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Smart Money Cymru Community Bank: Savings reviews

Name: Savings
Rating: 4.76 (49 reviews)

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4.68

Based on 49 reviews, last reviewed 30th Jan 2026

67% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

90%

2 star

Latest highest rating:

5

Safe, friendly and ethical Smart Money Cymru has always offered a fair and friendly service. I know that my money is safe and held ethically. I do not trust the big banks as man... Read more Reviewed on: 30th January 2026

Latest lowest rating:

1

Disappointed 15 year shareholder Getting too commercial, and bragging about it on line. Not explaining the product being sold adequately. Forgetting the original ethos of credit union... Read more Reviewed on: 24th December 2025

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About this product

All Smart Money Cymru members have a saving account set up. If you also take out a loan, the repayment plan includes putting a little aside into your savings.

The account can be opened online and you can make contributions via your salary, Standing Order or by one-off debit card payments.

Smart Money Cymru’s savings reviews help you find out what it’s really like to be a customer. If you’ve used Smart Money Cymru Community Bank before, you can also leave a review and share your experience.

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Smart Money Cymru Community Bank Savings reviews (49)

Safe, friendly and ethical

Smart Money Cymru has always offered a fair and friendly service. I know that my money is safe and held ethically. I do not trust the big banks as many support the arms industry. Reviewed on: 30th January 2026

Good rate of interest, easy to open account.

Good rate of interest, easy to open account. Reviewed on: 23rd January 2026

I recommend it all the time.

I recommend it all the time. It’s been my easiest way to save my emergency funds, out of my salary straight away before I even see the money! Reviewed on: 23rd January 2026

Great company great products

Fantastic experience, very easy and straightforward and good range of products with super competitive rates. The application process is simple and customer focused Reviewed on: 22nd January 2026

Good Savings Accouunt.

Good Savings Accouunt. Easy to setup and good ibterest rate. Reviewed on: 22nd January 2026

Disappointed 15 year shareholder

Getting too commercial, and bragging about it on line. Not explaining the product being sold adequately. Forgetting the original ethos of credit unions and, possibly, driving people back to the illegal loan sharks. Reviewed on: 24th December 2025

He gives me a chance to save Christmas time the amou...

He gives me a chance to save Christmas time the amount of money you’ve saved you can borrow one top Reviewed on: 31st October 2025

Much need service in the community

Excellent at keeping customers up to date with regular emails. Good rates on loans. An excellent community service. Reviewed on: 30th October 2025

Great service and product

Recently opened an account and very happy with process to date. Have needed help a few times to set up transactions or to navigate the app and been given great support. Reviewed on: 29th October 2025

Smart and easy

So easy and straightforward to open the account. Very user friendly Reviewed on: 12th June 2025

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