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Hastings Direct reviews

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Rated Average 3.23/5

Hastings Direct reviews

Unverified business Last reviewed within 7 days

Review summary

People rate this company as Average based on 888 product reviews

Average score of 3.23/5
5 star
41%
4 star
18%
3 star
6%
2 star
4%
1 star
31%
Reviews for Hastings Direct have trended positively over the past 90 days

Hastings Direct scores highly for easy online applications, competitive pricing, and helpful customer service, especially for loans and initial insurance setup. However, many found claims handling frustratingly slow or unhelpful, with poor communication and issues around policy cancellations and unexpected fees. Auto-renewal and price hikes also caused a fair bit of grief.

Positive themes

  • Hastings Direct made applying quick and straightforward with competitive prices.
  • Customer service was often friendly and helpful when contacted by phone or app.
  • Loans from Hastings Direct were quick to approve with good rates and smooth process.

Negative themes

  • Claims handling was slow or poor with little communication and unresolved issues.
  • Policy cancellations and auto-renewals caused unexpected charges and hassle.
  • Renewal prices often increased sharply with little explanation or loyalty reward.
Summarised by AI
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About Hastings Direct

Hastings Direct reviews written by our Smart Money People can help you to find out more about what it's like to have an insurance policy with Hastings Direct. Smart Money People is the UK's independent financial services review site. Read and write Hastings Direct reviews, and together we can help to increase trust and transparency in financial services.

Hastings Direct at a glance

Reviews for Hastings Direct

Showing 11 of 888 company reviews Last reviewed within 7 days

Hail Hastings!

Car insurance 19th April 2026

Went through Hastings Direct for my car insurance, overall very efficient and quick process. Blackbox policy clearly outlined and sent out to myself very quickly... Went through Hastings Direct for my car insurance, overall very efficient and quick process. Blackbox policy clearly outlined and sent out to myself very quickly through the post. So far a good, positive experience and no drawbacks! Read more Read less

Rated Good 4/5
Read more product reviews

Car insurance

Car insurance 16th April 2026

Been with Hastings Direct for many many years. Easy to renew and always get a good price. I have used both online and phone and... Been with Hastings Direct for many many years. Easy to renew and always get a good price. I have used both online and phone and have always had a professional experience. Read more Read less

Rated Good 4/5
Read more product reviews
  • 5/5

    Absolutely amazing customer service and great compet...

    Absolutely amazing customer service and great competitive prices.

  • 5/5

    Good policy price

    Easy to get policy and best prices for vehicle insured recommend

    {"display":"Conor D","full_name":"Conor D","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Car insurance
    Conor D 16th April 2026
  • 1/5

    Poor service even poorer company

    Ive given 1 star because its the lowest… Ive given 1 star because its the lowest i can give had a major motorbike accident may... Ive given 1 star because its the lowest… Ive given 1 star because its the lowest i can give had a major motorbike accident may last year was in a coma for a month fractured all my ribs my collar bone and my kneecap had 32 pints of blood and almost died but was i allowed to recover? Spent the last year arguing for what im entitled to still not got it dealing with solicitors stay away personal injury insurance isn't worth having they will do and say anything not to pay you. Lies after lies disgusting company Read more Read less

    {"display":"Mick Lee","full_name":"Mick Lee","avatar":{"url":"\/assets\/uploads\/avatars\/users\/1426307.png"}}'s avatar
    Car insurance
    Mick Lee 4th April 2026
  • 1/5

    Charged for a renewal I didn't ask for.

    Charged for a renewal I didn't ask for. Find policies like this manipulative and deceitful. Very little understanding from customer services when ringing to explain,... Charged for a renewal I didn't ask for. Find policies like this manipulative and deceitful. Very little understanding from customer services when ringing to explain, just 'we sent you an email weeks ago', with loads of hidden small print that says we're gonna rip ya off! Read more Read less

    {"display":"Adam","full_name":"Adam","avatar":{"url":"\/assets\/uploads\/avatars\/users\/1395266.png"}}'s avatar
    Car insurance
    Adam 13th March 2026
  • 1/5

    Dodgy fees.

