Write a review

Go to business site

Hastings Direct: Personal loans reviews

Name: Personal loans
Rating: 4.6 (119 reviews)

View other Hastings Direct products

4.37

Based on 119 reviews, last reviewed 8th Oct 2025

No new 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

82%

Latest highest rating:

5

Quick, great value for money, easy to you great service, quick, easy to use, all required info well displayed. Thank you Reviewed on: 28th September 2024

Latest lowest rating:

1

Agreed a loan and then, after both myself and compan... Agreed a loan and then, after both myself and company signed on it, they backed out in the final checks phase - SURELY YOU SHOULD DO THE "FINAL" CHECK... Read more Reviewed on: 8th October 2025

Read all reviews Write a review

About this product

You can apply for a Hastings Direct Personal Loan online with no need to send anything through the post.

If you decide to repay a Hastings Direct Personal Loan in full or in part, you won’t be charged a fee. Loans are available from £1,000 to £25,000, repayable over one to five years.

Hastings Direct Personal Loan reviews help you find out what it’s really like to be a customer. If you’ve used Hastings Direct before, you can also leave a review and share your experience.

Review Hastings Direct: Personal loans now

Help others make smarter decisions by sharing your own experience.

Write a review

Hastings Direct Personal loans reviews (119)

Agreed a loan and then, after both myself and compan...

Agreed a loan and then, after both myself and company signed on it, they backed out in the final checks phase - SURELY YOU SHOULD DO THE "FINAL" CHECKS BEFORE YOU OFFER A CONTRACT TO SIGN !!! They were slow and ultimately rubbish. Avoid them. Reviewed on: 8th October 2025

how can you tell people that they have been accepted...

how can you tell people that they have been accepted for a loan get them to sign and then say just sit back and wait for the funds to reach your account,then 5 days later that they will not get the loan . Reviewed on: 10th October 2024

Quick, great value for money, easy to you

great service, quick, easy to use, all required info well displayed. Thank you Reviewed on: 28th September 2024

Easy, upfront loan agreement

I was pre-approved for this loan on a comparison site. I went through the application process and was offered the full amount and at the APR I was pre-approved for, which hadn't happened with other lenders. I was able to review the offer before accepting it, which again hadn't happened with other lenders and involved ringing them to cancel and return the money. I've logged into the 'My Loan' portal and it all looks very easy to navigate with options to make extra payments outside of the direct debit payments. I would only like to suggest they have a section to change the direct debit, as the account I needed the money in, isn't the one I want to repay the loan from. Reviewed on: 26th September 2024

Easy process and Hastings offered pre-approved

It was an easy process and Hastings offered loan from Comparison website as ‘pre-approved.’ Straightforward process to apply. Money within 3 days was fine. Reviewed on: 25th September 2024

Excellent, easy process, used comparison site and Ha...

Excellent, easy process, used comparison site and Hastings best of the lot. Reviewed on: 25th September 2024

I was in great need, so I used experien to search fo...

I was in great need, so I used experien to search for eligible loans. I went with the first few recommendations at it was an eye sore. The interest were killing and the process was hard. I had to give access to all my credit card accounts, earnings, savings etc. I then saw Hastings as the last suggestion, and decided to give it a try. My mind was blown! The application was the easiest I have ever seen! They gave me the loan WITHOUT harassing calls, or demands to upload all sorts. Their AI is top notch! The best part is the interest. The interest over 3 years is about £1500! What?! That is even cheaper than a credit card. The most affordable rates that the common man can afford. I am just happy I found them. I can only pray they remain like that. Reviewed on: 24th September 2024

Simply the best I believe in my opinion is the best...

Simply the best I believe in my opinion is the best In personal loan!!! Thank you !! Reviewed on: 15th September 2024

It was seem less transaction and very good customer...

It was seem less transaction and very good customer service Reviewed on: 12th September 2024

I had multiple loans but this company its on other l...

I had multiple loans but this company its on other level 5 days + for money to come its a joke . People taking loans because they need cash asap most companies you will get money next day . Really disappointed i may nit able to get a car i need on time because such long process Reviewed on: 28th August 2024

Do you have a different Hastings Direct product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Are you a business? Get insights, reply to reviews, invite customers and understand their needs

Alternative products

Loans
from Enterprise Credit Union 4.98 from 1930 reviews
Loan (discontinued)
from Short Term Finance Ltd. (inactive) 4.79 from 322 reviews
Loans
from Bedford Credit Union 5.00 from 7 reviews

Want to see more from Hastings Direct?

Van Insurance
from Hastings Direct 4.67 from 3 reviews
Motorbike Insurance
from Hastings Direct 3.22 from 12 reviews
Home insurance
from Hastings Direct 3.19 from 70 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub