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RCI Bank: Fixed Term Savings Account reviews

Name: Fixed Term Savings Account
Rating: 4.89 (3557 reviews)

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4.89

Based on 3,557 reviews, last reviewed 2nd Apr 2026

100500% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

90%

Latest highest rating:

5

Good interest rate Good interest rate with option to recieve interest monthly Reviewed on: 2nd April 2026

Latest lowest rating:

1

RCI online experience Have banked with RCI for a number of years. Always had great customer service without any maturity instruction issues. Straightforward process for onl... Read more Reviewed on: 22nd April 2025

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About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

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RCI Bank Fixed Term Savings Account reviews (3557)

Good interest rate

Good interest rate with option to recieve interest monthly Reviewed on: 2nd April 2026

A lovely experience.

A lovely experience. Easy to deal with. Reviewed on: 28th March 2026

Good Online Bank.

Good competative rates. Good communication. Easy to use website design. Simple to transfer money in and out of account. Informed updates throughout year via E-Mail. Reviewed on: 28th March 2026

Wonderful opportunities to save

I have looked at RCI and what they offer and, although we have an account with RCI we haven't explored all our options. But what they offer is really good. I would very much like to start a Fixed Term account with them next month. Reviewed on: 26th March 2026

Support given at a difficult time for me

Due to family emergency I missed the deposit window. They were very undertanding and sorted out everything for me. They also offered future support should I need it The person on the phone could not have been kinder or more efficient. Reviewed on: 25th March 2026

Easy website and excellent rates

Easy website and excellent rates Reviewed on: 25th March 2026

RCI Bank has good long term savings deals

RCI Bank has longer term savings products that I consider to be very attractive for me. RCI's long term deposits with monthly interest is particularly useful for retired individuals. They offer good value in the current market. Reviewed on: 25th March 2026

Great online bank

Great interest rate and excellent customer service when needed Reviewed on: 25th March 2026

A solid and reputable bank

A solid and reputable bank that provides competitive savings rates. I like the no-fuss website and online banking platform which makes banking safe and simple. Reviewed on: 24th March 2026

Have several accounts with RCI.

Have several accounts with RCI. Found them easy to use and offer very competitive interest rates. On line banking easy to use. Reviewed on: 23rd March 2026

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