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RCI Bank: Fixed term savings account reviews

Name: Fixed term savings account
Rating: 4.85 (3964 reviews)

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4.85

Based on 3,964 reviews, last reviewed 15th Oct 2026

80% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

90%

Latest highest rating:

4

One side was excellent the other was not so good. One side was excellent the other was not so good. Like of fast reply. Very lengthy process on the not so good transfer.. But the excellent site, was s... Read more Reviewed on: 15th October 2026

Latest lowest rating:

1

I've been banking woth RCI Bank for a number of year... I've been banking woth RCI Bank for a number of years, investing in different accounts they provide. Ive found there banking system safe easy to use. ... Read more Reviewed on: 17th April 2026

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About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

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Awards

Best savings provider 2026

Awarded to the savings account provider rated highest in UK customer reviews.

RCI Bank Fixed term savings account reviews (3964)

One side was excellent the other was not so good.

One side was excellent the other was not so good. Like of fast reply. Very lengthy process on the not so good transfer.. But the excellent site, was straight forward. Reviewed on: 15th October 2026

Good company to deal with

Easy company to deal with and competitive products Reviewed on: 13th October 2026

All good , easy to use and competitive in the market.

All good , easy to use and competitive in the market. Reviewed on: 29th April 2026

Good interest rates and good communication

Good interest rates and good communication Reviewed on: 24th April 2026

Very Slick

Unlike another bank that I transferred a maturing Isa to, it was so easy to do this, without any repetition, Reviewed on: 21st April 2026

positive experience from start to finish

positive experience from start to finish Reviewed on: 20th April 2026

User-friendly website.

User-friendly website. Good interest rates. Reviewed on: 18th April 2026

I have a fantastic interest rate with RCI

I have a fantastic interest rate with RCI, which I’m really happy with. They have been a wonderful bank, I’ve enjoyed investing my money with them. I have a 1 year fixed rate, which is very competitive, that pays interest monthly straight into my current account that boosts my monthly pension. Reviewed on: 18th April 2026

RCI online banking is easy to use with good security.

RCI online banking is easy to use and I am confident in their security. I also appreciate their good communication through text messages.Fair rates of interest for fixed savings accounts. Reviewed on: 18th April 2026

Simple to open and interest paid on time.

Simple to open and interest paid on time. Reviewed on: 17th April 2026

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