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Hastings Direct reviews

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Rated Good • 3.76/5

Hastings Direct reviews

Unverified business Last reviewed within 7 days

Review summary

People rate this company as Good based on 965 product reviews

Average score of 3.76/5
5 star
44%
4 star
18%
3 star
5%
2 star
4%
1 star
29%
Reviews for Hastings Direct have trended positively over the past 90 days

Hastings Direct scores well for easy online processes, competitive pricing, and a handy app that makes managing policies straightforward. Personal loans and car insurance often come with quick approvals and helpful staff. However, many have faced frustrating claims experiences, poor communication, and unexpected fees, especially around cancellations and renewals.

Positive themes

  • Personal loans with Hastings Direct are quick to apply for and offer good rates. (17 mentions)
  • Car insurance with Hastings Direct is often the cheapest and great value for money. (14 mentions)
  • The Hastings Direct app and online services make managing car insurance easy and convenient. (11 mentions)

Negative themes

  • Claims handling with Hastings Direct is often slow and poorly communicated. (7 mentions)
  • Unexpected fees and high renewal increases cause frustration with Hastings Direct policies. (5 mentions)
Summarised by AI
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About Hastings Direct

Hastings Direct reviews written by our Smart Money People can help you to find out more about what it's like to have an insurance policy with Hastings Direct. Smart Money People is the UK's independent financial services review site. Read and write Hastings Direct reviews, and together we can help to increase trust and transparency in financial services.

Hastings Direct at a glance

Reviews for Hastings Direct

Showing 11 of 965 company reviews • Last reviewed within 7 days

Never use this company

Home insurance • 9th October 2026

After dealing with these via a claims process, i can now understand why which have them at the bottom of the list of insurers. We... After dealing with these via a claims process, i can now understand why which have them at the bottom of the list of insurers. We claimed for water leak/damage, their contractors not only did bad workmanship they also cut corners, omitted away from scope and left our home unhabitable with no water, heating, kitchen, electrics. This is on-going with ombudsman but they have decided to make 2 nhs key workers, 2 kids (1 with autism) homeless by cutting our accomodation. They have took no responsibility for the issues, instead of hiring independent surveys they sent their network. Claire Griffin case manager has zero customer service skills, is aggressive and has a major lack of empathy, I have no idea how they got a customer facing role. I have emailed their CEO, Local MP, Newspapers as this behavior from such a huge business is discusting. I urge everyone to stand clear of Hastings Insurance. Read more Read less

Rated Terrible • 1.00/5
Read more product reviews

Absolutely awful experience!

Car insurance • 28th September 2026

Absolutely awful experience! I took out car insurance on the 25th September the policy was due to start on the 23rd October. I then found... Absolutely awful experience! I took out car insurance on the 25th September the policy was due to start on the 23rd October. I then found out the cover was not what I expected and decided to cancel. According to the information they sent me with their confirmation it quite firmly stated that there would no (as in zero) cancellation fee if the policy hadn’t started and it was within the 14 day cooling off period. In my situation both criteria are applicable! However they have decided that I can’t cancel the policy till the 23 October, ie when it starts and that a cancellation fee of £20 would be applicable. I’ve spoken to them via text and by phone but to no avail! It’s like banging your head against a brick wall! So frustrating. Sorry for the rant but I just had to vent somewhere. Unfortunately it looks like it’s the insurance ombudsman for me! It’s not the money it’s the principle and the total injustice of this company’s actions!! Totally Despicable!! Read more Read less

Rated Terrible • 1.00/5
Read more product reviews
  • 1.00/5

    No support/taking advantage of new drivers

    My sister started learning to drive and took out a learners insurance. She had her driving score go below 30 ONCE, (she is learning) and... My sister started learning to drive and took out a learners insurance. She had her driving score go below 30 ONCE, (she is learning) and had her policy cancelled. They told her she had until the 28th to fix her score, so she got it back up to 70 but then discovered they'd get cancelled it on the 22nd without warning. The score also kept dropping on the app when she wasn't even driving and the car was sat staionary on the drive. Had a phone call and they confirmed that if the score drops below 30 once, the policy gets cancelled. Not very helpful for young people or new drivers trying to learn how to drive? No chance to make mistakes and improve, instant cancellation which will stay with them every time they try to take out a new policy anywhere. How can you expect drivers to learn when you cancel their policies for learning? If you are a new driver, this is not the insurance for you. Read more Read less

    {"display":"Caitlin R","full_name":"Caitlin R","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Car insurance
    Caitlin R 23rd September 2026
  • 4.00/5

    Insurance Bargain

    Took out contents insurance for a very competitive price

    {"display":"Jock","full_name":"Jock","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Home insurance
    Jock 15th September 2026
  • 5.00/5

    Best value

    Best value product for our needs, easy to set up

    {"display":"Naida","full_name":"Naida","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Car insurance
    Naida 12th September 2026
  • 5.00/5

    I have had my car insurance policy with Hastings dir...

    I have had my car insurance policy with Hastings direct for over 5 years. I had to contact them for a call out when the... I have had my car insurance policy with Hastings direct for over 5 years. I had to contact them for a call out when the car battery failed to start, but they said I was not covered for that, and they told me the RAC would not come out to attend to my car. I since found out through a friend that I needed Homestart car insurance, so I have now got this but had to pay a substantial amount more to have this. Apart from this occasion I have been very happy with Hastings direct. Read more Read less

    {"display":"Betty ","full_name":"Betty ","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Car insurance
    Betty 6th September 2026
  • 5.00/5

    Great service always.

    Great service always. No issues.

    {"display":"Kay Ye","full_name":"Kay Ye","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Car insurance
    Kay Ye 3rd September 2026
  • 5.00/5

    Good service

    Good service and competitive pricing

  • 5.00/5

    Easy to apply

    Easy to apply, very smooth process and quick to do.

    {"display":"Larrisa","full_name":"Larrisa","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Car insurance
    Larrisa 2nd September 2026
  • 4.00/5

    fair pricing - a faithful financial services partner

    fair pricing - in a financial services market that can be unreasonably competitive, I've found a faithful partner who offers some semblance of fairness to the customer

    {"display":"Jay C","full_name":"Jay C","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Car insurance
    Jay C 2nd September 2026
  • 5.00/5

    Nothing is ever too much trouble

    Nothing is ever too much trouble for all of their friendly colleagues

    {"display":"Leon H","full_name":"Leon H","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Car insurance
    Leon H 2nd September 2026

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