Smart Money People Logo
Share this page

RCI Bank reviews

RCI Bank Logo
Rated Excellent 4.52/5

RCI Bank reviews

Verified business
See more on their website

Review summary

People rate this company as Excellent based on 2,763 product reviews

Average score of 4.52/5
5 star
79%
4 star
15%
3 star
2%
2 star
0%
1 star
4%
Reviews for RCI Bank have trended negatively over the past 90 days

Latest positive rating

5/5

Great service and the simple way you really informat...

Great service and the simple way you really information

Latest negative rating

1/5

Dishonest business, beware!

I've withdrawn my money the 7th December, and still haven't received on 11th December 2023. I've contacted them, they tried to explained, fool me, the... I've withdrawn my money the 7th December, and still haven't received on 11th December 2023. I've contacted them, they tried to explained, fool me, the situation which is good for them but it is not for customers. And I've asked for the interest daily rate that I suppose to get per day while they keep my money in their pockets, and they said you can not get anything since 7th December when you asked for withdrawal. So they get free beef from my money while I'm waiting for that questionable transferring money. Well the very clever game I should say. Therfore, I'm closing down my account to save my money and time. Beware of this type of 'legal Sc..'. Read more Read less

About RCI Bank

Established in 1974, RCI Bank is a savings provider with a range of products to suit a variety of requirements. RCI Bank believe that a good savings account can help you to stay in control of your finances and help you get on with living your life. Find out what existing customers have to say about RCI Bank and its products by reading our reviews.

If you’re looking to open a savings account with RCI Bank, read the reviews on Smart Money People to learn more. Find out what existing account holders liked and disliked. Learn about the process of opening an account with RCI Bank and how easy it is to manage. Read about genuine experiences with the customer service team. All of this and more can be found in our RCI Bank reviews.

Have you got a savings account with RCI Bank? Share your experience with our Smart Money People community. Together, we can help people like you make better financial decisions. Tell us why you chose RCI Bank as your savings provider and if you’re happy you did. Share details about opening an account: was it quick and simple? Did RCI Bank help you choose the right account for your needs? Would you recommend the provider to family and friends? Write an RCI Bank review today.

RCI Bank at a glance

Contact details

Website
Visit provider website

Reviews for RCI Bank

Showing 11 of 2763 company reviews

Great service and the simple way you really informat...

Fixed Term Savings Account 23rd August 2024

Great service and the simple way you really information

Rated Excellent 5/5
Read more product reviews

Fantastic Savings Bank - Excellent customer service

Freedom Savings Account 26th June 2024

Excellent smooth sailing bank that you can set up immediately from your phone for a start. The app it's self is easy to use for... Excellent smooth sailing bank that you can set up immediately from your phone for a start. The app it's self is easy to use for the start up process and in general very easy to withdraw and deposit money, as long as you follow instructions. They've recently upgraded to same day withdrawls (it used to be next day or day after next depending on time of day which was a chore) which streamlines everything. The rates for monthly and annually are excellent in comparison to banks that are on the street and they're very secure. If I've ever had a query I phone in and over the phone they're very helpful and very friendly. 10/10 RCI. Read more Read less

Rated Excellent 5/5
Read more product reviews
  • 5/5

    Excellent savings bank

    Excellent monthly rates, no hassle withdrawing money, customer service extremely helpful, all at the touch of your fingers as its all done through their mobile... Excellent monthly rates, no hassle withdrawing money, customer service extremely helpful, all at the touch of your fingers as its all done through their mobile app. Their mobile app is easy to use and it takes little effort to set uo an account. But please read their FAQs before hand just so you know which is the right choice for you! Read more Read less

  • 5/5

    The bank is easy to deal with online.

    The bank is easy to deal with online. Payments in and withdrawals to a nominated account are normally within 24 hours. The interest rate is... The bank is easy to deal with online. Payments in and withdrawals to a nominated account are normally within 24 hours. The interest rate is amongst the best for easy access savings. I have never had any problems with my accounts. I would willingly reco0mmend them to friends and family. Read more Read less

  • 5/5

    RCI's Freedom Savings Account works great for me.

    RCI's Freedom Savings Account works great for me. Withdrawals really are instant. Withdrawals from many other easy access accounts take hours or even next day... RCI's Freedom Savings Account works great for me. Withdrawals really are instant. Withdrawals from many other easy access accounts take hours or even next day until the money is transferred and available in the nominated account. Read more Read less

  • 5/5

    Competitive rates and good service .

    Staff are polite and helpful. The interest rates are competitive and website easy to use. The information is clearly marketed and self explanatory.

  • 5/5

    Suspicious number of 1-star reviews

    I’m a consumer journalist and have two fixed rate accounts and a number of easy access accounts with RCI. I have been an RCI customer... I’m a consumer journalist and have two fixed rate accounts and a number of easy access accounts with RCI. I have been an RCI customer for around eight years and have never had an issue with them. I find it more than a little suspicious that so many 1-star reviews have been posted over such a short space of time recently. By the simple law of averages, there should be at least a number of 2-star and more reviews mixed in with the unending list of 1-star reviews! Read more Read less

  • 1/5

    Dishonest business, beware!

    I've withdrawn my money the 7th December, and still haven't received on 11th December 2023. I've contacted them, they tried to explained, fool me, the... I've withdrawn my money the 7th December, and still haven't received on 11th December 2023. I've contacted them, they tried to explained, fool me, the situation which is good for them but it is not for customers. And I've asked for the interest daily rate that I suppose to get per day while they keep my money in their pockets, and they said you can not get anything since 7th December when you asked for withdrawal. So they get free beef from my money while I'm waiting for that questionable transferring money. Well the very clever game I should say. Therfore, I'm closing down my account to save my money and time. Beware of this type of 'legal Sc..'. Read more Read less

  • 1/5

    Very poor service

    RCIs total inability to manage my maturity instructions leading up to and after my fixed bond maturing has left me out of pocket. I can’t... RCIs total inability to manage my maturity instructions leading up to and after my fixed bond maturing has left me out of pocket. I can’t have been let down repeatedly by customer services who have not completed there promises have not phoned back when promised and have not delivered my interest to my nominated bank account as requested. T have received no response from phone, email nor secure messaging. Feeling totally let down and concerned over the safety of my investment. Watch out. Read more Read less

  • 1/5

    What has happened?

    Used to provide great service, but now, like other reviewers, I can not make contact with anyone at RCI, either by phone, email or online... Used to provide great service, but now, like other reviewers, I can not make contact with anyone at RCI, either by phone, email or online message. I have an important question that needs resolving. If I was a victim of fraud, what could I do? Read more Read less

  • 1/5

    Worst Bank ever

    No one is available for calls and emails. We lost our money as we tried to close our account and no one is available to... No one is available for calls and emails. We lost our money as we tried to close our account and no one is available to help with enquiries and emails. I won't be recommending this bank to my friends and family. I don't think this bank is legit. Unfortunately we lost our money. Read more Read less

    Products from RCI Bank

    Showing products offered by RCI Bank

    We are Smart Money People

    Join 2 million active users who make better financial decisions with the power of reviews.

    Create an account

    Protecting trust by verifying companies and reviewers

    The only site that specialises in financial services

    Providing everyday people with a voice