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RCI Bank: 95 Day Notice Account reviews

4.88
Based on 678 reviews, last reviewed 19th Feb 2026
16300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
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9%
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1%
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0%
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1%

Latest highest rating:

5

Easy and reliable communication. Easy and reliable communication. Reviewed on: 19th February 2026
Stephen L's avatar
Stephen L

Latest lowest rating:

2

Reducing Interest rate payable below base rate is poor. Reducing Interest rate payable below base rate is poor. Reviewed on: 11th March 2025
Rob W's avatar
Rob W

About this product

With an RCI Bank 95-day notice account, you can pay in between £1,000 and £1m.

You can't close your account or make any withdrawals without providing 95 days’ notice. Interest is paid monthly or annually. There’s UK based support, seven days a week and you can apply for an account in minutes.

RCI Bank 95-day notice account reviews help you find out what it’s really like to be a customer. If you’ve used RCI Bank before, you can also leave a review and share your experience.

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RCI Bank 95 Day Notice Account reviews (678)

Easy and reliable communication.

5
Easy and reliable communication. Reviewed on: 19th February 2026

Great service!

5
It felt good when my husband and I could actually speak to a real human. Staff was always ready to assist us with issues when they arose. Stuck to their word and made our money readily available when it was time. Reviewed on: 18th February 2026

great rates and service, recommend

5
great rates and service, recommend Reviewed on: 17th February 2026

App is way to use and interest rates are consistentl...

5
App is way to use and interest rates are consistently among the best Reviewed on: 15th February 2026

The extra interest on the notice account helped

5
The extra interest on the notice account meant i could plan aghead and gain extra income at the same time. Reviewed on: 12th February 2026

So easy to set up and superb interest rates.

5
So easy to set up and superb interest rates...no constant emails teying to upsell...no complaints Reviewed on: 12th February 2026

Customer Focus

5
Always helpful, resolve issue first timewith empethy. Reviewed on: 7th February 2026

The website gives clear fair and transparent terms.

5
The website gives clear and transparent terms of account management, and not only gives plenty of notice (over 95 days) of any reduction in interest rates, but also increases in rates are applied immediately. Reviewed on: 6th February 2026

It was easy to set up and gives a good return on my...

5
It was easy to set up and gives a good return on my investment Reviewed on: 6th February 2026

Good rates

5
RCI offers a good short term saving rate and they even increased my rate recently. In the present climate, that is good. Reviewed on: 6th February 2026

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