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RCI Bank: Fixed Term Savings Account reviews

Name: Fixed Term Savings Account
Rating: 4.84 (2922 reviews)

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4.88

Based on 2,922 reviews, last reviewed 30th Jan 2026

41000% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

90%

Latest highest rating:

5

Great savings account I have saved with RCI for nearly six years and my money has been safe and accrued a good amount of interest. I have had to get help from their custome... Read more Reviewed on: 30th January 2026

Latest lowest rating:

1

RCI online experience Have banked with RCI for a number of years. Always had great customer service without any maturity instruction issues. Straightforward process for onl... Read more Reviewed on: 22nd April 2025

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About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

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RCI Bank Fixed Term Savings Account reviews (2922)

Great savings account

I have saved with RCI for nearly six years and my money has been safe and accrued a good amount of interest. I have had to get help from their customer service on one occasion and that was a great experience for me. Reviewed on: 30th January 2026

Good return on deposits.

RCI offers very competitive savings rates for fixed terms. Reviewed on: 30th January 2026

Best online Bank

I have only had good experiences with RCI. Very clear advice and excellent customer service! No complaints!! Reviewed on: 30th January 2026

A safe haven, easy to manage.

We have enjoyed very favourable market rates; like the safety of the product and appreciate the ease of online transactions. Reviewed on: 30th January 2026

Excellent service - I would not hesitate recommendin...

Excellent service - I would not hesitate recommending RCI Bank. Reviewed on: 30th January 2026

Very easy to set up and well looked after

Very easy to set up and well looked after Reviewed on: 30th January 2026

Excellent Company and Service.

Always kept informed about saving accounts available. My first was a freedom account and that worked very well. I added a fixed rate 2 year account and that has been successful. I will be taking a large amount in the next month to purchase a new car but that will be replaced as a Bond with another company matures.....RCI performed better. Reviewed on: 30th January 2026

Simply the best

I have been with RCI BANK for a few years now and find them very professional and helpful making my savings very simple and easy to understand. I Cant fault them in any way and look forward to the next few years with them. Reviewed on: 30th January 2026

RCI Bank Experience

Easy to set up an account. Good competitive fixed interest rates. Good communication. Would definitely consider reinvesting once current term ended. Reviewed on: 30th January 2026

I have invested with RCI for many years and find the...

I have invested with RCI for many years and find them an excellent home for my savings providing a monthly income Reviewed on: 30th January 2026

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