Smart Money People Logo

NatWest: Graduate Account reviews

4.34
Based on 62 reviews, last reviewed 21st Feb 2026
No new 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
53%
See only 4 star reviews
35%
See only 3 star reviews
8%
See only 2 star reviews
2%
See only 1 star reviews
2%

Latest highest rating:

4

Graduate account This graduate and student/graduate accounts both have generous arranged interests with 0% interest (the amount gradually decreases each year after you... Read more Reviewed on: 21st February 2026
Grey's avatar
Grey

Latest lowest rating:

2

Too many charges Regularly charged for things that I don't feel I should be Reviewed on: 26th May 2018
Anon's avatar
Anon

About this product

NatWest’s Graduate Account has features and benefits designed to ease the transition from full-time student to full-time employment. A NatWest Student Account will automatically upgrade into a Graduate Account after graduating. The account has three years of interest-free overdraft options and a mobile app packed with features.

Reading customer reviews is one of the best ways to gain valuable insight into a provider and its products. Our NatWest Graduate Account reviews can help you make an informed decision when choosing your new current account.

Find out how satisfied existing customers are with the account. Learn more about the features of the mobile app and how useful customers find them. Read about the overdraft options available to see if any suit your needs. Find out whether account holders would recommend NatWest’s Graduate Account to their family and friends. All of this and more can be found in our NatWest Graduate Account reviews.

If you have experience with this account, write a review to help others just like you. Tell us why you chose the account - did you upgrade from a NatWest Student Account or are you a new customer? How satisfied have you been so far? What are the main benefits of the account, and are there any aspects that you feel could be improved? If you use the mobile banking app, which features are your favourite? Whether good or bad, leave an honest NatWest Graduate Account review today. Together, we can help people like you make better financial decisions.

Review NatWest: Graduate Account now

Help others make smarter decisions by sharing your own experience. Write a review

NatWest Graduate Account reviews (62)

Overall good experience

4
NatWest offer a relatively straightforward graduate account, with a reasonable sized interest-free overdraft. Branch staff always friendly and helpful. Only complaint is the occasional inability to access online banking. Reviewed on: 11th January 2018

Great for Gradutes

4
Excellent. Exactly what I was looking for post university. Reviewed on: 8th November 2017

Great account

5
No hassle as my student account automatically updated into the graduate account. The fee free overdraft was invaluable as a graduate and the free 16-25 railcard saved me a lot of money on travel . Reviewed on: 8th November 2017

It's alright

3
It was easy to set up an account with them, the customer service department were very friendly, clear and precise in their delivery of information. Reviewed on: 9th August 2017

Excellent bank

5
Natwest are an excellent bank I've been with them all my life Reviewed on: 5th June 2017

Very Good.

5
Is clear and offered enough time interest free that as a graduate I had time to clear my overdraft. Reviewed on: 2nd June 2017

Great bank

5
I've used Natwest all my life and they've always been great. Never had any problems and always found their customer care a joy to deal with. Reviewed on: 1st June 2017

Quick and easy to set-up

5
Great terms with interest free overdraft and easy to open. never had an issue with them. great customer service Reviewed on: 30th May 2017

great services

5
they provide a great service and are always very helpful Reviewed on: 11th February 2017

Average, not amazing but not aweful

4
I love that all the branches have had a facelift, they are all very mich more open and friendly looking now. I don't like being prodded to use the machines to deposot money. They are really confusing and it feels like it takes longer than actually having human interaction. Reviewed on: 3rd February 2017

Do you have a different NatWest product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from NatWest?

  • Life Insurance

    from NatWest 5.00 from 3 reviews
    NatWest
  • Tracker Rate Mortgage

    from NatWest 5.00 from 5 reviews
    NatWest
  • Rooster card

    from NatWest 4.93 from 14845 reviews
    NatWest
    View all products