Smart Money People Logo

Voting in the British bank awards 2025 is open - Vote here

Share this page

RCI Bank reviews

RCI Bank Logo
Rated Excellent 4.56/5

RCI Bank reviews

Verified business
Last reviewed within 7 days
See more on their website

Review summary

People rate this company as Excellent based on 2,785 product reviews

Average score of 4.56/5
5 star
79%
4 star
15%
3 star
2%
2 star
0%
1 star
4%
Reviews for RCI Bank have trended positively over the past 90 days

Latest positive rating

5/5

Easy peasy

All straight forward and easy to open and manage

Latest negative rating

1/5

Refer to FCA

Deposit transferred through Faster Payment System to their HSBC bank according to instructions but no contact from RCI to confirm receipt. Their website is closed!... Deposit transferred through Faster Payment System to their HSBC bank according to instructions but no contact from RCI to confirm receipt. Their website is closed! Forced to start claim through Financial Conduct Authority. Read more Read less

About RCI Bank

Established in 1974, RCI Bank is a savings provider with a range of products to suit a variety of requirements. RCI Bank believe that a good savings account can help you to stay in control of your finances and help you get on with living your life. Find out what existing customers have to say about RCI Bank and its products by reading our reviews.

If you’re looking to open a savings account with RCI Bank, read the reviews on Smart Money People to learn more. Find out what existing account holders liked and disliked. Learn about the process of opening an account with RCI Bank and how easy it is to manage. Read about genuine experiences with the customer service team. All of this and more can be found in our RCI Bank reviews.

Have you got a savings account with RCI Bank? Share your experience with our Smart Money People community. Together, we can help people like you make better financial decisions. Tell us why you chose RCI Bank as your savings provider and if you’re happy you did. Share details about opening an account: was it quick and simple? Did RCI Bank help you choose the right account for your needs? Would you recommend the provider to family and friends? Write an RCI Bank review today.

RCI Bank at a glance

Contact details

Website
Visit provider website

Reviews for RCI Bank

Showing 11 of 2785 company reviews Last reviewed within 7 days

Easy peasy

Fixed Term Savings Account 2nd March 2025

All straight forward and easy to open and manage

Rated Excellent 5/5
Read more product reviews

Good rates and easy to use

Freedom Savings Account 1st March 2025

First heard of RCI through a saving rates comparison. Took out a 2yr Fixed Rate bond. Have subsequently had both a 95 day and a Freedom account. No problems.

Rated Excellent 5/5
Read more product reviews
  • 5/5

    Fixed rate savings

    Opened an account following recommendation from a friend, always available to help and staff go the extra mile. Opened a second account as service is... Opened an account following recommendation from a friend, always available to help and staff go the extra mile. Opened a second account as service is so good compared to other online banks Read more Read less

  • 5/5

    You can speak to people who understand

    always available and quality advice from a human not a robot!!

  • 4/5

    A classy and friendly bank

    I have been banking with RCI for many years - over 8 years, they have a very accessible and easy to use website providing efficient... I have been banking with RCI for many years - over 8 years, they have a very accessible and easy to use website providing efficient online banking and offer competitive rates across fixed deposit and easy access accounts. Read more Read less

  • 5/5

    Very reliable, interest rates always near the top end

    Very reliable, interest rates always near the top end

  • 4/5

    Took most of the day for a withdrawal

    Took most of the day for a withdrawal to arrive in my linked a/c. Arrived when it was too late to send it to a third party that day.

  • 5/5

    Great Customer Service

    If I have a problem it is resolved very quickly and always clear speaking friendly staff.

  • 5/5

    Easy to manage online savings account with good rates

    Easy to manage online savings account with good rates

  • 5/5

    Easy to access account through app, good interest ra...

    Easy to access account through app, good interest rate, kept informed about changes to account

  • 5/5

    Easy to navigate website and saving rates are always...

    Easy to navigate website and saving rates are always competitive

    Products from RCI Bank

    Showing products offered by RCI Bank

    We are Smart Money People

    Join 2 million active users who make better financial decisions with the power of reviews.

    Create an account

    Protecting trust by verifying companies and reviewers

    The only site that specialises in financial services

    Providing everyday people with a voice