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RCI Bank reviews

RCI Bank Logo
Rated Excellent • 4.88/5

RCI Bank reviews

Verified businesses always have up to date contact details and can respond to reviews.

Verified business Last reviewed within 7 days
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Review summary

People rate this company as Excellent based on 12,926 product reviews

Average score of 4.88/5
5 star
88%
4 star
10%
3 star
1%
2 star
0%
1 star
1%
Reviews for RCI Bank have trended positively over the past 90 days

RCI Bank’s savings accounts and apps are praised for being straightforward, easy to use, and reliable with competitive interest rates. The customer service is often described as friendly, helpful, and quick to respond. However, some have struggled with slow or unresponsive phone support and occasional delays in withdrawals.

Positive themes

  • RCI Bank’s Freedom Savings Account app is simple, reliable, and easy to use.
  • The interest rates on RCI Bank’s savings accounts are consistently competitive.
  • Customer service at RCI Bank is friendly, helpful and quick to respond.

Negative themes

  • Phone support at RCI Bank can be slow or unresponsive at times.
  • Some customers experienced delays withdrawing money from RCI Bank accounts.
  • Interest rates on some RCI Bank accounts have dropped or are less competitive.
Summarised by AI
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About RCI Bank

RCI Bank is a savings provider with a range of products to suit a variety of requirements. RCI Bank believe that a good savings account can help you to stay in control of your finances and help you get on with living your life. Find out what existing customers have to say about RCI Bank and its products by reading our reviews.

If you’re looking to open a savings account with RCI Bank, read the reviews on Smart Money People to learn more. Find out what existing account holders liked and disliked. Learn about the process of opening an account with RCI Bank and how easy it is to manage. Read about genuine experiences with the customer service team. All of this and more can be found in our RCI Bank reviews.

Have you got a savings account with RCI Bank? Share your experience with our Smart Money People community. Together, we can help people like you make better financial decisions. Tell us why you chose RCI Bank as your savings provider and if you’re happy you did. Share details about opening an account: was it quick and simple? Did RCI Bank help you choose the right account for your needs? Would you recommend the provider to family and friends? Write an RCI Bank review today.

RCI Bank at a glance

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Reviews for RCI Bank

Showing 11 of 12926 company reviews • Last reviewed within 7 days

Very good customer service good interest rates and e...

Freedom Savings Account • 14th February 2026

Very good customer service good interest rates and easy to use banking app quick transfers

{"display":"Unknown ","full_name":"Unknown ","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
Rated Excellent • 5/5
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Great service with a good app.

Freedom Savings Account • 13th February 2026

Great service with a good app. Rates seem to be competitive

{"display":"Vik p","full_name":"Vik p","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
Rated Excellent • 5/5
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  • 5/5

    My best savings account for more than ten years

    I opened my RCI Freedom Savings account in December 2015 because of its straightforward application process and competitive interest rate. I'm pretty active with my... I opened my RCI Freedom Savings account in December 2015 because of its straightforward application process and competitive interest rate. I'm pretty active with my savings and since then I've looked at dozens of other accounts, but this RCI account is still the basis of my cash savings. The interest rate is always one of the best that's available, and that's without any short term bonuses. There are no limitations on the number of transactions and the app is easy to use plus there's the option of online account. My only query is why I don't see it recommended more often by the financial press! Read more Read less

    {"display":"Cliff Edwards","full_name":"Cliff Edwards","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
  • 5/5

    All good.

    All good. Nothing to complain about

    {"display":"Christine Caisbrook ","full_name":"Christine Caisbrook ","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
  • 5/5

    Competitive products/ interest rates, easy to use we...

    Competitive products/ interest rates, easy to use website, good customer service.

    {"display":"Gillian B","full_name":"Gillian B","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
  • 5/5

    good bank

    all works well simple good rate of interest

    {"display":"Adrian R","full_name":"Adrian R","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
  • 5/5

    The extra interest on the notice account helped

    The extra interest on the notice account meant i could plan aghead and gain extra income at the same time.

    {"display":"Petroc","full_name":"Petroc","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    95 Day Notice Account
    Petroc 12th February 2026
  • 5/5

    So easy to set up and superb interest rates.

    So easy to set up and superb interest rates...no constant emails teying to upsell...no complaints

    {"display":"Anthony W","full_name":"Anthony W","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
  • 5/5

    versatile account

    RCI Freedom account gives me a very good interests rate and it's very easy to use.

    {"display":"Kumiko A","full_name":"Kumiko A","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
  • 5/5

    Very satisfied

    Very quick - same day transfers. Clear website and quick to update interest rates

    {"display":"Adriaan A","full_name":"Adriaan A","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
  • 4/5

    Convenience through new app is great.

    Convenience through new app is great. Can be a little cumbersome registering accounts to pay I a md out

    {"display":"Nathan Too","full_name":"Nathan Too","avatar":{"url":"\/assets\/uploads\/avatars\/users\/462968.png"}}'s avatar

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