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NatWest: Graduate Account reviews

4.43
Based on 63 reviews, last reviewed 17th Apr 2026
100% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
53%
See only 4 star reviews
35%
See only 3 star reviews
8%
See only 2 star reviews
2%
See only 1 star reviews
2%

Latest highest rating:

5

Great app The app is definitely the best app on the market, it is easy to use and has the most functionality Reviewed on: 17th April 2026
TF's avatar
TF

Latest lowest rating:

2

Too many charges Regularly charged for things that I don't feel I should be Reviewed on: 26th May 2018
Anon's avatar
Anon

About this product

NatWest’s Graduate Account has features and benefits designed to ease the transition from full-time student to full-time employment. A NatWest Student Account will automatically upgrade into a Graduate Account after graduating. The account has three years of interest-free overdraft options and a mobile app packed with features.

Reading customer reviews is one of the best ways to gain valuable insight into a provider and its products. Our NatWest Graduate Account reviews can help you make an informed decision when choosing your new current account.

Find out how satisfied existing customers are with the account. Learn more about the features of the mobile app and how useful customers find them. Read about the overdraft options available to see if any suit your needs. Find out whether account holders would recommend NatWest’s Graduate Account to their family and friends. All of this and more can be found in our NatWest Graduate Account reviews.

If you have experience with this account, write a review to help others just like you. Tell us why you chose the account - did you upgrade from a NatWest Student Account or are you a new customer? How satisfied have you been so far? What are the main benefits of the account, and are there any aspects that you feel could be improved? If you use the mobile banking app, which features are your favourite? Whether good or bad, leave an honest NatWest Graduate Account review today. Together, we can help people like you make better financial decisions.

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NatWest Graduate Account reviews (63)

Always the most helpful customer service and a clear and easy to use app

5
I love the monzo-like saving scheme that’s been brought in and I’ve never struggled to find easy and effective assistance any time I’ve had any queries Reviewed on: 21st February 2023

Love the app

5
The Natwest online banking app is so easy and convenient to use. It quite modern which I appreciate the effort. Reviewed on: 21st February 2023

Great graduate product

5
They provide proper support for transition from graduating to real world finance via their credit card program Reviewed on: 20th February 2023

Most useful

5
An amazing advantage for graduates, with great facilities Reviewed on: 19th February 2023

Awesome

5
I have been with NatWest since I started university in 2017, it has been the most reliable app on my phone. Any disputes or issues I had with retailers were sorted out swiftly by NatWest personnel. I have now graduated and I still would recommend Natwest and the app to anyone I know. Finally, I believe that in my next chapter which would be getting a house, NatWest will be my go to choice! Hope NatWest win they deserve it! Reviewed on: 18th February 2023

Amazing benefits and service

5
I have a fixed mortgage and a graduate account with NatWest. So far, I appreciate their customer service and other facilities I am receiving from my account. Reviewed on: 18th February 2023

Great banking

5
Easy and convenient banking, both online and in branch Reviewed on: 18th February 2023

Dependable, easy to use and functional.

5
I have peace of mind 24 hours a day with the NatWest app ready to hand wherever I go. I can safely and securely conduct all of banking needs from the comfort of my home. Reviewed on: 18th February 2023

Fantastic app

5
The app is secure and really easy to use Reviewed on: 9th January 2023

Great app

5
I like using the mobile app as it's quick and easy Reviewed on: 9th January 2023

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