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Smart Money Cymru Community Bank: Personal Loans reviews

4.34
Based on 45 reviews, last reviewed 12th Jun 2026
160% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
84%
See only 4 star reviews
2%
See only 3 star reviews
7%
2 star
See only 2 star reviews
0%
See only 1 star reviews
7%

Latest highest rating:

5

I had a wonderful experience with smart money i will... I had a wonderful experience with smart money i will definitely recommend to everyone Reviewed on: 12th June 2026
Muhammad i's avatar
Muhammad i

Latest lowest rating:

1

I’ve been a member for around 20years. I’ve been a member for around 20years. I’ve always had a loan every Christmas. This year I was refused my Christmas loan even though I have never ever... Read more Reviewed on: 27th December 2025
Jacqueline M's avatar
Jacqueline M

About this product

A Smart Money Cymru Community Bank personal loan is available for a range of circumstances.

You can borrow up to £7,000 and the more you borrow, the lower the interest rate. There are no early repayment penalties and you can apply online.

Smart Money Cymru Community Bank personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Smart Money Cymru before, you can also leave a review and share your experience.

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Smart Money Cymru Community Bank Personal Loans reviews (45)

I had a wonderful experience with smart money i will...

5
I had a wonderful experience with smart money i will definitely recommend to everyone Reviewed on: 12th June 2026

Easy to use, nice people.

5
Easy to use, nice people. Helped find quotes for a loan for me. Reviewed on: 11th June 2026

Good communication and good customer service

5
Good communication and good customer service Reviewed on: 11th June 2026

Again instant decisions based on eligibility rates

5
Again instant decisions based on eligibility rates Reviewed on: 9th June 2026

I had a very good experience with Smart Money Cymru.

5
I had a very good experience with Smart Money Cymru. The application process was straightforward, and the staff were friendly, professional, and helpful throughout. Communication was clear, and any questions I had were answered promptly. I would happily recommend Smart Money Cymru to anyone looking for reliable financial services. Thank you for the excellent service Reviewed on: 30th May 2026

It is an easily accessible online system.

5
It is an easily accessible online system. The explanations are clear, making it easy to understand your loan status. We place great importance on trust with the other party, as quick communication reduces waiting times. Additionally, it is convenient to be able to check your loan status at any time. Reviewed on: 17th April 2026

It’s a great community I’ll like to recommend it for...

5
It’s a great community I’ll like to recommend it for people no one will regret it Reviewed on: 16th April 2026

I’m like hey’s

5
I’m like good company have nice day Reviewed on: 16th April 2026

Smart money Cymru

5
I have been with smart money Cymru for years it was newport credit union before and they have always been amazing with me, also fast loans and fast pay outs never had any problems with them at all and very friendly customer service Reviewed on: 16th April 2026

Excellent Help

5
I was need urgent help to solve my personal problems and the way which I find to ask here was excellent place! I got quick response and easy result! Money was transferred on my acc very quick so it means my problems also was gone quick! Thank you so much for your work! Reviewed on: 27th March 2026

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