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Smart Money Cymru Community Bank: Personal Loans reviews

Name: Personal Loans
Rating: 4.46 (36 reviews)

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4.46

Based on 36 reviews, last reviewed 27th Mar 2026

300% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

81%

2 star

Latest highest rating:

5

Excellent Help I was need urgent help to solve my personal problems and the way which I find to ask here was excellent place! I got quick response and easy result! M... Read more Reviewed on: 27th March 2026

Latest lowest rating:

1

I’ve been a member for around 20years. I’ve been a member for around 20years. I’ve always had a loan every Christmas. This year I was refused my Christmas loan even though I have never ever... Read more Reviewed on: 27th December 2025

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About this product

A Smart Money Cymru Community Bank personal loan is available for a range of circumstances.

You can borrow up to £7,000 and the more you borrow, the lower the interest rate. There are no early repayment penalties and you can apply online.

Smart Money Cymru Community Bank personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Smart Money Cymru before, you can also leave a review and share your experience.

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Smart Money Cymru Community Bank Personal Loans reviews (36)

Excellent Help

I was need urgent help to solve my personal problems and the way which I find to ask here was excellent place! I got quick response and easy result! Money was transferred on my acc very quick so it means my problems also was gone quick! Thank you so much for your work! Reviewed on: 27th March 2026

Good fast service, fast and convenient

Good fast service, fast and convenient Reviewed on: 24th March 2026

Excellent friendly service for payroll loan and subs...

Excellent friendly service for payroll loan and subsequent top up loan. Reviewed on: 24th March 2026

It was a good experience for me to take loan .

It was a good experience for me to take loan . Reviewed on: 23rd March 2026

Excellent experience quality service very easy to ap...

Excellent experience quality service very easy to apply. Great value Reviewed on: 14th March 2026

Hi my name is George afarku.

Hi my name is George afarku. Smart money cymru community bank is a great helpful bank and would always recommend them to people. Reviewed on: 14th March 2026

Interest rate too high

I've been saving with what was called credit union for years and had couple of loans which had a great low interest rate. The interest rate now has trebled, couldn't afford a loan with you anymore so I've had to withdraw some savings instead. I've got 2 credit cards with lower interest rates , credit Union was.started to help people or so i thought but it certainly doesn't now with such a high interest rate. Reviewed on: 26th February 2026

Professional, faster and quality service

Professional, faster and quality service Reviewed on: 26th January 2026

Awesome team

Awesome team can't help you enough Reviewed on: 22nd January 2026

I’ve been a member for around 20years.

I’ve been a member for around 20years. I’ve always had a loan every Christmas. This year I was refused my Christmas loan even though I have never ever missed a repayment. The worst part is that they didn’t even have the decency to call, send a message or email to tell me my loan was rejected. Until this year they used to go out of their way to help with my loan application and to make sure I got whatever loan I could afford. Well done credit union for sending us to the dodgy loan sharks!! Reviewed on: 27th December 2025

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