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Review of the NatWest, Graduate Account:

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Graduate account

This graduate and student/graduate accounts both have generous arranged interests with 0% interest (the amount gradually decreases each year after you graduate until it gets to £0) which is very helpful for struggling students and graduates like myself. It's not advisable to continually rely on it of course because it could affect one's credit score and is generally a bad budgeting habit, but the overdraft ihas seriously helped me during long-term periods of unemployment and financial instability. Reviewed on: 21st February 2026

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