Smart Money People Logo

Voting in the Consumer credit awards 2025 is open - Vote here

Share this page

RCI Bank reviews

RCI Bank Logo
Rated Excellent 4.87/5

RCI Bank reviews

Verified businesses always have up to date contact details and can respond to reviews.

Verified business
Last reviewed within 7 days
See more on their website

Review summary

People rate this company as Excellent based on 10,385 product reviews

Average score of 4.87/5
5 star
87%
4 star
11%
3 star
1%
2 star
0%
1 star
1%
Reviews for RCI Bank have trended positively over the past 90 days

Latest positive rating

5/5

Excellent customer service

Excellence in customer care with very patient and helpful staff. Competitive Interest rates and options to choose to save interest monthly as well as yearly which many banks don't do.

Latest negative rating

1/5

RCI online experience

Have banked with RCI for a number of years. Always had great customer service without any maturity instruction issues. Straightforward process for online access.

About RCI Bank

RCI Bank is a savings provider with a range of products to suit a variety of requirements. RCI Bank believe that a good savings account can help you to stay in control of your finances and help you get on with living your life. Find out what existing customers have to say about RCI Bank and its products by reading our reviews.

If you’re looking to open a savings account with RCI Bank, read the reviews on Smart Money People to learn more. Find out what existing account holders liked and disliked. Learn about the process of opening an account with RCI Bank and how easy it is to manage. Read about genuine experiences with the customer service team. All of this and more can be found in our RCI Bank reviews.

Have you got a savings account with RCI Bank? Share your experience with our Smart Money People community. Together, we can help people like you make better financial decisions. Tell us why you chose RCI Bank as your savings provider and if you’re happy you did. Share details about opening an account: was it quick and simple? Did RCI Bank help you choose the right account for your needs? Would you recommend the provider to family and friends? Write an RCI Bank review today.

RCI Bank at a glance

Contact details

Website
Visit provider website

Reviews for RCI Bank

Showing 11 of 10385 company reviews Last reviewed within 7 days

Excellent customer service

Fixed Term Savings Account 13th June 2025

Excellence in customer care with very patient and helpful staff. Competitive Interest rates and options to choose to save interest monthly as well as yearly which many banks don't do.

{"display":"LD","full_name":"LD","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
LD
Rated Excellent 5/5
Read more product reviews

Easy to use website with competitive products.

Freedom Savings Account 13th June 2025

Clear and easy to use website with competitive products. Freedom account offers flexibility for savers. Website contains plenty of help screens and links to customer... Clear and easy to use website with competitive products. Freedom account offers flexibility for savers. Website contains plenty of help screens and links to customer services along with a Archie messaging system. Read more Read less

Rated Excellent 5/5
Read more product reviews
  • 5/5

    easy to understand website.

    easy to understand website. Good choice of products. Excellent and regular communications

  • 5/5

    Acceptable

    The freedom account is useful as you can get your money without notice . It is a shame that the rate has decreased a little .

  • 5/5

    Highly Recommended

    I've had an account with RCI for five years and not once encountered a problem. The app is functional and reliable and interest rates are inline with their competitors.

  • 5/5

    RCI efficient in all areas of running an account

    RCI have an easy to use online system, they are very prompt at sending notice of payments received and transferring payments from my account. Interest... RCI have an easy to use online system, they are very prompt at sending notice of payments received and transferring payments from my account. Interest rates are very comparable to other finance companies Read more Read less

  • 5/5

    Never any issues.

    Never any issues. Competitive rates

  • 5/5

    Investing made easy!

    Always keeps you updated with new products and makes it easy to reinvest funds

  • 5/5

    App is very easy to use.

    App is very easy to use. The interest rate is in line with competitors

  • 5/5

    Used for a long time as excellent for rainy day money.

    Used for a long time as excellent for rainy day money. Quick and easy deposit and withdraw methods

  • 5/5

    Competitive Rates

    The rates are very competitive and the app is easy to use. I like the fact you can see the date your account matures.

    Products from RCI Bank

    Showing products offered by RCI Bank

    We are Smart Money People

    Join 2 million active users who make better financial decisions with the power of reviews.

    Create an account

    Protecting trust by verifying companies and reviewers

    The only site that specialises in financial services

    Providing everyday people with a voice