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NatWest: Graduate Account reviews

Name: Graduate Account
Rating: 4.37 (62 reviews)

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4.34

Based on 62 reviews, last reviewed 21st Feb 2026

No new 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

53%

35%

Latest highest rating:

4

Graduate account This graduate and student/graduate accounts both have generous arranged interests with 0% interest (the amount gradually decreases each year after you... Read more Reviewed on: 21st February 2026

Latest lowest rating:

2

Too many charges Regularly charged for things that I don't feel I should be Reviewed on: 26th May 2018

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About this product

NatWest’s Graduate Account has features and benefits designed to ease the transition from full-time student to full-time employment. A NatWest Student Account will automatically upgrade into a Graduate Account after graduating. The account has three years of interest-free overdraft options and a mobile app packed with features.

Reading customer reviews is one of the best ways to gain valuable insight into a provider and its products. Our NatWest Graduate Account reviews can help you make an informed decision when choosing your new current account.

Find out how satisfied existing customers are with the account. Learn more about the features of the mobile app and how useful customers find them. Read about the overdraft options available to see if any suit your needs. Find out whether account holders would recommend NatWest’s Graduate Account to their family and friends. All of this and more can be found in our NatWest Graduate Account reviews.

If you have experience with this account, write a review to help others just like you. Tell us why you chose the account - did you upgrade from a NatWest Student Account or are you a new customer? How satisfied have you been so far? What are the main benefits of the account, and are there any aspects that you feel could be improved? If you use the mobile banking app, which features are your favourite? Whether good or bad, leave an honest NatWest Graduate Account review today. Together, we can help people like you make better financial decisions.

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NatWest Graduate Account reviews (62)

Graduate account

This graduate and student/graduate accounts both have generous arranged interests with 0% interest (the amount gradually decreases each year after you graduate until it gets to £0) which is very helpful for struggling students and graduates like myself. It's not advisable to continually rely on it of course because it could affect one's credit score and is generally a bad budgeting habit, but the overdraft ihas seriously helped me during long-term periods of unemployment and financial instability. Reviewed on: 21st February 2026

Easy and straightforward

NatWest is easy to use, it have features that are easy to use and make banking easier. I love the round up feature, saving without meaning to save!! Every little helps Reviewed on: 1st April 2023

Ok

The app is ok, but HSBC's and TSB's apps and customer service are better. Reviewed on: 20th March 2023

Great deal

My student account automatically turned into a graduate account, with a great deal. I kept my overdraft with it being interest free for the first year. It's been a lifesaver. Reviewed on: 20th March 2023

Good Customer Service and App

They bank has massively improved recently, with their online customer service and call centres being excellent. The App is also very useful, on which you can do your everyday banking needs. Reviewed on: 17th March 2023

Been with NatWest for 15 years

Very good and very helpful NatWest has a cash out option that lets u take cash out without a card at the atm and I have not come across any other bank account that does this. It has been a good experience Reviewed on: 10th March 2023

Best bank account

Best customer service in the branch Rugby team Reviewed on: 23rd February 2023

Very useful

Easy to navigate and several useful tools Reviewed on: 23rd February 2023

Great bank

This was my first bank and have been with them for around 15 years, completely happy with them. Reviewed on: 21st February 2023

Always the most helpful customer service and a clear and easy to use app

I love the monzo-like saving scheme that’s been brought in and I’ve never struggled to find easy and effective assistance any time I’ve had any queries Reviewed on: 21st February 2023

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