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NatWest: Graduate account reviews

Name: Graduate account
Rating: 4.43 (63 reviews)

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4.43

Based on 63 reviews, last reviewed 17th Apr 2026

100% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

54%

35%

Latest highest rating:

5

Great app The app is definitely the best app on the market, it is easy to use and has the most functionality Reviewed on: 17th April 2026

Latest lowest rating:

2

Too many charges Regularly charged for things that I don't feel I should be Reviewed on: 26th May 2018

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About this product

NatWest offer a graduate account to support you through life after completing your studies.

You’re moved to the NatWest graduate account from the student account. You’ll be able to keep the graduate account for three years. You get an interest free overdraft facility that reduces each year you have the account.

NatWest graduate account reviews help you find out what it’s really like to be a customer. If you’ve used NatWest before, you can also leave a review and share your experience.

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NatWest Graduate account reviews (63)

Great app

The app is definitely the best app on the market, it is easy to use and has the most functionality Reviewed on: 17th April 2026

Graduate account

This graduate and student/graduate accounts both have generous arranged interests with 0% interest (the amount gradually decreases each year after you graduate until it gets to £0) which is very helpful for struggling students and graduates like myself. It's not advisable to continually rely on it of course because it could affect one's credit score and is generally a bad budgeting habit, but the overdraft ihas seriously helped me during long-term periods of unemployment and financial instability. Reviewed on: 21st February 2026

Easy and straightforward

NatWest is easy to use, it have features that are easy to use and make banking easier. I love the round up feature, saving without meaning to save!! Every little helps Reviewed on: 1st April 2023

Ok

The app is ok, but HSBC's and TSB's apps and customer service are better. Reviewed on: 20th March 2023

Great deal

My student account automatically turned into a graduate account, with a great deal. I kept my overdraft with it being interest free for the first year. It's been a lifesaver. Reviewed on: 20th March 2023

Good Customer Service and App

They bank has massively improved recently, with their online customer service and call centres being excellent. The App is also very useful, on which you can do your everyday banking needs. Reviewed on: 17th March 2023

Been with NatWest for 15 years

Very good and very helpful NatWest has a cash out option that lets u take cash out without a card at the atm and I have not come across any other bank account that does this. It has been a good experience Reviewed on: 10th March 2023

Best bank account

Best customer service in the branch Rugby team Reviewed on: 23rd February 2023

Very useful

Easy to navigate and several useful tools Reviewed on: 23rd February 2023

Great bank

This was my first bank and have been with them for around 15 years, completely happy with them. Reviewed on: 21st February 2023

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