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Smart Money Cymru Community Bank: Personal Loans reviews

Name: Personal Loans
Rating: 4.41 (29 reviews)

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4.35

Based on 29 reviews, last reviewed 26th Jan 2026

50% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

80%

2 star

10%

Latest highest rating:

5

Professional, faster and quality service Professional, faster and quality service Reviewed on: 26th January 2026

Latest lowest rating:

1

I’ve been a member for around 20years. I’ve been a member for around 20years. I’ve always had a loan every Christmas. This year I was refused my Christmas loan even though I have never ever... Read more Reviewed on: 27th December 2025

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About this product

A Smart Money Cymru Community Bank personal loan is available for a range of circumstances.

You can borrow up to £7,000 and the more you borrow, the lower the interest rate. There are no early repayment penalties and you can apply online.

Smart Money Cymru Community Bank personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Smart Money Cymru before, you can also leave a review and share your experience.

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Smart Money Cymru Community Bank Personal Loans reviews (29)

Professional, faster and quality service

Professional, faster and quality service Reviewed on: 26th January 2026

Awesome team

Awesome team can't help you enough Reviewed on: 22nd January 2026

I’ve been a member for around 20years.

I’ve been a member for around 20years. I’ve always had a loan every Christmas. This year I was refused my Christmas loan even though I have never ever missed a repayment. The worst part is that they didn’t even have the decency to call, send a message or email to tell me my loan was rejected. Until this year they used to go out of their way to help with my loan application and to make sure I got whatever loan I could afford. Well done credit union for sending us to the dodgy loan sharks!! Reviewed on: 27th December 2025

I’ve been with smart money Cymru and newport credit...

I’ve been with smart money Cymru and newport credit union for about 4/5 years and I’ve always had good experiences with them, always had loans fast, always been very helpful, I’ve recommended a few family memebrs and friends to get a loan from them, their payouts are also very fast Reviewed on: 23rd December 2025

Customer service

Excellent customer service very helpful friendly and polite Reviewed on: 31st October 2025

Very good

Very good value service ,skills ,communication Reviewed on: 15th September 2025

Top up Payroll loan

I’ve had a few payroll loans with credit union and contacted them this week for a top up loan- they were extremely helpful Reviewed on: 12th June 2025

Excellent product.I really liked it.

Excellent product..I really liked it. Reviewed on: 3rd April 2025

Very Good

Very good... excellent Reviewed on: 26th February 2025

Hwardy7*

Happy with the service very quick Reviewed on: 30th September 2024

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