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Smart Money Cymru Community Bank reviews

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Rated Excellent 4.59/5

Smart Money Cymru Community Bank reviews

Verified business Last reviewed within 14 days

Review summary

People rate this company as Excellent based on 86 product reviews

Average score of 4.59/5
5 star
86%
4 star
3%
3 star
5%
2 star
0%
1 star
6%
Reviews for Smart Money Cymru Community Bank have trended negatively over the past 90 days

Latest positive rating

5/5

Excellent Help

I was need urgent help to solve my personal problems and the way which I find to ask here was excellent place! I got quick... I was need urgent help to solve my personal problems and the way which I find to ask here was excellent place! I got quick response and easy result! Money was transferred on my acc very quick so it means my problems also was gone quick! Thank you so much for your work! Read more Read less

{"display":"Anna","full_name":"Anna","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
Personal Loans
Anna 27th March 2026

Latest negative rating

1/5

I’ve been a member for around 20years.

I’ve been a member for around 20years. I’ve always had a loan every Christmas. This year I was refused my Christmas loan even though I... I’ve been a member for around 20years. I’ve always had a loan every Christmas. This year I was refused my Christmas loan even though I have never ever missed a repayment. The worst part is that they didn’t even have the decency to call, send a message or email to tell me my loan was rejected. Until this year they used to go out of their way to help with my loan application and to make sure I got whatever loan I could afford. Well done credit union for sending us to the dodgy loan sharks!! Read more Read less

{"display":"Jacqueline M","full_name":"Jacqueline M","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
Personal Loans
Jacqueline M 27th December 2025

About Smart Money Cymru Community Bank

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Smart Money Cymru Community Bank at a glance

Reviews for Smart Money Cymru Community Bank

Showing 11 of 86 company reviews Last reviewed within 14 days

Excellent Help

Personal Loans 27th March 2026

I was need urgent help to solve my personal problems and the way which I find to ask here was excellent place! I got quick... I was need urgent help to solve my personal problems and the way which I find to ask here was excellent place! I got quick response and easy result! Money was transferred on my acc very quick so it means my problems also was gone quick! Thank you so much for your work! Read more Read less

Rated Excellent 5/5
Read more product reviews

The app is great to navigate.

Savings 26th March 2026

The app is great to navigate. The interest rate is good too.

Rated Excellent 5/5
Read more product reviews
  • 5/5

    Good fast service, fast and convenient

    Good fast service, fast and convenient

    {"display":"Mihailovs","full_name":"Mihailovs","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Personal Loans
    Mihailovs 24th March 2026
  • 5/5

    Excellent friendly service for payroll loan and subs...

    Excellent friendly service for payroll loan and subsequent top up loan.

  • 5/5

    It was a good experience for me to take loan .

    It was a good experience for me to take loan .

  • 5/5

    Excellent experience quality service very easy to ap...

    Excellent experience quality service very easy to apply. Great value

  • 5/5

    Hi my name is George afarku.

    Hi my name is George afarku. Smart money cymru community bank is a great helpful bank and would always recommend them to people.

  • 3/5

    Interest rate too high

    I've been saving with what was called credit union for years and had couple of loans which had a great low interest rate. The interest... I've been saving with what was called credit union for years and had couple of loans which had a great low interest rate. The interest rate now has trebled, couldn't afford a loan with you anymore so I've had to withdraw some savings instead. I've got 2 credit cards with lower interest rates , credit Union was.started to help people or so i thought but it certainly doesn't now with such a high interest rate. Read more Read less

  • 5/5

    Safe, friendly and ethical

    Smart Money Cymru has always offered a fair and friendly service. I know that my money is safe and held ethically. I do not trust... Smart Money Cymru has always offered a fair and friendly service. I know that my money is safe and held ethically. I do not trust the big banks as many support the arms industry. Read more Read less

    {"display":"Joolz D","full_name":"Joolz D","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Savings
    Joolz D 30th January 2026
  • 5/5

    Professional, faster and quality service

    Professional, faster and quality service

  • 5/5

    Good rate of interest, easy to open account.

    Good rate of interest, easy to open account.

    {"display":"superkarenparsons@hotmail.co.uk","full_name":"superkarenparsons@hotmail.co.uk","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Savings
    [email protected] 23rd January 2026

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