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Smart Money Cymru Community Bank: Personal Loans reviews

4.40
Based on 47 reviews, last reviewed 7th Jul 2026
38% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
2%
See only 3 star reviews
6%
2 star
See only 2 star reviews
0%
See only 1 star reviews
6%

Latest highest rating:

5

Fast and efficient fast efficient friendly and nice... Fast and efficient fast efficient friendly and nice to talk with good manner Reviewed on: 7th July 2026
Boris's avatar
Boris

Latest lowest rating:

1

I’ve been a member for around 20years. I’ve been a member for around 20years. I’ve always had a loan every Christmas. This year I was refused my Christmas loan even though I have never ever... Read more Reviewed on: 27th December 2025
Jacqueline M's avatar
Jacqueline M

About this product

A Smart Money Cymru Community Bank personal loan is available for a range of circumstances.

You can borrow up to £7,000 and the more you borrow, the lower the interest rate. There are no early repayment penalties and you can apply online.

Smart Money Cymru Community Bank personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Smart Money Cymru before, you can also leave a review and share your experience.

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Smart Money Cymru Community Bank Personal Loans reviews (47)

Fast and efficient fast efficient friendly and nice...

5
Fast and efficient fast efficient friendly and nice to talk with good manner Reviewed on: 7th July 2026

Great e and savings exce

5
Great value for money and savings excellent Reviewed on: 1st July 2026

I had a wonderful experience with smart money i will...

5
I had a wonderful experience with smart money i will definitely recommend to everyone Reviewed on: 12th June 2026

Easy to use, nice people.

5
Easy to use, nice people. Helped find quotes for a loan for me. Reviewed on: 11th June 2026

Good communication and good customer service

5
Good communication and good customer service Reviewed on: 11th June 2026

Again instant decisions based on eligibility rates

5
Again instant decisions based on eligibility rates Reviewed on: 9th June 2026

I had a very good experience with Smart Money Cymru.

5
I had a very good experience with Smart Money Cymru. The application process was straightforward, and the staff were friendly, professional, and helpful throughout. Communication was clear, and any questions I had were answered promptly. I would happily recommend Smart Money Cymru to anyone looking for reliable financial services. Thank you for the excellent service Reviewed on: 30th May 2026

It is an easily accessible online system.

5
It is an easily accessible online system. The explanations are clear, making it easy to understand your loan status. We place great importance on trust with the other party, as quick communication reduces waiting times. Additionally, it is convenient to be able to check your loan status at any time. Reviewed on: 17th April 2026

It’s a great community I’ll like to recommend it for...

5
It’s a great community I’ll like to recommend it for people no one will regret it Reviewed on: 16th April 2026

I’m like hey’s

5
I’m like good company have nice day Reviewed on: 16th April 2026

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