 2026

I had a wonderful experience with smart money i will...

5
I had a wonderful experience with smart money i will definitely recommend to everyone Reviewed on: 12th June 2026

Easy to use, nice people.

5
Easy to use, nice people. Helped find quotes for a loan for me. Reviewed on: 11th June 2026

Good communication and good customer service

5
Good communication and good customer service Reviewed on: 11th June 2026

Again instant decisions based on eligibility rates

5
Again instant decisions based on eligibility rates Reviewed on: 9th June 2026

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