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Hastings Direct reviews

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Rated Average 3.33/5

Hastings Direct reviews

Unverified business Last reviewed within 7 days

Review summary

People rate this company as Average based on 904 product reviews

Average score of 3.33/5
5 star
42%
4 star
18%
3 star
6%
2 star
4%
1 star
31%
Reviews for Hastings Direct have trended positively over the past 90 days

Hastings Direct scores well for easy online processes, competitive pricing, and a handy app that makes managing policies straightforward. Personal loans and car insurance often come with quick approvals and helpful staff. However, many have faced frustrating claims experiences, poor communication, and unexpected fees, especially around cancellations and renewals.

Positive themes

  • Personal loans with Hastings Direct are quick to apply for and offer good rates. (17 mentions)
  • Car insurance with Hastings Direct is often the cheapest and great value for money. (14 mentions)
  • The Hastings Direct app and online services make managing car insurance easy and convenient. (11 mentions)

Negative themes

  • Claims handling with Hastings Direct is often slow and poorly communicated. (7 mentions)
  • Unexpected fees and high renewal increases cause frustration with Hastings Direct policies. (5 mentions)
Summarised by AI
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About Hastings Direct

Hastings Direct reviews written by our Smart Money People can help you to find out more about what it's like to have an insurance policy with Hastings Direct. Smart Money People is the UK's independent financial services review site. Read and write Hastings Direct reviews, and together we can help to increase trust and transparency in financial services.

Hastings Direct at a glance

Reviews for Hastings Direct

Showing 11 of 904 company reviews Last reviewed within 7 days

Almost Painless

Car insurance 16th August 2026

I think car insurance is one of those things that’s best when you don’t notice it - I don’t recall the sting of the quote... I think car insurance is one of those things that’s best when you don’t notice it - I don’t recall the sting of the quote too strongly, and thankfully I haven’t had to use the policy and so as far as I’m concerned, it’s just there in the background doing its thing. More importantly, it isn’t Admiral. Read more Read less

Rated Good 4.00/5
Read more product reviews

Easy to understand policies and website.

Car insurance 14th August 2026

Easy to understand policies and website.

Rated Excellent 5.00/5
Read more product reviews
  • 5.00/5

    Good Customer Service

    Both Home and Car Insurance value for money and good customer service

    {"display":"John K","full_name":"John K","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Home insurance
    John K 13th August 2026
  • 5.00/5

    last year i struggled to find a insurance company to...

    last year i struggled to find a insurance company to insure my lexus.I rang Hastings for a quote & was very surprised with their price.... last year i struggled to find a insurance company to insure my lexus.I rang Hastings for a quote & was very surprised with their price. this year i chnged to a Volvo & got a very good price from Hastings. Jakie who i spoke to was very helpful & friendly & she made the process so easy . Read more Read less

    {"display":"Richard J","full_name":"Richard J","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Car insurance
    Richard J 13th August 2026
  • 5.00/5

    Hastings!

    I really like Hastings home insurance as their paperwork is very clear as it has a detailed breakdown of what is included. Their customer service is excellent too.

    {"display":"Laura S","full_name":"Laura S","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Home insurance
    Laura S 13th August 2026
  • 5.00/5

    Straightforward, honest and efficient

    Straightforward, honest and efficient

    {"display":"Tom","full_name":"Tom","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Car insurance
    Tom 13th August 2026
  • 5.00/5

    good but lacks responsiveness when problems arise

    I ended up being a Hastings direct customer after choosing them following a competitive line up from a car insurance consumer website. The onboarding process... I ended up being a Hastings direct customer after choosing them following a competitive line up from a car insurance consumer website. The onboarding process was good and the app is basic and decent but had to drop one star as the paperwork that came with the insurance were too much jargon and made it having through look through four or 5 paperwork in the app to see what product I was enrolled into. Although customer support responded quickly after I emailed , there were no actionable steps once I took the product . For example, I hold a comprehensive breakdown cover through a major provider and the same provider also offers breakdown through the policy , so I’m in fact doubling up and they refused to detach it from the package . The only disappointment is this causing me to stop giving them an excellent score. Biggest advise to customers is to double check before they sign up because once you sign up they would never help removing a non essential part of the car insurance add ons . Read more Read less

    {"display":"Sam","full_name":"Sam","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Car insurance
    Sam 13th August 2026
  • 5.00/5

    Excellent company, Excellent customer services

    Excellent company, have been insured with them for a while now and just made my first claim after an accident and they sorted everything out... Excellent company, have been insured with them for a while now and just made my first claim after an accident and they sorted everything out really fast with no stress to me at all. Very happy customer Read more Read less

    {"display":"Ian T","full_name":"Ian T","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Car insurance
    Ian T 13th August 2026
  • 1.00/5

    Had my car written off by a careless driver.

    Had my car written off by a careless driver. Major injury and all 3 emergency services. Have had to manage my own claim as Hastings... Had my car written off by a careless driver. Major injury and all 3 emergency services. Have had to manage my own claim as Hastings just read scripts from the computer most of the time. Now low balling the pay out making ridiculous requests to the car finance company who themselves (a very big car manufacturer) are incredulous and actually more supportive of me than Hastings - my insurance company. Having to spend hundreds on car hire because Hastings are refusing to pay the full amount - for what was a brand new car ! When I challenged the payout I was told that that wasn’t for me to do - even though I would foot the bill. Rubbish Read more Read less

    {"display":"L J","full_name":"L J","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Car insurance
    L J 26th July 2026
  • 5.00/5

    Always been Very helpful with the queries I have had

    Always been Very helpful with the queries I have had

    {"display":"Leanne S","full_name":"Leanne S","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Car insurance
    Leanne S 17th July 2026
  • 5.00/5

    Easy to use website.

    Easy to use website. Good price for product selected.

    Products from Hastings Direct

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