    I just finished a contract with this company. My car insurance was finished at 23:59 of the 19th of Feb. They have automatically renewed my... I just finished a contract with this company. My car insurance was finished at 23:59 of the 19th of Feb. They have automatically renewed my car insurance morning of that day. Hence, I called them to cancel it as I was going to call them anyway as my new insurance has started the same day. Now they asked me to pay 20£ cancellation fee!! How is that even fair? I know its only 20£ but aren't we all working hard for a living? I only realised the mistake of paying it when my wife asked me why have I paid for the cancellation fee as technically the insurance hasn't lapsed yet when I called to cancel a new contract. I wonder how many more clients have they asked to pay for things such as this. Defo contacting FOS for this if they can't give a proper explanation. Read more Read less

    {"display":"Tom L","full_name":"Tom L","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Car insurance
    Tom L 23rd February 2026
  • 1/5

    Bunch of scammers

    Tried to claim for a leak in the upstairs bathroom which had gone through the ceiling in the kitchen they told me over the phone... Tried to claim for a leak in the upstairs bathroom which had gone through the ceiling in the kitchen they told me over the phone what they would not pay for basically they didn't want to pay out then they mentioned the very outrageous excess charges £700 pound in the end I gave up I will not use them again Read more Read less

    {"display":"Kevin ","full_name":"Kevin ","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Home insurance
    Kevin 15th February 2026
  • 5/5

    I've been with Hastings Direct for a good few years...

    I've been with Hastings Direct for a good few years now - they've helped me with carious claims and at a difficult time when I... I've been with Hastings Direct for a good few years now - they've helped me with carious claims and at a difficult time when I had a car accident they helped me win my case. They've also been reasonably priced throughout the years. Read more Read less

    {"display":"Sarah Gray","full_name":"Sarah Gray","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Car insurance
    Sarah Gray 23rd January 2026
  • 1/5

    Declined Claim & Excess

    Had an issue with my drains and was forced by Hastings to pay my £350 excess to DASA who would investigate. As they took my... Had an issue with my drains and was forced by Hastings to pay my £350 excess to DASA who would investigate. As they took my excess I assumed this was part of the final settlement to fix the issue. But no this is just spent on the investigation that took minutes. DASA said that the drain had not been maintained and Hastings Direct have declined the claim as a result. If I had been told that I would be paying £350 just for the investigation I would not have made the claim in the first place. Read more Read less

    {"display":"Vincent","full_name":"Vincent","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Home insurance
    Vincent 14th January 2026
  • 1/5

    Rejected claim approved by FOS - AVOID AT ALL COSTS

    Hi Everyone, hope this helps someone being scammed by Hastings. I wanted to share a rather unhappy exchange with Hastings Insurance (Advantage Insurance Company Limited)... Hi Everyone, hope this helps someone being scammed by Hastings. I wanted to share a rather unhappy exchange with Hastings Insurance (Advantage Insurance Company Limited) for a recent and valid insurance claim, which they rejected and I had to go through FOS to get approved (it was). My neighbor was sadly scammed by a roofer and during the garage roof installation they purposely damaged my roof beyond repair resulting in a large hole in the roof and needing replacement. I am a single parent and luckily have insurance to cover such eventualities. I also could not afford to replace the roof due to my situation (its also why we have insurance) The day it happened, I spoke with Hastings, had a call with the claims assessor and straight away they rejected my claim. The reason given was they said it fell outside of the boundaries of the property, which was a very obvious error on their part. During the initial exchange, I sought some legal advice and reviewed the policy booklet and fine print and could not find any language in the policy that defined borders in they way they were presenting to me. what was very funny was the specific definition for Garage(s) mentioned within the boundaries of the property (indicating they acknowledge multiple boundaries on a property. Several other terms made a similar reference to boundaries. Hasting rejected the claim again and stuck to their guns and said if I don't like the outcome I can submit a complaint through their complaints team. I submitted a complaint straight away and Hastings again rejected the complaint stating it does not fall within the boundaries of my property. Yet again I provided them a copy of my land registry plot proving the garage was very much within my property boundaries. after multiple requests for Hastings to highlight where in their policy booklet is defines the boundaries or in the exclusions they could not. Their response again was if I don't like the outcome I can complain the to financial ombudsman. I submitted a claim against Hasting with the financial ombudsman service waited the appropriate time, and essentially as soon as the case was picked up it was awarded in my favor because the claim was so very clearly valid. In the FOS investigation it was noted they agrees with a comment that corrective actions and training should be implemented by Advantage to ensure cases like these are avoided in future, and I would ask that they prioritise doing so. Unfortunately FOS are not a regulatory they are a mediation service so cannot force them to do anything other that pay a claim. The claim was settled in full and I was offered £400 compensation. This was honestly not enough but I have no other recourse. because the claim was Read more Read less

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